Independent Bank Corporation
IBCPNASDAQFinancialsBanks - Regional
As of Oct 16, 2026 close
- Market cap
- $734.70M
- P/E (TTM)
- 10.24
- Forward P/E
- 9.25
- Dividend yield
- 3.12%
- 52-week range
- $29.83$39.24
- Volume (live)
- -
- Avg. volume (3M)
- 197.04K
Independent Bank (IBCP) Stock Price & Financial Analysis
Independent Bank Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $35.41 - $36.15 |
|---|---|
| 52-Week High | $39.24 |
| 52-Week Low | $29.83 |
| Open | $35.41 |
| Volume (last close) | 223.93K |
| Average Volume (3M) | 197.04K |
| Revenue (TTM) | 277.83M |
|---|---|
| Net Income (TTM) | 71.75M |
| Free Cash Flow (TTM) | 38.09M |
| EPS (TTM) | $3.44 |
| Profit Margin | 25.83% |
| Operating Margin | 30.39% |
| Return on Equity (ROE) | 13.58% |
| Debt to Equity | 0.32 |
| Annual Dividend | $1.10 |
|---|---|
| Dividend Yield | 3.12% |
| Payout Ratio | 31.94% |
| Last Dividend Ex-Date | Aug 4, 2026 |
| Market Cap | 734.70M |
|---|---|
| Shares Outstanding | 20.81M |
| P/E Ratio (TTM) | 10.24 |
| Forward P/E | 9.25 |
| Price to Sales (P/S) | 2.64 |
| Price to Book (P/B) | 1.39 |
| EV/EBITDA | 10.26 |
| 50-Day MA | $36.66 |
|---|---|
| 200-Day MA | $35.18 |
| 1-Year Change | +13.21% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
Independent Bank at a Glance
As of the Oct 16, 2026 close, Independent Bank (IBCP) has a market capitalization of $734.70M. The stock trades at 10.2× trailing earnings, 9.3× forward earnings and 2.6× sales. Over the trailing twelve months it earned $71.75M on revenue of $277.83M (a 25.8% profit margin) and generated $38.09M of free cash flow. Revenue grew 6.1% year over year.
As of its latest reported balance sheet, it holds $165.45M in cash and securities against $166.90M of debt, a net debt position of $1.45M.
Independent Bank pays a quarterly dividend totaling $1.10 per share a year, a 3.12% yield at the Oct 16, 2026 close, with a 32% payout ratio and 11 consecutive years of dividend increases.
The share price is up 13.2% over the past year. At $35.59 (the Oct 16, 2026 close) it sits within its 52-week range of $29.83 to $39.24, above its 200-day moving average of $35.18.
Based on 1 professional analyst rating from the past 90 days, the consensus is Buy.
Frequently Asked Questions About Independent Bank
What is the current stock price for IBCP?
As of the Oct 16, 2026 close, IBCP stock trades at $35.59. The 52-week range is $29.83–$39.24, with a day range of $35.41–$36.15.
What is the P/E ratio for IBCP?
As of the Oct 16, 2026 close, Independent Bank's trailing twelve-month (TTM) P/E ratio is 10.2, meaning investors pay $10.2 for every $1 of annual earnings. The forward P/E is 9.3, reflecting analyst expectations for future earnings. Independent Bank operates in the Financials sector.
Does IBCP pay dividends?
Yes, Independent Bank pays a 3.12% annual dividend yield as of the Oct 16, 2026 close ($1.10 per share a year). The trailing twelve-month payout ratio is 31.9%. The most recent ex-dividend date was August 4, 2026.
What do analysts recommend for IBCP?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for IBCP is Buy.
What is the market cap of IBCP?
As of the Oct 16, 2026 close, Independent Bank's market capitalization is $740.5M, classifying it as a small-cap company. Independent Bank operates in the Financials sector within the Banks - Regional industry.