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BAFN
(NASDAQ)
BayFirst Financial Corp.
$4.92-- (--)
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BayFirst Financial (BAFN) Key Statistics & Financial Metrics

Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.

Stock Valuation Metrics

Market value, earnings multiples, and pricing ratios

Market Valuation & Earnings Multiples

Market capitalization, P/E ratios, and enterprise value

Market Cap20.16M
Enterprise Value20.89M

Price-Based Ratios

Valuation ratios based on stock price

Price/Sales (ttm)0.36
Forward Price/Sales0.49
Price/Book (mrq)0.25
Price/Tangible Book (mrq)0.25
Price/FCF (ttm)0.10
Price/OCF (ttm)0.10

Enterprise Value Ratios

EV-based valuation multiples

EV/Revenue0.38
EV/Earnings-0.73
EV/EBITDA4.57
EV/FCF0.10

Stock Price

Current price, 52-week range, and moving averages

Current Price$4.92
1-Day Change-0.81%
52-Week High$15.45
52-Week Low$4.80
52-Week Change-64.48%
YTD Change-37.48%
1-Year Change-64.73%
50-Day MA$6.56
200-Day MA$7.44
Avg Volume (30 day)29.18K

Share Statistics

Outstanding shares, float, and per-share metrics

Shares Outstanding4.10M
Book Value per Share$19.98
Net Cash per Share$-0.18
FCF per Share$50.68

Profitability & Financial Performance

Profit margins, return metrics, and earnings analysis

Profit Margins

Profitability margins across income statement

Gross Margin50.07%
EBITDA Margin (ttm)8.22%
Operating Margin (ttm)-69.87%
Pretax Margin (ttm)-68.28%
Profit Margin (ttm)-51.52%
FCF Margin (ttm)373.23%

Return on Investment Metrics

ROE, ROA, ROIC, and capital efficiency ratios

Return on Equity (ttm)-35.02%
Return on Assets (ttm)-185.53%

Income Statement (TTM)

Trailing twelve months revenue and earnings

Revenue55.65M
Gross Profit27.86M
Operating Income-38.88M
Pretax Income-38.00M
Net Income-28.67M
EBITDA4.58M
Diluted EPS$-6.93

Cash Flow (TTM)

Operating cash flow and free cash flow metrics

Operating Cash Flow207.93M
Capital Expenditures234.00K
Free Cash Flow207.69M

Growth Rates (YoY)

Year-over-year growth metrics

Revenue Growth-22.67%
Dividend Growth-100.00%

Financial Health & Dividends

Balance sheet analysis, debt ratios, and dividend metrics

Assets & Cash

Total assets and cash positions

Total Assets (mrq)15.45M
Cash & Securities (mrq)6.85M
Net Cash (mrq)-730.00K
Net Cash per Share$-0.18

Debt & Liabilities

Liabilities, debt, equity, and working capital

Total Debt (mrq)7.58M
Working Capital (mrq)12.49M
Total Equity (mrq)81.87M
Book Value per Share$19.98

Liquidity & Leverage

Liquidity, leverage, and debt coverage ratios

Current Ratio (mrq)7.10
Quick Ratio (mrq)7.10
Debt/Equity (mrq)0.09
Debt/EBITDA (ttm)1.66
Debt/FCF (ttm)0.04

Dividend History & Payout Analysis

Dividend yield, payout ratios, and growth metrics

Dividend per Share (TTM)$0.00
Dividend Yield0.00%
Payout Ratio (FCF)0.12%
Dividend Growth (YoY)-100.00%
Ex-Dividend DateMay 30, 2025
Pay DateJun 15, 2025
Dividend FrequencyQuarterly

Yield Metrics

Earnings, FCF, buyback, and shareholder yields

Earnings Yield-142.18%
FCF Yield1030.11%
Buyback Yield-0.38%
Total Shareholder Yield-0.38%

Financial Health Scores

Risk assessment and quality metrics

Altman Z-Score-0.17
Piotroski F-Score7/9
Dividend Score18.02

Frequently Asked Questions About BayFirst Financial Statistics

What are the key financial metrics for BAFN?

BayFirst Financial Corp. (BAFN) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.

What is BAFN's valuation analysis?

The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether BayFirst Financial is overvalued or undervalued.

How do I read BAFN's profitability ratios?

BayFirst Financial's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.

What do BAFN's debt ratios indicate?

The financial health section shows BayFirst Financial's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.

What is BAFN's dividend analysis?

The dividend section covers BayFirst Financial's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.