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ACIC
(NASDAQ)
American Coastal Insurance Corporation
$10.97-- (--)
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American Coastal Insurance (ACIC) Key Statistics & Financial Metrics

Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.

Stock Valuation Metrics

Market value, earnings multiples, and pricing ratios

Market Valuation & Earnings Multiples

Market capitalization, P/E ratios, and enterprise value

Market Cap547.75M
Enterprise Value417.61M
Trailing P/E5.14
Forward P/E3.64

Price-Based Ratios

Valuation ratios based on stock price

Price/Sales (ttm)1.64
Forward Price/Sales1.45
Price/Book (mrq)1.73
Price/Tangible Book (mrq)2.16
PEG Ratio0.13

Enterprise Value Ratios

EV-based valuation multiples

EV/Revenue1.25
EV/Earnings3.91
EV/EBITDA2.53
EV/EBIT3.32
EV/FCF-10.38

Stock Price

Current price, 52-week range, and moving averages

Current Price$10.97
1-Day Change-2.31%
52-Week High$13.06
52-Week Low$9.97
52-Week Change-4.68%
YTD Change-3.43%
1-Year Change-3.51%
50-Day MA$11.22
200-Day MA$11.36
Avg Volume (30 day)139.00K

Share Statistics

Outstanding shares, float, and per-share metrics

Shares Outstanding49.93M
Book Value per Share$6.36
Net Cash per Share$5.74
FCF per Share$-0.81

Analyst Price Targets & Consensus

Wall Street analyst ratings and 12-month price targets (90 days)

Analyst ConsensusHold
Analyst Count1

Profitability & Financial Performance

Profit margins, return metrics, and earnings analysis

Profit Margins

Profitability margins across income statement

Gross Margin63.81%
EBITDA Margin (ttm)49.30%
EBIT Margin (ttm)37.58%
Operating Margin (ttm)42.59%
Pretax Margin (ttm)42.59%
Profit Margin (ttm)31.88%
FCF Margin (ttm)-12.00%

Return on Investment Metrics

ROE, ROA, ROIC, and capital efficiency ratios

Return on Equity (ttm)33.64%
Return on Assets (ttm)12.80%
Return on Invested Capital (ttm)50.56%
Return on Capital Employed (ttm)15.09%

Income Statement (TTM)

Trailing twelve months revenue and earnings

Revenue335.11M
Gross Profit213.83M
Operating Income142.73M
Pretax Income142.73M
Net Income106.84M
EBITDA165.19M
EBIT125.94M
Diluted EPS$2.14

Cash Flow (TTM)

Operating cash flow and free cash flow metrics

Operating Cash Flow-10.52M
Capital Expenditures29.70M
Free Cash Flow-40.22M

Growth Rates (YoY)

Year-over-year growth metrics

Revenue Growth13.04%
Dividend Growth50.00%

Financial Health & Dividends

Balance sheet analysis, debt ratios, and dividend metrics

Assets & Cash

Total assets and cash positions

Total Assets (mrq)834.83M
Cash & Securities (mrq)292.85M
Net Cash (mrq)286.75M
Net Cash per Share$5.74

Debt & Liabilities

Liabilities, debt, equity, and working capital

Total Debt (mrq)161.72M
Working Capital (mrq)363.30M
Total Equity (mrq)317.56M
Book Value per Share$6.36

Liquidity & Leverage

Liquidity, leverage, and debt coverage ratios

Quick Ratio (mrq)0.00
Debt/Equity (mrq)0.51
Debt/EBITDA (ttm)0.98

Dividend History & Payout Analysis

Dividend yield, payout ratios, and growth metrics

Dividend per Share (TTM)$0.75
Dividend Yield6.82%
Payout Ratio (Earnings)35.05%
Payout Ratio (FCF)31.13%
Dividend Growth (YoY)50.00%
Years of Dividend Growth1
Ex-Dividend DateJan 2, 2026
Pay DateJan 9, 2026

Yield Metrics

Earnings, FCF, buyback, and shareholder yields

Earnings Yield19.47%
FCF Yield-7.33%
Buyback Yield0.00%
Total Shareholder Yield6.82%

Financial Health Scores

Risk assessment and quality metrics

Altman Z-Score1.87
Piotroski F-Score4/9
Dividend Score75.92

Fair Value & Intrinsic Value

Lynch fair value, Graham number, and valuation models

Lynch Fair Value$84.60
Lynch Upside/Downside669.79%
Graham Number$17.50
Graham Upside/Downside59.22%

Frequently Asked Questions About American Coastal Insurance Statistics

What are the key financial metrics for ACIC?

American Coastal Insurance Corporation (ACIC) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.

What is ACIC's valuation analysis?

The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether American Coastal Insurance is overvalued or undervalued.

How do I read ACIC's profitability ratios?

American Coastal Insurance's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.

What do ACIC's debt ratios indicate?

The financial health section shows American Coastal Insurance's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.

What is ACIC's dividend analysis?

The dividend section covers American Coastal Insurance's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.