FinWise Bancorp (FINW) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), FinWise Bancorp had a P/E ratio of 15.84 (down from 17.09), return on equity of 8.8% (up from 7.8%), debt-to-equity of 0.02 (down from 0.03) and return on assets of 1.9% (down from 1.9%).

FinWise Bancorp Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	15.84	17.09	10.41	4.78	5.91	-
Forward P/E	11.12	18.65	11.83	5.13	5.77	-
P/S Ratio	2.65	3.02	2.78	1.59	2.45	-
P/B Ratio	1.26	1.22	1.15	0.85	1.53	-
Price/Tangible Book	1.26	1.22	1.15	0.85	1.53	-
Price/FCF	-	-	37.19	2.21	-	-
Price/OCF	-	-	14.58	1.95	-	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	8.77%	7.75%	11.82%	19.63%	39.16%	28.36%
Return on Assets (ROA)	1.87%	1.91%	3.54%	6.43%	9.05%	4.53%
Leverage & Solvency Ratios
Debt/Equity	0.02	0.03	0.04	0.05	0.01	2.20
Debt/FCF	-	-	1.35	0.14	-	5.32
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	6.60%	6.04%	9.77%	21.11%	17.93%	-
FCF Yield	-14.03%	-9.42%	2.69%	45.33%	-6.57%	-
Buyback Yield	-2.54%	-2.47%	3.35%	-46.65%	-12.87%	-14.41%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About FinWise Bancorp Financial Ratios

What is FinWise Bancorp's P/E ratio?

FinWise Bancorp's P/E ratio was 15.84 for fiscal 2025 (period ended Dec 31, 2025). It was 17.09 a year earlier.

What is FinWise Bancorp's return on equity?

FinWise Bancorp's return on equity (ROE) was 8.8% for fiscal 2025 (period ended Dec 31, 2025). It was 7.8% a year earlier.

What is FinWise Bancorp's debt-to-equity ratio?

FinWise Bancorp's debt-to-equity ratio was 0.02 for fiscal 2025 (period ended Dec 31, 2025). It was 0.03 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition