Credit Services Stocks: Companies & Metrics

Browse 51 credit services stocks with financial metrics and performance data (Financials sector).

Industry market cap: $1.87T
Cap-weighted, today: +0.88%
Cap-weighted, 1 year: +9.15%
Advancing / declining today: 26 / 22

Credit Services Stocks

51 stocks in the credit services industry. Click column headers to sort.

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1	V	Visa Inc.	$407.92	$774.23B	$44.49B	$22.59B	$11.10	6.37M
2	MA	Mastercard Incorporated	$623.60	$550.64B	$35.08B	$16.26B	$18.17	2.99M
3	AXP	American Express Company	$313.22	$212.68B	$68.88B	$11.45B	$16.67	3.40M
4	COF	Capital One Financial Corporation	$201.34	$125.05B	$50.93B	$10.27B	$16.33	3.92M
5	PYPL	PayPal Holdings, Inc.	$57.02	$51.38B	$34.13B	$4.90B	$5.25	11.54M
6	SYF	Synchrony Financial	$73.64	$24.60B	$15.03B	$3.52B	$10.00	3.18M
7	AFRM	Affirm Holdings, Inc.	$70.08	$24.45B	$4.26B	$1.93B	$5.53	3.95M
8	SOFI	SoFi Technologies, Inc.	$14.62	$19.76B	$4.90B	$636.26M	$0.47	47.64M
9	ALLY	Ally Financial Inc.	$39.06	$12.15B	$12.35B	$1.43B	$4.56	4.19M
10	FCFS	FirstCash Holdings, Inc.	$172.75	$7.61B	$4.12B	$388.15M	$8.77	426.31K
11	OMF	OneMain Holdings, Inc.	$55.72	$6.45B	$6.05B	$781.00M	$6.64	893.44K
12	CACC	Credit Acceptance Corporation	$545.04	$5.85B	$2.31B	$501.90M	$45.35	105.78K
13	KLAR	Klarna Group plc	$12.81	$4.85B	$4.04B	-$143.00M	−$0.38	5.20M
14	SEZL	Sezzle Inc.	$132.12	$4.59B	$531.89M	$161.43M	$4.55	495.87K
15	NNI	Nelnet, Inc.	$122.59	$4.42B	$1.74B	$302.24M	$8.35	134.58K
16	ENVA	Enova International, Inc.	$165.07	$4.34B	$3.45B	$355.45M	$13.48	412.95K
17	BFH	Bread Financial Holdings, Inc.	$99.89	$4.07B	$3.64B	$567.00M	$12.78	593.19K
18	SLM	SLM Corporation	$19.42	$3.70B	$1.67B	$724.14M	$3.60	2.98M
19	LU	Lufax Holding Ltd	$8.06	$3.49B	$4.26B	-$333.67M	−$0.77	194.14K
20	UPST	Upstart Holdings, Inc.	$23.78	$2.61B	$1.25B	$60.33M	$0.56	4.18M
21	EZPW	EZCORP, Inc.	$28.70	$2.39B	$1.58B	$158.31M	$1.90	801.44K
22	ECPG	Encore Capital Group, Inc.	$97.73	$2.23B	$1.90B	$301.56M	$13.20	269.26K
23	AGM	Federal Agricultural Mortgage Corporation	$199.64	$2.17B	$753.09M	$228.98M	$19.21	120.22K
24	WU	The Western Union Company	$6.34	$1.99B	$4.03B	$395.40M	$1.24	8.58M
25	ATLC	Atlanticus Holdings Corporation	$86.19	$1.65B	$1.07B	$151.70M	$7.93	113.62K
26	AGM.A	Federal Agricultural Mortgage Corporation	$140.87	$1.53B	$438.54M	$220.93M	$20.21	137.00
27	JCAP	Jefferson Capital, Inc.	$20.41	$1.13B	$643.55M	$155.02M	$2.72	247.20K
28	NAVI	Navient Corporation	$8.50	$816.00M	$1.09B	-$51.00M	−$0.53	1.43M
29	WRLD	World Acceptance Corporation	$167.04	$765.23M	$564.42M	$39.35M	$8.13	59.98K
30	QFIN	Qfin Holdings, Inc.	$5.26	$750.17M	$2.41B	$560.55M	$4.09	2.01M
31	FINV	FinVolution Group	$2.94	$736.36M	$1.97B	$285.61M	$1.10	928.82K
32	PRAA	PRA Group, Inc.	$19.08	$730.63M	$1.36B	-$265.05M	−$6.84	452.19K
33	GDOT	Green Dot Corporation	$12.36	$701.62M	$2.27B	-$25.95M	−$0.46	397.35K
34	OPFI	OppFi Inc.	$5.42	$466.32M	$611.39M	$101.72M	$2.46	724.54K
35	OPRT	Oportun Financial Corporation	$9.19	$453.95M	$443.89M	$19.54M	$0.40	732.19K
36	PMTS	CPI Card Group Inc.	$26.89	$323.75M	$587.31M	$13.75M	$1.16	185.64K
37	RM	Regional Management Corp.	$32.74	$314.43M	$602.57M	$46.82M	$4.76	85.57K
38	HTT	High Templar Tech Limited	$1.99	$314.31M	$6.14M	$106.21M	$0.64	66.48K
39	TROO	TROOPS, Inc.	$2.35	$283.66M	$21.28M	-$41.03M	−$0.38	288.69K
40	MFIN	Medallion Financial Corp.	$11.42	$277.28M	$345.45M	$35.88M	$1.47	64.01K
41	CPSS	Consumer Portfolio Services, Inc.	$9.90	$232.50M	$268.90M	$21.61M	$0.91	28.43K
42	FOA	Finance of America Companies Inc.	$11.38	$193.47M	$239.69M	-$338.00K	−$0.02	75.78K
43	XYF	X Financial	$4.82	$182.80M	$839.08M	$84.43M	$2.12	58.70K
44	LX	LexinFintech Holdings Ltd.	$0.64	$106.48M	$1.94B	$155.59M	$0.91	1.70M
45	SUIG	SUI Group Holdings Limited	$1.18	$95.46M	$-51.75M	-$355.94M	−$4.75	935.59K
46	JFIN	Jiayin Group Inc.	$1.30	$67.85M	$607.59M	$34.76M	$0.67	39.47K
47	YRD	Yiren Digital Ltd.	$0.67	$58.84M	$639.36M	-$102.89M	−$1.18	4.67M
48	ANTA	Antalpha Platform Holding Company	$1.96	$47.06M	$73.97M	$790.11K	$0.03	46.90K
49	JF	J and Friends Holdings Limited	$0.94	$15.67M	$35.55M	-$11.90M	−$26.28	6.49K
50	SNTG	Sentage Holdings Inc.	$1.67	$4.68M	$176.42K	-$4.28M	−$1.65	11.92K
51	DXF	Eason Technology Limited	$0.28	$357.36K	$3.15M	-$76.44M	−$100.74	739.67K

