OppFi Inc.
OPFINYSEFinancialsCredit Services
As of Oct 23, 2026 close
- Market cap
- $466.32M
- P/E (TTM)
- 4.58
- Forward P/E
- -
- Dividend yield
- -
- 52-week range
- $5.55$11.69
- Volume (live)
- -
- Avg. volume (3M)
- 724.54K
OppFi (OPFI) Stock Price & Financial Analysis
OppFi Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $5.40 - $5.70 |
|---|---|
| 52-Week High | $11.69 |
| 52-Week Low | $5.55 |
| Open | $5.67 |
| Volume (last close) | 709.18K |
| Average Volume (3M) | 724.54K |
| Revenue (TTM) | 611.39M |
|---|---|
| Net Income (TTM) | 101.72M |
| Free Cash Flow (TTM) | 384.90M |
| EPS (TTM) | $2.46 |
| Profit Margin | 16.64% |
| Operating Margin | 41.04% |
| Return on Equity (ROE) | 24.56% |
| Debt to Equity | 0.71 |
| Annual Dividend | $0.00 |
|---|---|
| Dividend Yield | 0.00% |
| Payout Ratio | 0.00% |
| Last Dividend Ex-Date | Apr 8, 2025 |
| Market Cap | 466.32M |
|---|---|
| Shares Outstanding | 86.04M |
| P/E Ratio (TTM) | 4.58 |
| Price to Sales (P/S) | 0.76 |
| Price to Book (P/B) | 1.13 |
| EV/EBITDA | 2.36 |
| 50-Day MA | $6.65 |
|---|---|
| 200-Day MA | $8.41 |
| 1-Year Change | −41.44% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
OppFi at a Glance
As of the Oct 23, 2026 close, OppFi (OPFI) has a market capitalization of $466.32M. The stock trades at 4.6× trailing earnings and 0.8× sales. Over the trailing twelve months it earned $101.72M on revenue of $611.39M (a 16.6% profit margin) and generated $384.90M of free cash flow. Revenue grew 10.9% year over year.
As of its latest reported balance sheet, it holds $64.35M in cash and securities against $293.59M of debt, a net debt position of $229.24M.
OppFi does not currently pay a dividend.
The share price is down 41.4% over the past year. At $5.42 (the Oct 23, 2026 close) it sits near the bottom of its 52-week range of $5.55 to $11.69, below its 200-day moving average of $8.41.
Frequently Asked Questions About OppFi
What is the current stock price for OPFI?
As of the Oct 23, 2026 close, OPFI stock trades at $5.42. The 52-week range is $5.55–$11.69, with a day range of $5.40–$5.70.
What is the P/E ratio for OPFI?
As of the Oct 23, 2026 close, OppFi's trailing twelve-month (TTM) P/E ratio is 4.6, meaning investors pay $4.6 for every $1 of annual earnings. OppFi operates in the Financials sector.
Does OPFI pay dividends?
OppFi does not currently pay a regular dividend. The company retains its earnings to reinvest in the business. Check the Dividends tab for historical dividend information.
What do analysts recommend for OPFI?
Analyst ratings and recommendations for OPFI are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.
What is the market cap of OPFI?
As of the Oct 23, 2026 close, OppFi's market capitalization is $466.3M, classifying it as a small-cap company. OppFi operates in the Financials sector within the Credit Services industry.