Privacy Policy

1. Introduction

Welcome to FinSpry ("we," "our," "us," or "the Website"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

By using FinSpry, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, do not use our Website.

This Privacy Policy applies to information we collect on this Website, through email, text, and other electronic messages between you and this Website, and when you interact with our advertising and applications on third-party websites and services if those applications or advertising include links to this Privacy Policy.

2. Information We Collect

2.1 Information You Provide

We may collect information that you voluntarily provide to us when you use our Website, register for an account, subscribe to our newsletter, participate in surveys, or otherwise interact with us. This information may include, but is not limited to:

• Email address (if you subscribe to newsletters or create an account)
• Name and contact information (if provided through contact forms or account registration)
• Username and password (if you create an account)
• Feedback, comments, questions, or other information you submit to us
• Preferences and settings you configure on our Website
• Information you provide when participating in surveys, contests, or promotions
• Communications preferences and subscription settings

You are not required to provide this information, but failure to do so may prevent you from using certain features of our Website or receiving certain services.

2.2 Automatically Collected Information

When you visit our Website, we automatically collect certain information about your device and browsing activity. This information is collected using cookies, web beacons, and similar technologies. The automatically collected information includes:

• IP address and approximate geographic location based on IP address
• Browser type, version, and language preferences
• Operating system and device type (desktop, mobile, tablet)
• Pages visited, time spent on pages, and navigation paths
• Referring website addresses and exit pages
• Device identifiers and unique device characteristics
• Clickstream data and interaction patterns
• Date and time of access
• Search queries performed on our Website
• Links clicked and features used
• Stock symbols and companies viewed
• Screen resolution and display settings

This information is primarily used to maintain the security and operation of our Website, for internal analytics, and to improve our services.

2.3 Cookies and Tracking Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to collect information about your browsing behavior and interactions with our Website. Cookies are small data files stored on your device that help us provide and improve our services.

We use the following types of cookies:

• Essential Cookies: Necessary for the Website to function properly, including security features and load balancing
• Preference Cookies: Remember your preferences and settings, such as language and display options
• Analytics Cookies: Help us understand how visitors use our Website by collecting and reporting information anonymously
• Performance Cookies: Collect information about how you use our Website to help us improve functionality and user experience
• Advertising Cookies: Used to deliver relevant advertisements and track advertising campaign effectiveness

You can control cookie settings through your browser preferences. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. However, disabling cookies may limit your ability to use certain features of our Website and may affect your user experience.

To learn more about cookies and how to manage them, visit www.allaboutcookies.org.

2.4 Information from Third Parties

We may receive information about you from third-party sources, such as:

• Analytics providers and advertising networks
• Social media platforms (if you interact with us through social media)
• Data aggregators and service providers
• Public databases and sources

3. How We Use Your Information

We use the collected information for various legitimate business purposes, including:

• Providing, operating, and maintaining our Website and services
• Improving and personalizing your user experience
• Understanding and analyzing how you use our Website and which features are most valuable
• Developing new features, products, and services
• Communicating with you, including responding to your inquiries and providing customer service and support
• Sending you updates, newsletters, marketing communications, and promotional materials (with your consent where required)
• Processing transactions and managing your account
• Detecting, preventing, and addressing fraud, security breaches, technical issues, and illegal activities
• Complying with legal obligations and enforcing our terms and policies
• Conducting research, analytics, and data analysis to improve our services
• Monitoring and analyzing usage trends and patterns
• Personalizing content and advertisements based on your interests and preferences
• Administering surveys, contests, promotions, and other marketing initiatives
• Protecting the rights, property, and safety of FinSpry, our users, and the public

We may also use aggregated, anonymized, or de-identified information for any purpose, including research, analytics, and marketing, as such information does not identify you personally.

4. Financial Data and Information

The financial data, stock prices, market statistics, and company information displayed on FinSpry are obtained from third-party data providers for informational purposes only. This information is for informational purposes only and should not be used as the sole basis for investment decisions.

We do not track or store information about specific investment decisions you make. Any searches or viewing of stock information on our Website are logged anonymously for analytics purposes only and are not shared with third parties for marketing purposes, though we may use aggregated, anonymized data for analytics and service improvements.

We are not a financial institution, broker-dealer, investment advisor, or financial services provider. We do not have access to your investment accounts, trading platforms, or financial transactions conducted elsewhere.

5. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties for their marketing purposes. We may share your information in the following circumstances:

• Service Providers: We may share information with third-party vendors and service providers who perform services on our behalf, such as web hosting, data analytics, email delivery, customer service, technical support, and marketing assistance. These service providers are contractually obligated to use your information only as necessary to provide services to us and are required to maintain the confidentiality and security of your information.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities, including to meet national security or law enforcement requirements. This includes responding to court orders, subpoenas, search warrants, and other legal processes.
• Business Transfers: In the event of a merger, acquisition, reorganization, bankruptcy, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our Website of any change in ownership or uses of your personal information.
• Protection of Rights: We may disclose information when we believe in good faith that disclosure is necessary to protect our rights, property, or safety, or that of our users or the public. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.
• Aggregated Data: We may share aggregated, non-personally identifiable information, statistical data, or de-identified information with third parties for analytics, research, marketing, or other purposes. This information cannot be used to identify you personally.
• With Your Consent: We may share your information for any other purpose with your consent or at your direction.

6. Third-Party Services and Links

Our Website may contain links to third-party websites, services, or integrations that are not operated, controlled, or maintained by us. We have no control over and assume no responsibility for the content, privacy policies, terms of use, or practices of these third parties.

We may use third-party services for various purposes, including:

• Analytics and tracking (e.g., Google Analytics, similar analytics platforms)
• Financial data provision and market data feeds
• Content delivery networks (CDNs) for faster page loading
• Advertising and marketing networks
• Email marketing and communication platforms
• Customer support and chat services
• Payment processing (if applicable)
• Social media integration and sharing features

These third-party services may collect information about you when you use our Website or interact with their services. Their collection and use of information is subject to their own privacy policies.

We encourage you to review the privacy policies of any third-party services you interact with. We are not responsible for the privacy practices or content of third-party websites or services.

7. Data Security

We implement reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit using SSL/TLS protocols (HTTPS)
• Encryption of sensitive data at rest
• Secure servers and infrastructure with firewalls and intrusion detection systems
• Regular security assessments, audits, and penetration testing
• Access controls and authentication mechanisms to limit access to personal information
• Employee training on data protection practices and security protocols
• Regular software updates and security patches
• Monitoring for suspicious activity and security incidents
• Incident response procedures and data breach protocols

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information using commercially reasonable security measures, we cannot guarantee its absolute security. You acknowledge and accept that you provide your information at your own risk.

If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you have with us has been compromised), please notify us immediately.

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. The criteria we use to determine retention periods include:

• The length of time you have an account with us
• Whether we have a legal or contractual obligation to retain the information
• Whether the information is necessary for our legitimate business purposes
• Whether retention is advisable in light of our legal position (such as regarding applicable statutes of limitations, litigation, or regulatory investigations)

When we no longer need your information for these purposes, we will securely delete, destroy, or anonymize it in accordance with applicable data protection laws and our data retention policies.

We may retain and use aggregated, de-identified, or anonymized information indefinitely for analytics, research, and other purposes, as this information does not identify you personally.

9. Your Privacy Rights

Depending on your location and applicable data protection laws, you may have certain rights regarding your personal information, including:

• Access: The right to request access to the personal information we hold about you and receive a copy of such information
• Correction: The right to request correction of inaccurate, incomplete, or outdated personal information
• Deletion: The right to request deletion of your personal information, subject to certain exceptions (e.g., legal obligations, legitimate business purposes)
• Objection: The right to object to our processing of your personal information for certain purposes, including direct marketing
• Restriction: The right to request restriction of processing of your personal information in certain circumstances
• Portability: The right to request transfer of your information to another service provider in a structured, commonly used, and machine-readable format
• Withdraw Consent: The right to withdraw consent for processing based on consent, without affecting the lawfulness of processing based on consent before withdrawal
• Lodge a Complaint: The right to lodge a complaint with a supervisory authority if you believe your privacy rights have been violated

Please note that these rights are not absolute and may be subject to limitations under applicable laws. We may need to verify your identity before processing your request. We will respond to your request within the timeframe required by applicable law.

