Jiayin Group (JFIN) Financial Ratios: P/E, ROE & More

Jiayin Group (JFIN) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Jiayin Group had a P/E ratio of 1.41 (down from 2.33), return on equity of 40.6% (up from 38.4%), debt-to-equity of 0.16 (up from 0.02) and a current ratio of 1.88 (down from 1.98). A current ratio of 1.88 means current assets exceed current liabilities. Its dividend yield was 13.52% with a payout ratio of 7.0%.

Jiayin Group Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	1.41	2.33	1.52	0.72	1.60	4.25
Forward P/E	1.35	1.35	1.35	1.35	1.33	7.25
P/S Ratio	0.35	0.42	0.36	0.26	0.42	0.83
P/B Ratio	0.49	0.79	0.83	0.68	29.32	-2.32
Price/Tangible Book	0.49	0.79	0.83	0.68	27.10	-
Price/FCF	3.48	3.59	5.51	7.29	4.15	-
Price/OCF	1.72	1.73	5.06	6.33	4.09	-
Enterprise Value Ratios
EV/Revenue	0.33	0.30	0.34	0.20	0.35	0.74
EV/EBITDA	1.11	1.38	1.38	0.55	1.39	2.97
EV/EBIT	1.16	1.40	1.39	0.56	1.44	3.19
EV/FCF	3.34	2.55	5.16	5.66	3.41	-
Profitability & Returns
Return on Equity (ROE)	40.63%	38.36%	71.65%	186.27%	-	-
Return on Assets (ROA)	15.86%	14.11%	19.22%	37.01%	36.07%	30.79%
Return on Invested Capital (ROIC)	38.23%	43.34%	73.71%	243.93%	-	-
Return on Capital Employed (ROCE)	35.40%	38.70%	30.70%	68.00%	118.00%	288.70%
Leverage & Solvency Ratios
Debt/Equity	0.16	0.02	0.02	0.02	1.37	-0.02
Debt/EBITDA	0.37	0.04	0.04	0.02	0.08	0.02
Debt/FCF	1.13	0.07	0.13	0.24	0.19	-
Liquidity Ratios
Current Ratio	1.88	1.98	4.15	2.19	1.30	0.88
Quick Ratio	1.19	1.71	2.63	1.58	1.19	0.66
Efficiency Ratios
Asset Turnover	0.88	1.05	1.26	1.64	2.38	2.12
Yield & Distribution Ratios
Earnings Yield	70.93%	42.85%	65.81%	139.41%	62.53%	23.51%
FCF Yield	28.74%	27.84%	18.16%	13.72%	24.08%	-3.38%
Dividend Yield	13.52%	7.90%	15.26%	-	-	-
Payout Ratio	7.04%	28.51%	12.07%	-	-	-
Buyback Yield	1.66%	0.73%	0.59%	0.39%	-	-2.70%
Total Return	15.19%	8.63%	15.84%	0.39%	-	-2.70%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Jiayin Group Financial Ratios

What is Jiayin Group's P/E ratio?

Jiayin Group's P/E ratio was 1.41 for fiscal 2025 (period ended Dec 31, 2025). It was 2.33 a year earlier.

What is Jiayin Group's return on equity?

Jiayin Group's return on equity (ROE) was 40.6% for fiscal 2025 (period ended Dec 31, 2025). It was 38.4% a year earlier.

What is Jiayin Group's debt-to-equity ratio?

Jiayin Group's debt-to-equity ratio was 0.16 for fiscal 2025 (period ended Dec 31, 2025). It was 0.02 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition