Universal Insurance Holdings, Inc.
As of Oct 23, 2026 close
- Market cap
- $1.42B
- P/E (TTM)
- 6.45
- Forward P/E
- 3.18
- Dividend yield
- 1.59%
- 52-week range
- $28.00$48.42
- Volume (live)
- -
- Avg. volume (3M)
- 176.59K
Universal Insurance Holdings (UVE) Stock Price & Financial Analysis
Universal Insurance Holdings Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $47.45 - $50.00 |
|---|---|
| 52-Week High | $48.42 |
| 52-Week Low | $28.00 |
| Open | $50.00 |
| Volume (last close) | 312.74K |
| Average Volume (3M) | 176.59K |
| Revenue (TTM) | 1.63B |
|---|---|
| Net Income (TTM) | 219.90M |
| Free Cash Flow (TTM) | 339.68M |
| EPS (TTM) | $7.62 |
| Profit Margin | 13.51% |
| Operating Margin | 18.19% |
| Return on Equity (ROE) | 34.51% |
| Debt to Equity | 0.15 |
| Annual Dividend | $0.77 |
|---|---|
| Dividend Yield | 1.59% |
| Payout Ratio | 10.11% |
| Last Dividend Ex-Date | Jul 31, 2026 |
| Market Cap | 1.42B |
|---|---|
| Shares Outstanding | 29.04M |
| P/E Ratio (TTM) | 6.45 |
| Forward P/E | 3.18 |
| Price to Sales (P/S) | 0.87 |
| Price to Book (P/B) | 2.23 |
| EV/EBITDA | 3.17 |
| 50-Day MA | $43.99 |
|---|---|
| 200-Day MA | $38.21 |
| 1-Year Change | +69.05% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
Universal Insurance Holdings at a Glance
As of the Oct 23, 2026 close, Universal Insurance Holdings (UVE) has a market capitalization of $1.42B. The stock trades at 6.5× trailing earnings, 3.2× forward earnings and 0.9× sales. Over the trailing twelve months it earned $219.90M on revenue of $1.63B (a 13.5% profit margin) and generated $339.68M of free cash flow. Revenue grew 4.0% year over year.
As of its latest reported balance sheet, it holds $532.16M in cash and securities against $97.85M of debt, a net cash position of $434.31M.
Universal Insurance Holdings pays a quarterly dividend totaling $0.77 per share a year, a 1.59% yield at the Oct 23, 2026 close, with a 10% payout ratio.
The share price is up 69.1% over the past year. At $48.84 (the Oct 23, 2026 close) it sits near the top of its 52-week range of $28.00 to $48.42, above its 200-day moving average of $38.21.
Based on 2 professional analyst ratings from the past 90 days, the consensus is Buy.
Frequently Asked Questions About Universal Insurance Holdings
What is the current stock price for UVE?
As of the Oct 23, 2026 close, UVE stock trades at $48.84. The 52-week range is $28.00–$48.42, with a day range of $47.45–$50.00.
What is the P/E ratio for UVE?
As of the Oct 23, 2026 close, Universal Insurance Holdings's trailing twelve-month (TTM) P/E ratio is 6.5, meaning investors pay $6.5 for every $1 of annual earnings. The forward P/E is 3.2, reflecting analyst expectations for future earnings. Universal Insurance Holdings operates in the Financials sector.
Does UVE pay dividends?
Yes, Universal Insurance Holdings pays a 1.59% annual dividend yield as of the Oct 23, 2026 close ($0.77 per share a year). The trailing twelve-month payout ratio is 10.1%. The most recent ex-dividend date was July 31, 2026.
What do analysts recommend for UVE?
Based on ratings from 2 professional analysts over the last 90 days, the consensus for UVE is Buy.
What is the market cap of UVE?
As of the Oct 23, 2026 close, Universal Insurance Holdings's market capitalization is $1.42B, classifying it as a small-cap company. Universal Insurance Holdings operates in the Financials sector within the Insurance - Property & Casualty industry.