AMERISAFE (AMSF) Financial Ratios: P/E, ROE & More

AMERISAFE (AMSF) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), AMERISAFE had a P/E ratio of 15.41 (down from 17.70), return on equity of 18.5% (down from 20.2%), debt-to-equity of 0.00 (unchanged) and a current ratio of 2.04 (up from 2.02). A current ratio of 2.04 means current assets exceed current liabilities. Its dividend yield was 4.03% with a payout ratio of 62.8%.

AMERISAFE Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	15.41	17.70	14.44	17.90	15.85	12.82
Forward P/E	17.55	22.99	19.33	20.91	18.19	19.51
P/S Ratio	2.29	3.17	2.92	3.38	3.30	3.27
P/B Ratio	2.89	3.81	3.07	3.13	2.61	2.53
Price/Tangible Book	2.89	3.81	3.07	3.13	2.61	2.53
Price/FCF	81.42	42.03	30.62	38.12	28.41	17.77
Price/OCF	65.62	40.57	30.05	35.30	27.44	17.51
PEG Ratio	1.75	2.30	1.93	2.09	1.82	1.95
Enterprise Value Ratios
EV/Revenue	2.12	2.97	2.73	3.07	2.91	3.01
EV/EBITDA	11.27	13.08	10.63	13.11	11.42	9.47
EV/EBIT	11.41	13.29	10.82	13.37	11.57	9.56
EV/FCF	75.29	39.30	28.59	34.64	25.05	16.35
Profitability & Returns
Return on Equity (ROE)	18.53%	20.17%	20.37%	15.52%	15.69%	19.93%
Return on Assets (ROA)	3.22%	3.62%	3.87%	3.17%	3.46%	4.51%
Return on Invested Capital (ROIC)	18.49%	20.14%	20.35%	15.50%	15.67%	19.91%
Leverage & Solvency Ratios
Debt/Equity	0.00	0.00	0.00	0.00	0.00	0.00
Debt/EBITDA	0.01	0.01	0.00	0.00	0.01	0.00
Debt/FCF	0.06	0.02	0.01	0.01	0.02	0.01
Liquidity Ratios
Current Ratio	2.04	2.02	1.98	2.18	2.50	2.26
Quick Ratio	1.38	1.24	1.10	1.30	1.70	1.57
Efficiency Ratios
Asset Turnover	0.28	0.26	0.25	0.22	0.22	0.23
Yield & Distribution Ratios
Earnings Yield	6.49%	5.65%	6.93%	5.59%	6.31%	7.80%
FCF Yield	1.23%	2.38%	3.27%	2.62%	3.52%	5.63%
Dividend Yield	4.03%	2.87%	2.90%	2.39%	2.16%	2.86%
Payout Ratio	62.83%	50.91%	42.04%	42.74%	34.16%	102.51%
Buyback Yield	0.41%	0.34%	0.50%	0.45%	-0.23%	-0.18%
Total Return	4.44%	3.22%	3.40%	2.83%	1.92%	2.68%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About AMERISAFE Financial Ratios

What is AMERISAFE's P/E ratio?

AMERISAFE's P/E ratio was 15.41 for fiscal 2025 (period ended Dec 31, 2025). It was 17.70 a year earlier.

What is AMERISAFE's return on equity?

AMERISAFE's return on equity (ROE) was 18.5% for fiscal 2025 (period ended Dec 31, 2025). It was 20.2% a year earlier.

What is AMERISAFE's debt-to-equity ratio?

AMERISAFE's debt-to-equity ratio was 0.00 for fiscal 2025 (period ended Dec 31, 2025). It was 0.00 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition