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CFR
(NYSE)
Cullen/Frost Bankers, Inc.
$139.75-- (--)
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Cullen/Frost Bankers (CFR) Key Statistics & Financial Metrics

Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.

Stock Valuation Metrics

Market value, earnings multiples, and pricing ratios

Market Valuation & Earnings Multiples

Market capitalization, P/E ratios, and enterprise value

Market Cap8.72B
Enterprise Value1.80B
Trailing P/E13.11
Forward P/E11.91

Price-Based Ratios

Valuation ratios based on stock price

Price/Sales (ttm)3.88
Forward Price/Sales4.26
Price/Book (mrq)1.93
Price/Tangible Book (mrq)1.93
Price/FCF (ttm)13.15
Price/OCF (ttm)10.80
PEG Ratio1.04

Enterprise Value Ratios

EV-based valuation multiples

EV/Revenue0.80
EV/Earnings2.71
EV/EBITDA6.31
EV/FCF2.72

Stock Price

Current price, 52-week range, and moving averages

Current Price$139.75
1-Day Change1.10%
52-Week High$148.97
52-Week Low$119.00
52-Week Change4.33%
YTD Change9.03%
1-Year Change10.40%
50-Day MA$138.45
200-Day MA$132.10
Avg Volume (30 day)549.38K

Share Statistics

Outstanding shares, float, and per-share metrics

Shares Outstanding63.10M
Book Value per Share$71.80
Net Cash per Share$109.64
FCF per Share$10.51

Analyst Price Targets & Consensus

Wall Street analyst ratings and 12-month price targets (90 days)

Price Target$147.50
Target Upside/Downside5.55%
Analyst ConsensusHold
Analyst Count4

Profitability & Financial Performance

Profit margins, return metrics, and earnings analysis

Profit Margins

Profitability margins across income statement

Gross Margin97.37%
EBITDA Margin (ttm)12.71%
Operating Margin (ttm)34.30%
Pretax Margin (ttm)35.33%
Profit Margin (ttm)29.57%
FCF Margin (ttm)29.47%

Return on Investment Metrics

ROE, ROA, ROIC, and capital efficiency ratios

Return on Equity (ttm)14.68%
Return on Assets (ttm)1.26%

Income Statement (TTM)

Trailing twelve months revenue and earnings

Revenue2.25B
Gross Profit2.19B
Operating Income771.70M
Pretax Income795.01M
Net Income665.28M
EBITDA286.09M
Diluted EPS$10.43

Cash Flow (TTM)

Operating cash flow and free cash flow metrics

Operating Cash Flow807.41M
Capital Expenditures144.30M
Free Cash Flow663.11M

Growth Rates (YoY)

Year-over-year growth metrics

Revenue Growth7.43%
Dividend Growth6.10%

Financial Health & Dividends

Balance sheet analysis, debt ratios, and dividend metrics

Assets & Cash

Total assets and cash positions

Total Assets (mrq)52.72B
Cash & Securities (mrq)7.14B
Net Cash (mrq)6.92B
Net Cash per Share$109.64

Debt & Liabilities

Liabilities, debt, equity, and working capital

Total Debt (mrq)223.10M
Working Capital (mrq)0.00
Total Equity (mrq)4.53B
Book Value per Share$71.80

Liquidity & Leverage

Liquidity, leverage, and debt coverage ratios

Current Ratio (mrq)0.21
Quick Ratio (mrq)0.21
Debt/Equity (mrq)0.05
Debt/EBITDA (ttm)0.78
Debt/FCF (ttm)0.34

Dividend History & Payout Analysis

Dividend yield, payout ratios, and growth metrics

Dividend per Share (TTM)$4.00
Dividend Yield2.86%
Payout Ratio (Earnings)38.36%
Payout Ratio (FCF)38.06%
Dividend Growth (YoY)6.10%
Years of Dividend Growth32
Ex-Dividend DateMay 29, 2026
Pay DateJun 15, 2026
Dividend FrequencyQuarterly

Yield Metrics

Earnings, FCF, buyback, and shareholder yields

Earnings Yield7.63%
FCF Yield7.60%
Buyback Yield2.51%
Total Shareholder Yield5.37%

Financial Health Scores

Risk assessment and quality metrics

Altman Z-Score-0.58
Piotroski F-Score5/9
Dividend Score92.20

Fair Value & Intrinsic Value

Lynch fair value, Graham number, and valuation models

Lynch Fair Value$161.31
Lynch Upside/Downside15.43%
Graham Number$129.80
Graham Upside/Downside-7.12%

Frequently Asked Questions About Cullen/Frost Bankers Statistics

What are the key financial metrics for CFR?

Cullen/Frost Bankers, Inc. (CFR) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.

What is CFR's valuation analysis?

The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Cullen/Frost Bankers is overvalued or undervalued.

How do I read CFR's profitability ratios?

Cullen/Frost Bankers's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.

What do CFR's debt ratios indicate?

The financial health section shows Cullen/Frost Bankers's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.

What is CFR's dividend analysis?

The dividend section covers Cullen/Frost Bankers's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.