American Coastal Insurance Corporation
As of Oct 16, 2026 close
- Market cap
- $539.87M
- P/E (TTM)
- 5.39
- Forward P/E
- 4.39
- Dividend yield
- 6.85%
- 52-week range
- $9.01$13.06
- Volume (live)
- -
- Avg. volume (3M)
- 296.83K
American Coastal Insurance (ACIC) Stock Price & Financial Analysis
American Coastal Insurance Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $10.50 - $11.33 |
|---|---|
| 52-Week High | $13.06 |
| 52-Week Low | $9.01 |
| Open | $10.97 |
| Volume (last close) | 349.88K |
| Average Volume (3M) | 296.83K |
| Revenue (TTM) | 330.38M |
|---|---|
| Net Income (TTM) | 100.20M |
| Free Cash Flow (TTM) | -31.04M |
| EPS (TTM) | $2.01 |
| Profit Margin | 30.33% |
| Operating Margin | 40.92% |
| Return on Equity (ROE) | 29.40% |
| Debt to Equity | 0.44 |
| Annual Dividend | $0.75 |
|---|---|
| Dividend Yield | 6.85% |
| Payout Ratio | 37.23% |
| Last Dividend Ex-Date | Jan 2, 2026 |
| Market Cap | 539.87M |
|---|---|
| Shares Outstanding | 49.30M |
| P/E Ratio (TTM) | 5.39 |
| Forward P/E | 4.39 |
| Price to Sales (P/S) | 1.63 |
| Price to Book (P/B) | 1.58 |
| EV/EBITDA | 3.09 |
| 50-Day MA | $9.53 |
|---|---|
| 200-Day MA | $10.71 |
| 1-Year Change | −7.12% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
American Coastal Insurance at a Glance
As of the Oct 16, 2026 close, American Coastal Insurance (ACIC) has a market capitalization of $539.87M. The stock trades at 5.4× trailing earnings, 4.4× forward earnings and 1.6× sales. Over the trailing twelve months it earned $100.20M on revenue of $330.38M (a 30.3% profit margin) and burned $31.04M of free cash flow. Revenue grew 3.3% year over year.
As of its latest reported balance sheet, it holds $218.94M in cash and securities against $149.52M of debt, a net cash position of $69.42M.
American Coastal Insurance pays dividends totaling $0.75 per share a year, a 6.85% yield at the Oct 16, 2026 close, with a 37% payout ratio.
The share price is down 7.1% over the past year. At $11.11 (the Oct 16, 2026 close) it sits within its 52-week range of $9.01 to $13.05, above its 200-day moving average of $10.71.
Based on 1 professional analyst rating from the past 90 days, the consensus is Hold.
Frequently Asked Questions About American Coastal Insurance
What is the current stock price for ACIC?
As of the Oct 16, 2026 close, ACIC stock trades at $11.11. The 52-week range is $9.01–$13.06, with a day range of $10.50–$11.33.
What is the P/E ratio for ACIC?
As of the Oct 16, 2026 close, American Coastal Insurance's trailing twelve-month (TTM) P/E ratio is 5.4, meaning investors pay $5.4 for every $1 of annual earnings. The forward P/E is 4.4, reflecting analyst expectations for future earnings. American Coastal Insurance operates in the Financials sector.
Does ACIC pay dividends?
Yes, American Coastal Insurance pays a 6.85% annual dividend yield as of the Oct 16, 2026 close ($0.75 per share a year). The trailing twelve-month payout ratio is 37.2%. The most recent ex-dividend date was January 2, 2026.
What do analysts recommend for ACIC?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for ACIC is Hold.
What is the market cap of ACIC?
As of the Oct 16, 2026 close, American Coastal Insurance's market capitalization is $547.5M, classifying it as a small-cap company. American Coastal Insurance operates in the Financials sector within the Insurance - Property & Casualty industry.