Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap86.02M
Enterprise Value-273.47M
YRD
(NYSE)Yiren Digital Ltd.
$0.98-- (--)
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Yiren Digital (YRD) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)0.11
Forward Price/Sales0.14
Price/Book (mrq)0.07
Price/Tangible Book (mrq)0.03
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue-0.36
EV/Earnings2.67
EV/EBITDA3.82
EV/EBIT2.07
EV/FCF3.88
Stock Price
Current price, 52-week range, and moving averages
Current Price$0.98
1-Day Change0.63%
52-Week High$6.79
52-Week Low$0.82
52-Week Change-82.74%
YTD Change-74.05%
1-Year Change-83.44%
50-Day MA$1.16
200-Day MA$2.47
Avg Volume (30 day)51.48K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding87.48M
Book Value per Share$14.98
Net Cash per Share$4.12
FCF per Share$-0.78
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin84.97%
EBITDA Margin (ttm)-9.50%
EBIT Margin (ttm)-11.08%
Operating Margin (ttm)-9.56%
Pretax Margin (ttm)-15.24%
Profit Margin (ttm)-13.59%
FCF Margin (ttm)-9.04%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)-3.91%
Return on Assets (ttm)-5.49%
Return on Invested Capital (ttm)-4.62%
Return on Capital Employed (ttm)-10.00%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue753.61M
Gross Profit640.32M
Operating Income-72.07M
Pretax Income-114.85M
Net Income-102.44M
EBITDA-71.58M
EBIT-83.52M
Diluted EPS$-1.17
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow-64.26M
Capital Expenditures3.84M
Free Cash Flow-68.10M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth-14.92%
Dividend Growth4.76%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)1.87B
Cash & Securities (mrq)366.05M
Net Cash (mrq)360.79M
Net Cash per Share$4.12
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)5.27M
Working Capital (mrq)1.13B
Total Equity (mrq)1.31B
Book Value per Share$14.98
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)2.85
Quick Ratio (mrq)2.85
Debt/Equity (mrq)0.00
Debt/EBITDA (ttm)0.05
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$0.44
Dividend Yield44.27%
Payout Ratio (Earnings)200.00%
Payout Ratio (FCF)39.36%
Dividend Growth (YoY)4.76%
Years of Dividend Growth1
Ex-Dividend DateOct 15, 2026
Pay DateOct 15, 2026
Dividend FrequencySemi-Annual
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield-119.08%
FCF Yield-79.16%
Buyback Yield0.26%
Total Shareholder Yield44.53%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score8.98
Piotroski F-Score4/9
Dividend Score22.52
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Graham Number$5.70
Graham Upside/Downside473.81%
Frequently Asked Questions About Yiren Digital Statistics
What are the key financial metrics for YRD?
Yiren Digital Ltd. (YRD) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is YRD's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Yiren Digital is overvalued or undervalued.
How do I read YRD's profitability ratios?
Yiren Digital's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do YRD's debt ratios indicate?
The financial health section shows Yiren Digital's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is YRD's dividend analysis?
The dividend section covers Yiren Digital's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.