UWM Holdings (UWMC) Financial Ratios: P/E, ROE & More

UWM Holdings (UWMC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), UWM Holdings had a P/E ratio of 42.94 (down from 64.35), return on equity of 13.4% (down from 14.5%), debt-to-equity of 9.06 (up from 6.27) and a current ratio of 2.96 (down from 14.48). A current ratio of 2.96 means current assets exceed current liabilities. Its dividend yield was 9.82% with a payout ratio of 287.1%.

UWM Holdings Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	42.94	64.35	-	7.35	6.04	0.21
Forward P/E	10.74	14.73	21.45	17.73	8.30	-
P/S Ratio	0.34	0.38	0.31	0.15	0.17	0.14
P/B Ratio	0.74	0.45	0.27	0.10	0.19	0.29
Price/Tangible Book	-	-	-	-	-	1.13
Price/FCF	-	-	4.82	0.04	-	-
Price/OCF	-	-	4.05	0.04	-	12.37
PEG Ratio	0.18	-	-	-	-	-
Enterprise Value Ratios
EV/Revenue	4.70	5.91	5.24	4.75	4.14	1.06
EV/EBITDA	19.54	16.70	38.56	7.55	7.77	1.36
EV/EBIT	20.93	17.69	46.48	7.85	7.93	1.47
EV/FCF	-	-	81.68	1.20	-	-
Profitability & Returns
Return on Equity (ROE)	13.38%	14.55%	-2.47%	29.38%	56.57%	222.86%
Return on Assets (ROA)	2.98%	3.73%	1.20%	4.38%	6.83%	25.03%
Return on Invested Capital (ROIC)	5.05%	6.41%	2.13%	7.53%	12.10%	46.82%
Return on Capital Employed (ROCE)	6.10%	5.50%	2.20%	10.20%	8.50%	37.50%
Leverage & Solvency Ratios
Debt/Equity	9.06	6.27	3.53	3.09	5.93	3.46
Debt/EBITDA	16.96	14.44	27.53	7.37	9.85	2.10
Debt/FCF	-	-	62.90	1.19	-	-
Liquidity Ratios
Current Ratio	2.96	14.48	11.50	7.17	33.61	5.25
Quick Ratio	0.20	0.93	1.19	0.77	1.82	0.81
Efficiency Ratios
Asset Turnover	0.21	0.18	0.17	0.12	0.21	0.55
Yield & Distribution Ratios
Earnings Yield	2.33%	1.55%	-1.98%	13.61%	16.57%	484.93%
FCF Yield	-231.50%	-677.59%	20.73%	2689.59%	-1686.77%	-0.13%
Dividend Yield	9.82%	7.92%	6.89%	15.99%	9.91%	-
Payout Ratio	287.06%	275.85%	-	88.54%	31.12%	58.23%
Buyback Yield	-1335.86%	-19.44%	-0.83%	94.23%	-	-
Total Return	-1326.04%	-11.52%	6.06%	110.22%	9.91%	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About UWM Holdings Financial Ratios

What is UWM Holdings's P/E ratio?

UWM Holdings's P/E ratio was 42.94 for fiscal 2025 (period ended Dec 31, 2025). It was 64.35 a year earlier.

What is UWM Holdings's return on equity?

UWM Holdings's return on equity (ROE) was 13.4% for fiscal 2025 (period ended Dec 31, 2025). It was 14.5% a year earlier.

What is UWM Holdings's debt-to-equity ratio?

UWM Holdings's debt-to-equity ratio was 9.06 for fiscal 2025 (period ended Dec 31, 2025). It was 6.27 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition