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YRD
(NYSE)
Yiren Digital Ltd.
$1.62-- (--)
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Yiren Digital (YRD) Key Statistics & Financial Metrics

Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.

Stock Valuation Metrics

Market value, earnings multiples, and pricing ratios

Market Valuation & Earnings Multiples

Market capitalization, P/E ratios, and enterprise value

Market Cap141.87M
Enterprise Value-416.27M
Trailing P/E0.79
Forward P/E1.15

Price-Based Ratios

Valuation ratios based on stock price

Price/Sales (ttm)0.16
Forward Price/Sales0.14
Price/Book (mrq)0.10
Price/Tangible Book (mrq)0.10
Price/OCF (ttm)1.12

Enterprise Value Ratios

EV-based valuation multiples

EV/Revenue-0.46
EV/Earnings-2.29
EV/EBITDA-2.40
EV/EBIT-2.40

Stock Price

Current price, 52-week range, and moving averages

Current Price$1.62
1-Day Change-4.65%
52-Week High$7.68
52-Week Low$1.60
52-Week Change-77.32%
YTD Change-57.18%
1-Year Change-77.66%
50-Day MA$3.40
200-Day MA$4.93
Avg Volume (30 day)85.15K

Share Statistics

Outstanding shares, float, and per-share metrics

Shares Outstanding87.58M
Book Value per Share$17.15
Net Cash per Share$6.41

Profitability & Financial Performance

Profit margins, return metrics, and earnings analysis

Profit Margins

Profitability margins across income statement

Gross Margin88.29%
EBITDA Margin (ttm)19.07%
EBIT Margin (ttm)19.07%
Operating Margin (ttm)19.07%
Pretax Margin (ttm)22.64%
Profit Margin (ttm)20.05%
FCF Margin (ttm)43.55%

Return on Investment Metrics

ROE, ROA, ROIC, and capital efficiency ratios

Return on Equity (ttm)12.13%
Return on Assets (ttm)8.12%
Return on Invested Capital (ttm)16.28%
Return on Capital Employed (ttm)9.69%

Income Statement (TTM)

Trailing twelve months revenue and earnings

Revenue908.75M
Gross Profit802.31M
Operating Income173.26M
Pretax Income205.71M
Net Income182.18M
EBITDA173.26M
EBIT173.26M
Diluted EPS$2.08

Growth Rates (YoY)

Year-over-year growth metrics

Dividend Growth120.00%

Financial Health & Dividends

Balance sheet analysis, debt ratios, and dividend metrics

Assets & Cash

Total assets and cash positions

Total Assets (mrq)2.24B
Cash & Securities (mrq)561.43M
Net Cash (mrq)561.24M
Net Cash per Share$6.41

Debt & Liabilities

Liabilities, debt, equity, and working capital

Total Debt (mrq)1.34M
Working Capital (mrq)1.06B
Total Equity (mrq)1.50B
Book Value per Share$17.15

Liquidity & Leverage

Liquidity, leverage, and debt coverage ratios

Current Ratio (mrq)3.31
Quick Ratio (mrq)3.31
Debt/Equity (mrq)0.00
Debt/EBITDA (ttm)0.01
Debt/FCF (ttm)0.00

Dividend History & Payout Analysis

Dividend yield, payout ratios, and growth metrics

Dividend per Share (TTM)$0.44
Dividend Yield26.83%
Payout Ratio (Earnings)21.16%
Payout Ratio (FCF)9.74%
Dividend Growth (YoY)120.00%
Years of Dividend Growth1
Ex-Dividend DateOct 15, 2026
Pay DateOct 15, 2026
Dividend FrequencySemi-Annual

Yield Metrics

Earnings, FCF, buyback, and shareholder yields

Earnings Yield126.80%
Buyback Yield0.00%
Total Shareholder Yield26.83%

Financial Health Scores

Risk assessment and quality metrics

Altman Z-Score1.81
Piotroski F-Score4/9
Dividend Score50.95

Fair Value & Intrinsic Value

Lynch fair value, Graham number, and valuation models

Graham Number$28.33
Graham Upside/Downside1627.26%

Frequently Asked Questions About Yiren Digital Statistics

What are the key financial metrics for YRD?

Yiren Digital Ltd. (YRD) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.

What is YRD's valuation analysis?

The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Yiren Digital is overvalued or undervalued.

How do I read YRD's profitability ratios?

Yiren Digital's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.

What do YRD's debt ratios indicate?

The financial health section shows Yiren Digital's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.

What is YRD's dividend analysis?

The dividend section covers Yiren Digital's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.