About the Credit Services Industry

The Credit Services industry includes 51 U.S.-listed companies in the Financials sector with a combined market capitalization of $1.87T. The largest are Visa Inc. (V, $774.23B), Mastercard Incorporated (MA, $550.64B) and American Express Company (AXP, $212.68B), together 82% of the industry's value.

39 of the 51 companies with reported earnings are profitable, and their median P/E ratio is 10.5. 22 of 51 pay a dividend, with a median yield of 3.09% among payers.

Over the past year the median stock is down 4.5%, and 22 of 51 are higher than a year ago. Median revenue growth is 11.2% year over year.

Best 1-year performers

Encore Capital Group, Inc. (ECPG)+126.5%
Sezzle Inc. (SEZL)+82.8%
Oportun Financial Corporation (OPRT)+66.3%

Weakest 1-year performers

Highest dividend yields

Profitability

Profitable companies: 39 of 51
Median gross margin: 69.1%
Median net profit margin: 10.3%
Median return on equity: 10.0%

Longest dividend growth streak: Visa Inc. (V), 17 consecutive years.

Frequently Asked Questions About Credit Services Stocks

How many stocks are in the credit services industry?

There are 51 publicly traded stocks in the credit services industry, part of the Financials sector.

Which credit services stocks pay the highest dividend yields?

The highest yields in the credit services industry are Qfin Holdings, Inc. (QFIN, 22.30%), The Western Union Company (WU, 14.62%) and X Financial (XYF, 11.52%). Visa Inc. (V) has the longest record of dividend increases, 17 consecutive years.

Which credit services stocks performed best over the past year?

Over the past year the strongest credit services stocks were Encore Capital Group, Inc. (ECPG, +126.5%), Sezzle Inc. (SEZL, +82.8%) and Oportun Financial Corporation (OPRT, +66.3%). The weakest were Qfin Holdings, Inc. (QFIN, −79.4%), Lufax Holding Ltd (LU, −73.8%) and Klarna Group plc (KLAR, −64.2%).

Are credit services companies profitable?

39 of the 51 credit services companies with reported earnings are profitable, with a median gross margin of 69.1%, a median net profit margin of 10.3% and a median return on equity of 10.0%.