Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap611.03M
Enterprise Value284.10M
Trailing P/E28.54
Forward P/E29.96
VBNK
(NASDAQ)VersaBank
$19.04-- (--)
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VersaBank (VBNK) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)3.67
Forward Price/Sales1.74
Price/Book (mrq)1.57
Price/Tangible Book (mrq)1.63
Price/FCF (ttm)3.45
Price/OCF (ttm)3.37
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue1.71
EV/Earnings13.27
EV/EBITDA10.32
EV/FCF1.60
Stock Price
Current price, 52-week range, and moving averages
Current Price$19.04
1-Day Change-1.09%
52-Week High$25.05
52-Week Low$10.10
52-Week Change68.79%
YTD Change27.02%
1-Year Change65.13%
50-Day MA$18.31
200-Day MA$14.99
Avg Volume (30 day)72.01K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding32.09M
Book Value per Share$12.13
Net Cash per Share$10.19
FCF per Share$5.52
Analyst Price Targets & Consensus
Wall Street analyst ratings and 12-month price targets (90 days)
Analyst ConsensusBuy
Analyst Count1
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin58.36%
EBITDA Margin (ttm)16.54%
Operating Margin (ttm)18.76%
Pretax Margin (ttm)18.76%
Profit Margin (ttm)12.86%
FCF Margin (ttm)106.47%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)5.50%
Return on Assets (ttm)0.47%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue166.48M
Gross Profit97.16M
Operating Income31.23M
Pretax Income31.23M
Net Income21.41M
EBITDA27.53M
Diluted EPS$0.67
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow181.40M
Capital Expenditures4.15M
Free Cash Flow177.25M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth16.64%
Dividend Growth26.26%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)4.54B
Cash & Securities (mrq)400.46M
Net Cash (mrq)326.93M
Net Cash per Share$10.19
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)73.53M
Working Capital (mrq)-3.47B
Total Equity (mrq)389.24M
Book Value per Share$12.13
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.11
Quick Ratio (mrq)0.11
Debt/Equity (mrq)0.19
Debt/EBITDA (ttm)2.67
Debt/FCF (ttm)0.41
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$0.09
Dividend Yield0.47%
Payout Ratio (Earnings)13.53%
Payout Ratio (FCF)1.63%
Dividend Growth (YoY)26.26%
Years of Dividend Growth1
Ex-Dividend DateJul 10, 2026
Pay DateJul 31, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield3.50%
FCF Yield29.01%
Buyback Yield0.77%
Total Shareholder Yield1.24%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score0.29
Piotroski F-Score5/9
Dividend Score42.56
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Graham Number$13.49
Graham Upside/Downside-29.13%
Frequently Asked Questions About VersaBank Statistics
What are the key financial metrics for VBNK?
VersaBank (VBNK) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is VBNK's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether VersaBank is overvalued or undervalued.
How do I read VBNK's profitability ratios?
VersaBank's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do VBNK's debt ratios indicate?
The financial health section shows VersaBank's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is VBNK's dividend analysis?
The dividend section covers VersaBank's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.