Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap659.70M
Enterprise Value965.12M
Trailing P/E18.76
MSBI
(NASDAQ)Midland States Bancorp, Inc.
$30.97-- (--)
Loading... - Market loading
Midland States Bancorp (MSBI) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)1.74
Forward Price/Sales1.13
Price/Book (mrq)1.18
Price/Tangible Book (mrq)1.24
Price/FCF (ttm)5.80
Price/OCF (ttm)5.59
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue2.55
EV/Earnings27.45
EV/EBITDA28.64
EV/FCF8.48
Stock Price
Current price, 52-week range, and moving averages
Current Price$30.97
1-Day Change0.39%
52-Week High$31.82
52-Week Low$14.24
52-Week Change67.04%
YTD Change46.02%
1-Year Change72.06%
50-Day MA$29.30
200-Day MA$23.02
Avg Volume (30 day)189.64K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding21.30M
Book Value per Share$26.24
Net Cash per Share$-14.34
FCF per Share$5.34
Analyst Price Targets & Consensus
Wall Street analyst ratings and 12-month price targets (90 days)
Price Target$27.00
Target Upside/Downside-12.82%
Analyst ConsensusHold
Analyst Count2
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin70.80%
EBITDA Margin (ttm)8.90%
Operating Margin (ttm)12.42%
Pretax Margin (ttm)12.42%
Profit Margin (ttm)9.28%
FCF Margin (ttm)30.06%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)6.29%
Return on Assets (ttm)0.54%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue378.68M
Gross Profit268.10M
Operating Income47.05M
Pretax Income47.05M
Net Income35.16M
EBITDA33.70M
Diluted EPS$1.62
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow117.95M
Capital Expenditures4.12M
Free Cash Flow113.83M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth10.81%
Dividend Growth3.23%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)6.55B
Cash & Securities (mrq)113.02M
Net Cash (mrq)-305.43M
Net Cash per Share$-14.34
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)418.45M
Working Capital (mrq)-4.12B
Total Equity (mrq)558.95M
Book Value per Share$26.24
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.26
Quick Ratio (mrq)0.26
Debt/Equity (mrq)0.75
Debt/EBITDA (ttm)12.42
Debt/FCF (ttm)3.68
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$1.28
Dividend Yield4.13%
Payout Ratio (Earnings)79.04%
Payout Ratio (FCF)23.95%
Dividend Growth (YoY)3.23%
Years of Dividend Growth2
Ex-Dividend DateMay 15, 2026
Pay DateMay 22, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield5.33%
FCF Yield17.25%
Buyback Yield2.54%
Total Shareholder Yield6.67%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score0.42
Piotroski F-Score6/9
Dividend Score67.75
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Graham Number$30.92
Graham Upside/Downside-0.16%
Frequently Asked Questions About Midland States Bancorp Statistics
What are the key financial metrics for MSBI?
Midland States Bancorp, Inc. (MSBI) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is MSBI's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Midland States Bancorp is overvalued or undervalued.
How do I read MSBI's profitability ratios?
Midland States Bancorp's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do MSBI's debt ratios indicate?
The financial health section shows Midland States Bancorp's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is MSBI's dividend analysis?
The dividend section covers Midland States Bancorp's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.