If you are a resident of California, the European Union, or other jurisdictions with specific privacy laws, you may have additional rights. Please see the jurisdiction-specific sections below for more information.

10. Children's Privacy

Our Website is not intended for children under the age of 13 (or 16 in some jurisdictions, such as the European Union). We do not knowingly collect personal information from children under these age thresholds. If you are under the applicable age limit, please do not use our Website or provide any personal information to us.

If we learn that we have collected or received personal information from a child under the applicable age without verification of parental consent, we will delete that information as quickly as possible. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so that we can delete the information.

11. International Data Transfers

Your information may be transferred to, stored, and processed in countries other than your country of residence, including countries that may not have the same data protection laws as your jurisdiction. These countries may have data protection laws that differ from those in your country.

By using our Website and providing your information, you consent to the transfer of your information to our facilities and to the third parties with whom we share it as described in this Privacy Policy.

When we transfer personal information from the European Economic Area (EEA) or United Kingdom to countries outside these regions, we will ensure that appropriate safeguards are in place to protect your information and comply with applicable data protection laws. These safeguards may include:

• Standard Contractual Clauses approved by the European Commission
• Adequacy decisions recognizing certain countries as providing adequate data protection
• Other legally recognized transfer mechanisms

12. Do Not Track Signals

Some browsers incorporate a "Do Not Track" (DNT) feature that signals to websites you visit that you do not want your online activity tracked. Because there is not yet a common understanding of how to interpret DNT signals, our Website currently does not respond to DNT signals or similar mechanisms.

However, you can manage cookies and tracking through your browser settings and opt out of certain third-party tracking as described in this Privacy Policy.

13. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and other California privacy laws. These rights include:

• The right to know what personal information we collect, use, disclose, and sell
• The right to request deletion of your personal information
• The right to opt-out of the sale of your personal information (we do not sell personal information)
• The right to non-discrimination for exercising your privacy rights

We do not sell your personal information to third parties. We may share information with third parties for business purposes as described in this Privacy Policy.

14. European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, you have additional rights under the General Data Protection Regulation (GDPR) and other applicable data protection laws.

We process your personal information based on the following legal bases:

• Consent: Where you have provided consent for specific processing activities
• Contractual Necessity: Where processing is necessary to perform a contract with you
• Legal Obligations: Where we are required to process your information to comply with legal obligations
• Legitimate Interests: Where processing is necessary for our legitimate business interests, provided these interests do not override your rights and interests

You have the right to lodge a complaint with a data protection supervisory authority in your country of residence, place of work, or where an alleged infringement occurred.

15. Marketing Communications and Opt-Out

If you have provided your email address to us, we may send you marketing and promotional communications. You can opt out of receiving these communications at any time by:

• Clicking the "unsubscribe" link in any marketing email
• Updating your communication preferences in your account settings
• Contacting us to request removal from our marketing lists

Please note that even if you opt out of marketing communications, we may still send you transactional, administrative, or service-related communications that are necessary for the operation of your account or our services.

16. Changes to This Privacy Policy

We may update our Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top.

For material changes, we may provide additional notice, such as:

• A prominent notice on our Website homepage
• An email notification to the address you provided
• A notification through our services

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. Your continued use of the Website after we post changes constitutes your acceptance of the updated Privacy Policy.

17. Additional Security Practices

In addition to the security measures described above, we recommend that you:

• Use a strong, unique password for your account (if applicable)
• Do not share your account credentials with others
• Log out of your account when finished, especially when using shared or public computers
• Keep your browser and operating system up to date with the latest security patches
• Use antivirus and anti-malware software
• Be cautious of phishing emails or suspicious communications claiming to be from FinSpry

18. Third-Party Analytics and Advertising

We may use third-party analytics services to help us understand how users interact with our Website. These services may use cookies and similar technologies to collect information about your use of our Website and other websites over time.

You can opt out of certain third-party analytics and advertising services:

• Google Analytics: Visit the Google Analytics opt-out page
• Advertising networks: Visit the Network Advertising Initiative opt-out page or Digital Advertising Alliance opt-out page
• Browser settings: Configure your browser to block third-party cookies

Please note that opting out of analytics or advertising services does not mean you will no longer receive advertising. It means the ads you see may be less relevant to your interests.