Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap61.33M
Enterprise Value125.82M
Trailing P/E10.63
Forward P/E6.84
ASRV
(NASDAQ)AmeriServ Financial, Inc.
$3.71-- (--)
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AmeriServ Financial (ASRV) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)0.90
Forward Price/Sales1.04
Price/Book (mrq)0.50
Price/Tangible Book (mrq)0.56
Price/FCF (ttm)46.12
Price/OCF (ttm)30.74
PEG Ratio0.19
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue1.89
EV/Earnings22.42
EV/EBITDA15.04
EV/FCF97.23
Stock Price
Current price, 52-week range, and moving averages
Current Price$3.71
1-Day Change-0.28%
52-Week High$3.93
52-Week Low$2.03
52-Week Change47.95%
YTD Change10.06%
1-Year Change47.35%
50-Day MA$3.63
200-Day MA$3.19
Avg Volume (30 day)9.77K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding16.53M
Book Value per Share$7.22
Net Cash per Share$0.70
FCF per Share$0.08
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin82.93%
EBITDA Margin (ttm)12.58%
Operating Margin (ttm)10.22%
Pretax Margin (ttm)10.22%
Profit Margin (ttm)8.44%
FCF Margin (ttm)1.95%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)4.70%
Return on Assets (ttm)0.39%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue66.48M
Gross Profit55.13M
Operating Income6.80M
Pretax Income6.80M
Net Income5.61M
EBITDA8.37M
Diluted EPS$0.34
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow1.94M
Capital Expenditures647.00K
Free Cash Flow1.29M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth50.02%
Dividend Growth0.00%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)1.45B
Cash & Securities (mrq)14.53M
Net Cash (mrq)11.50M
Net Cash per Share$0.70
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)80.67M
Working Capital (mrq)-1.20B
Total Equity (mrq)119.31M
Book Value per Share$7.22
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.04
Quick Ratio (mrq)0.04
Debt/Equity (mrq)0.68
Debt/EBITDA (ttm)9.64
Debt/FCF (ttm)62.35
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$0.12
Dividend Yield3.32%
Payout Ratio (Earnings)35.42%
Payout Ratio (FCF)153.29%
Dividend Growth (YoY)0.00%
Ex-Dividend DateFeb 2, 2026
Pay DateFeb 17, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield9.40%
FCF Yield2.17%
Buyback Yield0.00%
Total Shareholder Yield3.32%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-0.85
Piotroski F-Score4/9
Dividend Score60.00
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$18.96
Lynch Upside/Downside425.07%
Graham Number$7.42
Graham Upside/Downside105.48%
Frequently Asked Questions About AmeriServ Financial Statistics
What are the key financial metrics for ASRV?
AmeriServ Financial, Inc. (ASRV) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is ASRV's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether AmeriServ Financial is overvalued or undervalued.
How do I read ASRV's profitability ratios?
AmeriServ Financial's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do ASRV's debt ratios indicate?
The financial health section shows AmeriServ Financial's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is ASRV's dividend analysis?
The dividend section covers AmeriServ Financial's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.