Credit Services Stocks: Companies & Metrics

Browse 51 credit services stocks with financial metrics and performance data (Financials sector).

Industry market cap: $1.85T
Cap-weighted, today: +0.87%
Cap-weighted, 1 year: +9.16%
Advancing / declining today: 26 / 22

Credit Services Stocks

51 stocks in the credit services industry. Click column headers to sort.

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1	V	Visa Inc.	$404.16	$767.10B	$44.49B	$22.59B	$11.10	6.34M
2	MA	Mastercard Incorporated	$613.50	$541.72B	$35.08B	$16.26B	$18.17	3.00M
3	AXP	American Express Company	$315.05	$212.34B	$68.88B	$11.45B	$16.67	3.45M
4	COF	Capital One Financial Corporation	$202.35	$123.33B	$48.89B	$10.27B	$16.33	3.94M
5	PYPL	PayPal Holdings, Inc.	$54.99	$49.55B	$34.13B	$4.90B	$5.25	11.71M
6	AFRM	Affirm Holdings, Inc.	$69.49	$24.24B	$4.26B	$1.93B	$5.53	3.89M
7	SYF	Synchrony Financial	$74.83	$24.13B	$13.76B	$3.52B	$10.00	3.21M
8	SOFI	SoFi Technologies, Inc.	$14.46	$19.55B	$4.90B	$636.26M	$0.47	48.00M
9	ALLY	Ally Financial Inc.	$38.81	$11.96B	$12.45B	$1.43B	$4.56	4.28M
10	FCFS	FirstCash Holdings, Inc.	$175.27	$7.60B	$4.29B	$388.15M	$8.77	451.88K
11	OMF	OneMain Holdings, Inc.	$56.36	$6.52B	$6.05B	$781.00M	$6.64	914.35K
12	CACC	Credit Acceptance Corporation	$537.38	$5.77B	$2.31B	$501.90M	$45.35	105.58K
13	KLAR	Klarna Group plc	$12.62	$4.78B	$4.04B	-$143.00M	−$0.38	5.25M
14	ENVA	Enova International, Inc.	$170.03	$4.49B	$3.45B	$355.45M	$13.48	418.14K
15	SEZL	Sezzle Inc.	$127.44	$4.43B	$531.89M	$161.43M	$4.55	501.66K
16	NNI	Nelnet, Inc.	$122.41	$4.41B	$1.74B	$302.24M	$8.35	132.01K
17	BFH	Bread Financial Holdings, Inc.	$101.72	$4.00B	$3.37B	$567.00M	$12.78	600.09K
18	LU	Lufax Holding Ltd	$8.48	$3.67B	$4.26B	-$333.88M	−$0.77	204.98K
19	SLM	SLM Corporation	$19.62	$3.64B	$1.67B	$724.14M	$3.60	3.21M
20	UPST	Upstart Holdings, Inc.	$23.00	$2.52B	$1.25B	$60.33M	$0.56	4.13M
21	EZPW	EZCORP, Inc.	$28.74	$2.40B	$1.58B	$158.31M	$1.90	808.43K
22	ECPG	Encore Capital Group, Inc.	$99.64	$2.27B	$1.90B	$301.56M	$13.20	266.23K
23	AGM	Federal Agricultural Mortgage Corporation	$200.62	$2.18B	$753.09M	$228.98M	$19.21	118.85K
24	WU	The Western Union Company	$6.21	$1.95B	$4.03B	$395.40M	$1.24	8.60M
25	ATLC	Atlanticus Holdings Corporation	$87.39	$1.68B	$1.07B	$151.70M	$7.93	113.58K
26	AGM.A	Federal Agricultural Mortgage Corporation	$140.87	$1.53B	$438.54M	$220.93M	$20.21	137.00
27	JCAP	Jefferson Capital, Inc.	$20.14	$1.12B	$643.55M	$155.02M	$2.72	246.90K
28	NAVI	Navient Corporation	$8.42	$808.32M	$1.09B	-$51.00M	−$0.53	1.41M
29	QFIN	Qfin Holdings, Inc.	$5.57	$794.39M	$2.41B	$560.89M	$4.09	2.05M
30	WRLD	World Acceptance Corporation	$167.36	$762.83M	$583.50M	$39.35M	$8.13	60.46K
31	PRAA	PRA Group, Inc.	$19.16	$733.89M	$1.36B	-$265.05M	−$6.84	457.74K
32	FINV	FinVolution Group	$2.88	$721.33M	$1.97B	$285.78M	$1.10	920.46K
33	GDOT	Green Dot Corporation	$12.13	$688.56M	$2.27B	-$25.95M	−$0.46	395.97K
34	OPFI	OppFi Inc.	$5.47	$470.62M	$611.39M	$101.72M	$2.46	721.76K
35	OPRT	Oportun Financial Corporation	$9.37	$462.84M	$443.89M	$19.54M	$0.40	731.51K
36	PMTS	CPI Card Group Inc.	$26.26	$316.16M	$587.31M	$13.75M	$1.16	170.72K
37	RM	Regional Management Corp.	$32.54	$312.51M	$602.57M	$46.82M	$4.76	86.85K
38	HTT	High Templar Tech Limited	$1.92	$302.74M	$2.95M	$106.27M	$0.64	70.18K
39	MFIN	Medallion Financial Corp.	$11.25	$273.15M	$345.45M	$35.88M	$1.47	63.38K
40	TROO	TROOPS, Inc.	$2.26	$272.79M	$21.28M	-$41.03M	−$0.38	285.62K
41	CPSS	Consumer Portfolio Services, Inc.	$9.30	$216.88M	$268.90M	$21.61M	$0.91	28.17K
42	FOA	Finance of America Companies Inc.	$11.04	$187.69M	$239.69M	-$338.00K	−$0.02	75.47K
43	XYF	X Financial	$4.82	$182.80M	$839.59M	$84.48M	$2.13	53.90K
44	LX	LexinFintech Holdings Ltd.	$0.64	$106.84M	$1.94B	$155.68M	$0.91	1.67M
45	SUIG	SUI Group Holdings Limited	$1.08	$87.37M	$-51.75M	-$355.94M	−$4.75	949.27K
46	JFIN	Jiayin Group Inc.	$1.31	$68.64M	$607.96M	$34.78M	$0.67	39.55K
47	YRD	Yiren Digital Ltd.	$0.57	$50.27M	$639.75M	-$223.58M	−$2.55	4.68M
48	ANTA	Antalpha Platform Holding Company	$1.69	$40.58M	$73.97M	$790.11K	$0.03	46.01K
49	JF	J and Friends Holdings Limited	$0.91	$15.13M	$35.55M	-$11.90M	−$26.28	5.83K
50	SNTG	Sentage Holdings Inc.	$1.72	$4.83M	$176.42K	-$4.28M	−$1.65	12.16K
51	DXF	Eason Technology Limited	$0.28	$356.60K	$3.15M	-$76.48M	−$100.80	921.13K

About the Credit Services Industry

The Credit Services industry includes 51 U.S.-listed companies in the Financials sector with a combined market capitalization of $1.85T. The largest are Visa Inc. (V, $767.10B), Mastercard Incorporated (MA, $541.72B) and American Express Company (AXP, $212.34B), together 82% of the industry's value.

39 of the 51 companies with reported earnings are profitable, and their median P/E ratio is 10.0. 22 of 51 pay a dividend, with a median yield of 3.09% among payers.

Over the past year the median stock is down 4.5%, and 22 of 51 are higher than a year ago. Median revenue growth is 12.0% year over year.

Best 1-year performers

Encore Capital Group, Inc. (ECPG)+126.5%
Sezzle Inc. (SEZL)+82.8%
Oportun Financial Corporation (OPRT)+66.3%

Weakest 1-year performers

Highest dividend yields

Profitability

Profitable companies: 39 of 51
Median gross margin: 72.0%
Median net profit margin: 10.3%
Median return on equity: 10.0%

Longest dividend growth streak: Visa Inc. (V), 17 consecutive years.

Frequently Asked Questions About Credit Services Stocks

How many stocks are in the credit services industry?

There are 51 publicly traded stocks in the credit services industry, part of the Financials sector.

Which credit services stocks pay the highest dividend yields?

The highest yields in the credit services industry are Qfin Holdings, Inc. (QFIN, 22.30%), The Western Union Company (WU, 14.62%) and X Financial (XYF, 11.52%). Visa Inc. (V) has the longest record of dividend increases, 17 consecutive years.

Which credit services stocks performed best over the past year?

Over the past year the strongest credit services stocks were Encore Capital Group, Inc. (ECPG, +126.5%), Sezzle Inc. (SEZL, +82.8%) and Oportun Financial Corporation (OPRT, +66.3%). The weakest were Qfin Holdings, Inc. (QFIN, −79.4%), Lufax Holding Ltd (LU, −73.8%) and Klarna Group plc (KLAR, −64.2%).

Are credit services companies profitable?

39 of the 51 credit services companies with reported earnings are profitable, with a median gross margin of 72.0%, a median net profit margin of 10.3% and a median return on equity of 10.0%.