Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap8.88B
Enterprise Value4.79B
Trailing P/E13.70
Forward P/E12.21
CFR
(NYSE)Cullen/Frost Bankers, Inc.
$138.57-- (--)
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Cullen/Frost Bankers (CFR) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)3.98
Forward Price/Sales4.74
Price/Book (mrq)1.94
Price/Tangible Book (mrq)1.94
Price/FCF (ttm)69.80
Price/OCF (ttm)32.44
PEG Ratio1.21
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue2.14
EV/Earnings7.39
EV/EBITDA5.57
EV/FCF37.62
Stock Price
Current price, 52-week range, and moving averages
Current Price$138.57
1-Day Change1.15%
52-Week High$148.97
52-Week Low$100.31
52-Week Change12.09%
YTD Change8.18%
1-Year Change11.13%
50-Day MA$138.70
200-Day MA$130.85
Avg Volume (30 day)453.25K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding64.10M
Book Value per Share$71.34
Net Cash per Share$67.39
FCF per Share$1.99
Analyst Price Targets & Consensus
Wall Street analyst ratings and 12-month price targets (90 days)
Price Target$150.78
Target Upside/Downside8.81%
Analyst ConsensusBuy
Analyst Count19
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin98.02%
EBITDA Margin (ttm)38.45%
Operating Margin (ttm)34.52%
Pretax Margin (ttm)34.52%
Profit Margin (ttm)29.02%
FCF Margin (ttm)5.70%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)14.18%
Return on Assets (ttm)1.22%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue2.24B
Gross Profit2.19B
Operating Income771.70M
Pretax Income771.70M
Net Income648.56M
EBITDA859.49M
Diluted EPS$10.20
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow273.98M
Capital Expenditures146.65M
Free Cash Flow127.33M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth25.14%
Dividend Growth6.10%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)53.04B
Cash & Securities (mrq)8.86B
Net Cash (mrq)4.32B
Net Cash per Share$67.39
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)4.77B
Working Capital (mrq)-37.48B
Total Equity (mrq)4.57B
Book Value per Share$71.34
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.21
Quick Ratio (mrq)0.21
Debt/Equity (mrq)1.04
Debt/EBITDA (ttm)5.55
Debt/FCF (ttm)37.44
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$4.00
Dividend Yield2.88%
Payout Ratio (Earnings)39.23%
Payout Ratio (FCF)201.37%
Dividend Growth (YoY)6.10%
Ex-Dividend DateFeb 27, 2026
Pay DateMar 13, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield7.30%
FCF Yield1.43%
Buyback Yield0.96%
Total Shareholder Yield3.85%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-0.58
Piotroski F-Score5/9
Dividend Score72.20
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$115.45
Lynch Upside/Downside-16.73%
Graham Number$127.94
Graham Upside/Downside-7.73%
Frequently Asked Questions About Cullen/Frost Bankers Statistics
What are the key financial metrics for CFR?
Cullen/Frost Bankers, Inc. (CFR) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is CFR's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Cullen/Frost Bankers is overvalued or undervalued.
How do I read CFR's profitability ratios?
Cullen/Frost Bankers's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do CFR's debt ratios indicate?
The financial health section shows Cullen/Frost Bankers's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is CFR's dividend analysis?
The dividend section covers Cullen/Frost Bankers's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.