PYPL vs XYZ: Stock Comparison
PayPal Holdings, Inc. compared with Block, Inc.: size, valuation, growth, margins, dividends and returns.
PYPL vs XYZ at a Glance
As of Nov 6, 2026, PayPal Holdings, Inc. (PYPL) has a market capitalization of $53.38B versus $52.04B for Block, Inc. (XYZ). PYPL is classified in Credit Services (Financials), XYZ in Software - Infrastructure (Technology).
PYPL trades at 10.9x trailing and 10.5x forward earnings, compared with 145.7x trailing and 271.1x forward earnings for XYZ as of Nov 6, 2026. Over the trailing twelve months, revenue grew 5.7% at PYPL and 5.1% at XYZ, operating margins were 18.8% and 12.5%, and net profit margins 14.4% and 1.4%.
As of Nov 6, 2026, PYPL has a dividend yield of 0.97% and XYZ 0.00%. Over the past year PYPL shares changed −17.41% versus +0.59% for XYZ (price change, dividends excluded).
Key Figures Side by Side
| Metric | PYPL | XYZ |
|---|---|---|
| Market cap | $53.38B | $52.04B |
| P/E ratio (TTM) | 10.89 | 145.72 |
| Forward P/E | 10.47 | 271.13 |
| Revenue growth (TTM, YoY) | 5.69% | 5.07% |
| Gross margin (TTM) | 45.75% | 46.36% |
| Operating margin (TTM) | 18.78% | 12.49% |
| Net profit margin (TTM) | 14.36% | 1.43% |
| Dividend yield | 0.97% | 0.00% |
| 1-year price change | −17.41% | +0.59% |
| Sector | Financials | Technology |
| Industry | Credit Services | Software - Infrastructure |
Source: Exchange price data and company financial statements. Data as of Nov 6, 2026. Data sources and methodology
Interactive PYPL vs XYZ Comparison
Performance Comparison
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Comparison Results
Marked values are the best in their row where higher or lower is clearly better.
Frequently Asked Questions
Which is bigger, PYPL or XYZ?
PayPal Holdings, Inc. (PYPL) is larger as of Nov 6, 2026, with a market capitalization of $53.38B against $52.04B for Block, Inc. (XYZ), about 1.0 times the size.
Which stock is cheaper, PYPL or XYZ?
On trailing earnings PYPL is cheaper as of Nov 6, 2026: it trades at 10.9x versus 145.7x for XYZ. On forward earnings PYPL trades at 10.5x and XYZ at 271.1x. A lower multiple can also reflect slower expected growth.
Which pays a higher dividend, PYPL or XYZ?
PYPL yields 0.97% as of Nov 6, 2026, while XYZ paid no dividend over the trailing twelve months.
Which has performed better, PYPL or XYZ?
XYZ has done better over the past year to Nov 6, 2026: its shares changed +0.59% against −17.41% for PYPL. These are price changes and exclude dividends.

