How much debt does The Cato have?

The Cato had total debt of $150.45M as of Jan 31, 2026, against $76.32M in cash and short-term investments. Its debt-to-equity ratio was 0.96.

What are The Cato's total assets?

The Cato reported total assets of $421.42M as of Jan 31, 2026, down 6.8% from $452.36M a year earlier. Total liabilities were $264.11M.

What is The Cato's shareholders' equity?

The Cato's shareholders' equity was $157.31M as of Jan 31, 2026, or about $7.97 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry.

The Cato (CATO) Balance Sheet: Assets & Liabilities

The Cato Balance Sheet Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for The Cato Corporation (CATO) - Annual data in millions USD
Breakdown	FY 2026	FY 2025	FY 2025	FY 2024	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Jan 2026	Feb 2025	Jan 2025	Feb 2024	Jan 2024	Jan 2023	Jan 2022	Jan 2021	Jan 2020	Jan 2019	Jan 2018
Current Assets
Cash and Cash Equivalents	19.46	20.28	20.28	23.94	23.94	20.01	19.76	17.51	11.82	24.60	78.05
Short-Term Investments	56.86	57.42	57.42	79.01	79.01	108.65	146.00	126.42	200.39	182.71	118.84
Cash & Short-Term Investments	76.32	77.70	77.70	102.95	102.95	128.66	165.76	143.93	212.21	207.31	196.88
Accounts Receivable	25.46	25.46	24.54	24.54	11.61	26.50	55.81	52.74	26.09	28.14	28.02
Inventory	83.70	110.74	110.74	98.60	98.60	112.06	124.91	84.12	115.37	119.59	121.54
Other Current Assets	7.79	7.79	10.21	7.41	7.78	10.46	9.19	9.76	9.13	15.55	26.04
Total Current Assets	193.27	223.19	223.19	243.06	243.06	277.67	355.67	290.55	362.80	371.69	372.48
Non-Current Assets
Property, Plant & Equipment (Net)	207.68	207.68	209.20	209.20	218.71	244.66	244.35	272.37	289.47	94.30	109.37
Long-Term Investments	9.82	1.14	1.14	2.08	2.08	1.92	1.82	1.26	1.30	1.80	2.09
Other Non-Current Assets	10.65	20.47	18.84	19.98	5.05	19.67	22.62	21.59	22.77	20.00	19.57
Total Non-Current Assets	228.15	-	229.18	-	243.76	275.47	278.10	300.90	322.18	127.32	143.60
Total Assets	421.42	452.36	452.36	486.82	486.82	553.14	633.77	591.45	684.98	499.01	516.08
Current Liabilities
Accounts Payable	64.96	64.96	88.64	88.64	87.82	91.96	109.55	73.77	68.44	84.28	82.61
Short-Term Debt	53.51	-	57.56	-	61.11	67.36	66.81	63.42	63.15	0.00	0.00
Accrued Liabilities	18.19	37.43	20.59	42.04	20.80	19.11	43.54	-	-	-	-
Other Current Liabilities	37.43	0.33	28.78	0.94	25.54	26.48	51.64	26.13	47.50	38.82	38.28
Total Current Liabilities	155.89	155.89	188.24	188.24	188.01	202.96	244.14	181.93	199.30	142.19	139.08
Non-Current Liabilities
Long-Term Debt	96.94	-	88.34	-	92.01	107.41	117.52	143.32	147.18	0.00	0.00
Deferred Tax Liabilities	0.00	-	0.00	-	0.00	0.00	46.82	53.76	48.30	4.09	4.24
Other Non-Current Liabilities	11.27	13.49	51.57	14.48	14.48	16.18	17.91	19.71	21.98	39.98	50.64
Total Non-Current Liabilities	108.21	96.94	139.91	88.34	106.49	123.59	135.44	163.02	169.16	39.98	50.64
Total Liabilities	264.11	290.07	290.07	294.50	294.50	326.55	379.57	344.95	368.46	182.17	189.72
Stockholders' Equity
Common Stock	0.67	0.67	0.68	0.68	0.69	0.69	0.73	0.76	0.82	0.83	0.83
Retained Earnings	25.03	25.03	31.94	31.94	64.28	104.71	134.21	129.30	203.46	210.51	225.89
Accumulated Other Comprehensive Income	0.27	0.27	0.15	0.15	0.40	-1.24	-0.28	1.16	1.42	-0.08	-0.32
Additional Paid-in Capital	131.35	-	129.53	-	126.95	122.43	119.54	115.28	110.81	105.58	99.95
Shares Outstanding	19.74	-	20.08	-	20.57	20.49	21.59	-	-	-	-
Total Stockholders' Equity	157.31	162.30	162.30	192.32	192.32	226.59	254.20	246.50	316.51	316.84	326.35
Total Liabilities & Equity	421.42	-	452.36	-	486.82	553.14	633.77	591.45	684.98	499.01	516.08

Source: Company financial statements from annual and quarterly filings. Data as of Aug 1, 2026. Data sources and methodology

The Cato Balance Sheet Analysis

Frequently Asked Questions About The Cato Balance Sheet