AmeriServ Financial, Inc.
ASRVNASDAQFinancialsBanks - Regional
As of Oct 16, 2026 close
- Market cap
- $75.67M
- P/E (TTM)
- 8.88
- Forward P/E
- 4.38
- Dividend yield
- 2.69%
- 52-week range
- $2.90$5.38
- Volume (live)
- -
- Avg. volume (3M)
- 15.18K
AmeriServ Financial (ASRV) Stock Price & Financial Analysis
AmeriServ Financial Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $4.54 - $4.65 |
|---|---|
| 52-Week High | $5.38 |
| 52-Week Low | $2.90 |
| Open | $4.60 |
| Volume (last close) | 31.31K |
| Average Volume (3M) | 15.18K |
| Revenue (TTM) | 68.35M |
|---|---|
| Net Income (TTM) | 8.52M |
| Free Cash Flow (TTM) | 41.00K |
| EPS (TTM) | $0.51 |
| Profit Margin | 12.46% |
| Operating Margin | 15.19% |
| Return on Equity (ROE) | 6.92% |
| Debt to Equity | 0.54 |
| Annual Dividend | $0.12 |
|---|---|
| Dividend Yield | 2.69% |
| Payout Ratio | 23.59% |
| Last Dividend Ex-Date | Aug 3, 2026 |
| Market Cap | 75.67M |
|---|---|
| Shares Outstanding | 16.97M |
| P/E Ratio (TTM) | 8.88 |
| Forward P/E | 4.38 |
| Price to Sales (P/S) | 1.11 |
| Price to Book (P/B) | 0.61 |
| EV/EBITDA | 18.71 |
| 50-Day MA | $4.77 |
|---|---|
| 200-Day MA | $3.99 |
| 1-Year Change | +48.17% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
AmeriServ Financial at a Glance
As of the Oct 16, 2026 close, AmeriServ Financial (ASRV) has a market capitalization of $75.67M. The stock trades at 8.9× trailing earnings, 4.4× forward earnings and 1.1× sales. Over the trailing twelve months it earned $8.52M on revenue of $68.35M (a 12.5% profit margin) and generated $41.00K of free cash flow. Revenue grew 8.2% year over year.
As of its latest reported balance sheet, it holds $28.05M in cash and securities against $66.72M of debt, a net debt position of $38.67M.
AmeriServ Financial pays a quarterly dividend totaling $0.12 per share a year, a 2.69% yield at the Oct 16, 2026 close, with a 24% payout ratio.
The share price is up 48.2% over the past year. At $4.54 (the Oct 16, 2026 close) it sits within its 52-week range of $2.90 to $5.38, above its 200-day moving average of $3.99.
Based on 2 professional analyst ratings from the past 90 days, the consensus is Buy.
Frequently Asked Questions About AmeriServ Financial
What is the current stock price for ASRV?
As of the Oct 16, 2026 close, ASRV stock trades at $4.54. The 52-week range is $2.90–$5.38, with a day range of $4.54–$4.65.
What is the P/E ratio for ASRV?
As of the Oct 16, 2026 close, AmeriServ Financial's trailing twelve-month (TTM) P/E ratio is 8.9, meaning investors pay $8.9 for every $1 of annual earnings. The forward P/E is 4.4, reflecting analyst expectations for future earnings. AmeriServ Financial operates in the Financials sector.
Does ASRV pay dividends?
Yes, AmeriServ Financial pays a 2.69% annual dividend yield as of the Oct 16, 2026 close ($0.12 per share a year). The trailing twelve-month payout ratio is 23.6%. The most recent ex-dividend date was August 3, 2026.
What do analysts recommend for ASRV?
Based on ratings from 2 professional analysts over the last 90 days, the consensus for ASRV is Buy.
What is the market cap of ASRV?
As of the Oct 16, 2026 close, AmeriServ Financial's market capitalization is $77.0M, classifying it as a micro-cap company. AmeriServ Financial operates in the Financials sector within the Banks - Regional industry.