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UNB
(NASDAQ)
Union Bankshares, Inc.
$24.70-- (--)
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Union Bankshares (UNB) Key Statistics & Financial Metrics

Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.

Stock Valuation Metrics

Market value, earnings multiples, and pricing ratios

Market Valuation & Earnings Multiples

Market capitalization, P/E ratios, and enterprise value

Market Cap113.16M
Enterprise Value385.54M
Trailing P/E9.86
Forward P/E7.67

Price-Based Ratios

Valuation ratios based on stock price

Price/Sales (ttm)2.11
Forward Price/Sales2.96
Price/Book (mrq)1.44
Price/Tangible Book (mrq)1.44
Price/FCF (ttm)5.97
Price/OCF (ttm)5.64
PEG Ratio0.34

Enterprise Value Ratios

EV-based valuation multiples

EV/Revenue7.26
EV/Earnings34.02
EV/EBITDA27.83
EV/FCF20.61

Stock Price

Current price, 52-week range, and moving averages

Current Price$24.70
1-Day Change0.33%
52-Week High$36.00
52-Week Low$20.65
52-Week Change-21.26%
YTD Change2.87%
1-Year Change-18.99%
50-Day MA$24.07
200-Day MA$24.89
Avg Volume (30 day)2.36K

Share Statistics

Outstanding shares, float, and per-share metrics

Shares Outstanding4.58M
Book Value per Share$16.96
Net Cash per Share$2.92
FCF per Share$4.08

Profitability & Financial Performance

Profit margins, return metrics, and earnings analysis

Profit Margins

Profitability margins across income statement

Gross Margin98.50%
EBITDA Margin (ttm)26.10%
Operating Margin (ttm)23.11%
Pretax Margin (ttm)23.11%
Profit Margin (ttm)21.35%
FCF Margin (ttm)35.25%

Return on Investment Metrics

ROE, ROA, ROIC, and capital efficiency ratios

Return on Equity (ttm)14.59%
Return on Assets (ttm)0.72%

Income Statement (TTM)

Trailing twelve months revenue and earnings

Revenue53.07M
Gross Profit52.27M
Operating Income12.27M
Pretax Income12.27M
Net Income11.33M
EBITDA13.85M
Diluted EPS$2.47

Growth Rates (YoY)

Year-over-year growth metrics

Dividend Growth0.00%

Financial Health & Dividends

Balance sheet analysis, debt ratios, and dividend metrics

Assets & Cash

Total assets and cash positions

Total Assets (mrq)1.57B
Cash & Securities (mrq)13.38M
Net Cash (mrq)13.38M
Net Cash per Share$2.92

Debt & Liabilities

Liabilities, debt, equity, and working capital

Total Debt (mrq)287.14M
Working Capital (mrq)-1.02B
Total Equity (mrq)77.68M
Book Value per Share$16.96

Liquidity & Leverage

Liquidity, leverage, and debt coverage ratios

Current Ratio (mrq)0.15
Quick Ratio (mrq)0.15
Debt/Equity (mrq)3.70
Debt/EBITDA (ttm)20.73
Debt/FCF (ttm)15.35

Dividend History & Payout Analysis

Dividend yield, payout ratios, and growth metrics

Dividend per Share (TTM)$1.44
Dividend Yield5.90%
Payout Ratio (Earnings)58.21%
Payout Ratio (FCF)35.26%
Dividend Growth (YoY)0.00%
Ex-Dividend DateJan 30, 2026
Pay DateFeb 5, 2026
Dividend FrequencyQuarterly

Yield Metrics

Earnings, FCF, buyback, and shareholder yields

Earnings Yield10.14%
FCF Yield16.74%
Buyback Yield0.00%
Total Shareholder Yield5.90%

Financial Health Scores

Risk assessment and quality metrics

Altman Z-Score-0.61
Piotroski F-Score4/9
Dividend Score57.00

Fair Value & Intrinsic Value

Lynch fair value, Graham number, and valuation models

Lynch Fair Value$71.74
Lynch Upside/Downside194.01%
Graham Number$30.72
Graham Upside/Downside25.90%

Frequently Asked Questions About Union Bankshares Statistics

What are the key financial metrics for UNB?

Union Bankshares, Inc. (UNB) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.

What is UNB's valuation analysis?

The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Union Bankshares is overvalued or undervalued.

How do I read UNB's profitability ratios?

Union Bankshares's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.

What do UNB's debt ratios indicate?

The financial health section shows Union Bankshares's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.

What is UNB's dividend analysis?

The dividend section covers Union Bankshares's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.