NBT Bancorp Inc.
NBTBNASDAQFinancialsBanks - Regional
As of Oct 23, 2026 close
- Market cap
- $2.77B
- P/E (TTM)
- 12.92
- Forward P/E
- 8.05
- Dividend yield
- 2.86%
- 52-week range
- $39.45$54.50
- Volume (live)
- -
- Avg. volume (3M)
- 346.81K
NBT Bancorp (NBTB) Stock Price & Financial Analysis
NBT Bancorp Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $52.43 - $53.06 |
|---|---|
| 52-Week High | $54.50 |
| 52-Week Low | $39.45 |
| Open | $52.47 |
| Volume (last close) | 302.53K |
| Average Volume (3M) | 346.81K |
| Revenue (TTM) | 889.49M |
|---|---|
| Net Income (TTM) | 214.15M |
| Free Cash Flow (TTM) | 245.61M |
| EPS (TTM) | $4.08 |
| Profit Margin | 24.08% |
| Operating Margin | 31.18% |
| Return on Equity (ROE) | 11.02% |
| Debt to Equity | 0.16 |
| Annual Dividend | $1.51 |
|---|---|
| Dividend Yield | 2.86% |
| Payout Ratio | 37.00% |
| Last Dividend Ex-Date | Sep 1, 2026 |
| Market Cap | 2.77B |
|---|---|
| Shares Outstanding | 52.35M |
| P/E Ratio (TTM) | 12.92 |
| Forward P/E | 8.05 |
| Price to Sales (P/S) | 3.11 |
| Price to Book (P/B) | 1.42 |
| EV/EBITDA | 11.80 |
| 50-Day MA | $51.41 |
|---|---|
| 200-Day MA | $47.31 |
| 1-Year Change | +30.90% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
NBT Bancorp at a Glance
As of the Oct 23, 2026 close, NBT Bancorp (NBTB) has a market capitalization of $2.77B. The stock trades at 12.9× trailing earnings, 8.1× forward earnings and 3.1× sales. Over the trailing twelve months it earned $214.15M on revenue of $889.49M (a 24.1% profit margin) and generated $245.61M of free cash flow. Revenue grew 19.5% year over year.
As of its latest reported balance sheet, it holds $294.65M in cash and securities against $311.76M of debt, a net debt position of $17.10M.
NBT Bancorp pays a quarterly dividend totaling $1.51 per share a year, a 2.86% yield at the Oct 23, 2026 close, with a 37% payout ratio and 13 consecutive years of dividend increases.
The share price is up 30.9% over the past year. At $52.87 (the Oct 23, 2026 close) it sits near the top of its 52-week range of $39.45 to $54.50, above its 200-day moving average of $47.30.
Based on 2 professional analyst ratings from the past 90 days, the consensus is Hold with an average price target of $54.50, 3.1% above the Oct 23, 2026 close.
Frequently Asked Questions About NBT Bancorp
What is the current stock price for NBTB?
As of the Oct 23, 2026 close, NBTB stock trades at $52.87. The 52-week range is $39.45–$54.50, with a day range of $52.43–$53.06.
What is the P/E ratio for NBTB?
As of the Oct 23, 2026 close, NBT Bancorp's trailing twelve-month (TTM) P/E ratio is 12.9, meaning investors pay $12.9 for every $1 of annual earnings. The forward P/E is 8.1, reflecting analyst expectations for future earnings. NBT Bancorp operates in the Financials sector.
Does NBTB pay dividends?
Yes, NBT Bancorp pays a 2.86% annual dividend yield as of the Oct 23, 2026 close ($1.51 per share a year). The trailing twelve-month payout ratio is 37.0%. The most recent ex-dividend date was September 1, 2026.
What do analysts recommend for NBTB?
Based on ratings from 2 professional analysts over the last 90 days, the consensus for NBTB is Hold. The average 12-month price target is $54.50, a 3.1% upside from the Oct 23, 2026 close of $52.87.
What is the market cap of NBTB?
As of the Oct 23, 2026 close, NBT Bancorp's market capitalization is $2.77B, classifying it as a mid-cap company. NBT Bancorp operates in the Financials sector within the Banks - Regional industry.