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OPFI
(NYSE)
OppFi Inc.
$8.46-- (--)
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OppFi (OPFI) Key Statistics & Financial Metrics

Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.

Stock Valuation Metrics

Market value, earnings multiples, and pricing ratios

Market Valuation & Earnings Multiples

Market capitalization, P/E ratios, and enterprise value

Market Cap221.33M
Enterprise Value559.14M
Trailing P/E8.41
Forward P/E6.63

Price-Based Ratios

Valuation ratios based on stock price

Price/Sales (ttm)0.44
Forward Price/Sales0.32
Price/Book (mrq)3.78
Price/Tangible Book (mrq)3.78
Price/FCF (ttm)0.58
Price/OCF (ttm)0.55

Enterprise Value Ratios

EV-based valuation multiples

EV/Revenue1.11
EV/Earnings21.24
EV/EBITDA1.89
EV/EBIT3.35
EV/FCF1.46

Stock Price

Current price, 52-week range, and moving averages

Current Price$8.46
1-Day Change1.32%
52-Week High$15.03
52-Week Low$7.36
52-Week Change-23.60%
YTD Change-17.86%
1-Year Change-25.33%
50-Day MA$8.61
200-Day MA$9.78
Avg Volume (30 day)603.77K

Share Statistics

Outstanding shares, float, and per-share metrics

Shares Outstanding26.51M
Book Value per Share$2.21
Net Cash per Share$-12.74
FCF per Share$14.42

Analyst Price Targets & Consensus

Wall Street analyst ratings and 12-month price targets (90 days)

Price Target$15.00
Target Upside/Downside77.30%
Analyst ConsensusBuy
Analyst Count1

Profitability & Financial Performance

Profit margins, return metrics, and earnings analysis

Profit Margins

Profitability margins across income statement

Gross Margin90.38%
EBITDA Margin (ttm)58.58%
EBIT Margin (ttm)32.98%
Operating Margin (ttm)57.56%
Pretax Margin (ttm)30.89%
Profit Margin (ttm)5.21%
FCF Margin (ttm)75.62%

Return on Investment Metrics

ROE, ROA, ROIC, and capital efficiency ratios

Return on Equity (ttm)45.02%
Return on Assets (ttm)3.49%
Return on Invested Capital (ttm)21.03%
Return on Capital Employed (ttm)24.95%

Income Statement (TTM)

Trailing twelve months revenue and earnings

Revenue505.39M
Gross Profit456.75M
Operating Income290.89M
Pretax Income156.13M
Net Income26.33M
EBITDA296.05M
EBIT166.68M
Diluted EPS$0.64

Cash Flow (TTM)

Operating cash flow and free cash flow metrics

Operating Cash Flow401.31M
Capital Expenditures19.11M
Free Cash Flow382.19M

Growth Rates (YoY)

Year-over-year growth metrics

Revenue Growth-11.38%
Dividend Growth-100.00%

Financial Health & Dividends

Balance sheet analysis, debt ratios, and dividend metrics

Assets & Cash

Total assets and cash positions

Total Assets (mrq)754.09M
Cash & Securities (mrq)49.45M
Net Cash (mrq)-337.81M
Net Cash per Share$-12.74

Debt & Liabilities

Liabilities, debt, equity, and working capital

Total Debt (mrq)387.26M
Working Capital (mrq)553.52M
Total Equity (mrq)58.48M
Book Value per Share$2.21

Liquidity & Leverage

Liquidity, leverage, and debt coverage ratios

Current Ratio (mrq)7.44
Quick Ratio (mrq)7.44
Debt/Equity (mrq)6.62
Debt/EBITDA (ttm)1.31
Debt/FCF (ttm)1.01

Dividend History & Payout Analysis

Dividend yield, payout ratios, and growth metrics

Dividend per Share (TTM)$0.00
Dividend Yield0.00%
Payout Ratio (Earnings)0.00%
Payout Ratio (FCF)5.77%
Dividend Growth (YoY)-100.00%
Years of Dividend Growth1
Ex-Dividend DateApr 8, 2025
Pay DateApr 18, 2025
Dividend FrequencyAnnual

Yield Metrics

Earnings, FCF, buyback, and shareholder yields

Earnings Yield11.90%
FCF Yield172.68%
Buyback Yield7.93%
Total Shareholder Yield7.93%

Financial Health Scores

Risk assessment and quality metrics

Altman Z-Score6.29
Piotroski F-Score5/9
Dividend Score57.00

Fair Value & Intrinsic Value

Lynch fair value, Graham number, and valuation models

Graham Number$5.63
Graham Upside/Downside-33.48%

Frequently Asked Questions About OppFi Statistics

What are the key financial metrics for OPFI?

OppFi Inc. (OPFI) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.

What is OPFI's valuation analysis?

The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether OppFi is overvalued or undervalued.

How do I read OPFI's profitability ratios?

OppFi's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.

What do OPFI's debt ratios indicate?

The financial health section shows OppFi's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.

What is OPFI's dividend analysis?

The dividend section covers OppFi's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.