FinWise Bancorp (FINW) Income Statement: Revenue & Earnings

FinWise Bancorp Income Statement Analysis

Revenue, earnings, and profit margins in millions USD

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FinWise Bancorp income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Revenue & Gross Profit
Revenue	150.96	82.01	76.62	88.78	81.09	43.83	28.52
Cost of Revenue	58.87	27.01	21.61	14.95	9.30	6.99	6.75
Gross Profit	92.09	70.45	64.98	75.27	71.78	36.84	28.52
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	44.17	35.21	25.75	24.49	21.74	16.84	0.53
Operating Expenses	70.33	53.46	41.16	39.23	29.51	21.70	15.69
Operating Income	21.76	16.99	23.81	36.03	42.27	15.14	12.84
Other Income/Expense
Interest Income	92.48	74.35	64.53	52.33	49.24	29.51	21.41
Interest Expense	20.30	15.44	9.98	1.43	1.27	1.76	1.46
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	21.76	16.99	23.81	36.03	42.27	15.14	12.84
Income Tax Expense	5.67	4.25	6.35	10.92	10.69	3.94	3.18
Net Income	16.09	12.74	17.46	25.12	31.58	11.20	9.66
Net Income - Continuous Operations	16.09	12.74	17.46	25.12	31.58	11.20	9.66
Net Income - Discontinued Operations	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA	21.76	5.29	27.62	38.14	43.31	16.15	0.46
EBIT	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation & Amortization	0.00	5.29	3.81	2.11	1.04	1.01	0.46
Earnings Per Share
Basic EPS	1.00	1.00	1.00	2.00	3.00	1.00	1.00
Diluted EPS	1.00	1.00	1.00	2.00	3.00	1.00	1.00
Basic Shares Outstanding	12.83	12.83	12.49	12.73	8.67	8.18	7.04
Diluted Shares Outstanding	13.57	13.57	12.91	13.36	9.11	11.93	7.05