Credit Services Stocks: Companies & Metrics

Browse 51 credit services stocks with financial metrics and performance data (Financials sector).

Industry market cap: $1.84T
Cap-weighted, today: +0.86%
Cap-weighted, 1 year: +9.04%
Advancing / declining today: 26 / 22

Credit Services Stocks

51 stocks in the credit services industry. Click column headers to sort.

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1	V	Visa Inc.	$401.86	$762.73B	$44.49B	$22.59B	$11.10	6.45M
2	MA	Mastercard Incorporated	$609.85	$538.50B	$35.08B	$16.26B	$18.17	3.05M
3	AXP	American Express Company	$312.91	$210.90B	$68.88B	$11.45B	$16.67	3.46M
4	COF	Capital One Financial Corporation	$203.44	$124.00B	$48.89B	$10.27B	$16.33	3.90M
5	PYPL	PayPal Holdings, Inc.	$56.09	$50.54B	$34.13B	$4.90B	$5.25	12.08M
6	AFRM	Affirm Holdings, Inc.	$72.68	$25.35B	$4.26B	$1.93B	$5.53	3.90M
7	SYF	Synchrony Financial	$74.97	$24.17B	$13.76B	$3.52B	$10.00	3.20M
8	SOFI	SoFi Technologies, Inc.	$16.40	$22.17B	$4.90B	$636.26M	$0.47	51.69M
9	ALLY	Ally Financial Inc.	$38.72	$11.93B	$12.45B	$1.43B	$4.56	4.17M
10	FCFS	FirstCash Holdings, Inc.	$185.35	$8.03B	$4.29B	$388.15M	$8.77	463.73K
11	OMF	OneMain Holdings, Inc.	$56.88	$6.58B	$6.05B	$781.00M	$6.64	916.64K
12	CACC	Credit Acceptance Corporation	$542.52	$5.82B	$2.31B	$501.90M	$45.35	105.16K
13	KLAR	Klarna Group plc	$12.69	$4.81B	$4.04B	-$143.00M	−$0.38	5.31M
14	ENVA	Enova International, Inc.	$171.31	$4.53B	$3.45B	$355.45M	$13.48	367.47K
15	NNI	Nelnet, Inc.	$122.75	$4.42B	$1.74B	$302.24M	$8.35	131.27K
16	SEZL	Sezzle Inc.	$127.36	$4.42B	$531.89M	$161.43M	$4.55	506.85K
17	BFH	Bread Financial Holdings, Inc.	$102.61	$4.03B	$3.37B	$567.00M	$12.78	587.57K
18	LU	Lufax Holding Ltd	$8.50	$3.68B	$4.26B	-$333.96M	−$0.77	213.76K
19	SLM	SLM Corporation	$18.77	$3.48B	$1.67B	$724.14M	$3.60	3.30M
20	UPST	Upstart Holdings, Inc.	$23.71	$2.60B	$1.25B	$60.33M	$0.56	4.14M
21	EZPW	EZCORP, Inc.	$29.55	$2.46B	$1.58B	$158.31M	$1.90	789.20K
22	ECPG	Encore Capital Group, Inc.	$99.46	$2.27B	$1.90B	$301.56M	$13.20	256.64K
23	AGM	Federal Agricultural Mortgage Corporation	$204.02	$2.22B	$753.09M	$228.98M	$19.21	118.53K
24	WU	The Western Union Company	$5.99	$1.88B	$4.03B	$395.40M	$1.24	8.62M
25	ATLC	Atlanticus Holdings Corporation	$88.28	$1.69B	$1.07B	$151.70M	$7.93	111.62K
26	AGM.A	Federal Agricultural Mortgage Corporation	$140.92	$1.53B	$438.54M	$220.93M	$20.21	142.00
27	JCAP	Jefferson Capital, Inc.	$20.04	$1.11B	$643.55M	$155.02M	$2.72	242.46K
28	QFIN	Qfin Holdings, Inc.	$5.68	$810.07M	$2.41B	$561.03M	$4.09	2.01M
29	NAVI	Navient Corporation	$8.42	$808.32M	$1.09B	-$51.00M	−$0.53	1.42M
30	WRLD	World Acceptance Corporation	$169.83	$774.09M	$583.50M	$39.35M	$8.13	59.17K
31	PRAA	PRA Group, Inc.	$19.20	$735.42M	$1.36B	-$265.05M	−$6.84	459.78K
32	FINV	FinVolution Group	$2.88	$721.33M	$1.97B	$285.85M	$1.10	927.96K
33	GDOT	Green Dot Corporation	$12.09	$686.29M	$2.27B	-$25.95M	−$0.46	391.64K
34	OPRT	Oportun Financial Corporation	$9.56	$472.23M	$443.89M	$19.54M	$0.40	733.54K
35	OPFI	OppFi Inc.	$5.45	$468.90M	$611.39M	$101.72M	$2.46	711.96K
36	RM	Regional Management Corp.	$32.89	$315.88M	$602.57M	$46.82M	$4.76	86.72K
37	PMTS	CPI Card Group Inc.	$25.43	$306.17M	$587.31M	$13.75M	$1.16	165.84K
38	HTT	High Templar Tech Limited	$1.94	$305.89M	$2.95M	$106.30M	$0.64	71.79K
39	MFIN	Medallion Financial Corp.	$11.37	$276.07M	$345.45M	$35.88M	$1.47	62.74K
40	TROO	TROOPS, Inc.	$2.25	$270.98M	$21.28M	-$41.03M	−$0.38	276.76K
41	CPSS	Consumer Portfolio Services, Inc.	$9.55	$222.71M	$268.90M	$21.61M	$0.91	28.82K
42	XYF	X Financial	$4.88	$185.08M	$839.81M	$84.50M	$2.13	52.84K
43	FOA	Finance of America Companies Inc.	$10.77	$183.10M	$239.69M	-$338.00K	−$0.02	75.95K
44	LX	LexinFintech Holdings Ltd.	$0.66	$109.84M	$1.94B	$155.72M	$0.91	1.60M
45	SUIG	SUI Group Holdings Limited	$1.09	$88.18M	$-51.75M	-$355.94M	−$4.75	937.81K
46	JFIN	Jiayin Group Inc.	$1.32	$68.90M	$608.12M	$34.79M	$0.67	38.83K
47	YRD	Yiren Digital Ltd.	$0.55	$48.43M	$639.91M	-$223.64M	−$2.55	4.68M
48	ANTA	Antalpha Platform Holding Company	$1.67	$40.10M	$73.97M	$790.11K	$0.03	45.41K
49	JF	J and Friends Holdings Limited	$0.97	$16.18M	$35.55M	-$11.90M	−$26.28	5.73K
50	SNTG	Sentage Holdings Inc.	$1.70	$4.77M	$176.42K	-$4.28M	−$1.65	12.04K
51	DXF	Eason Technology Limited	$0.26	$328.55K	$3.15M	-$76.50M	−$100.82	845.60K

About the Credit Services Industry

The Credit Services industry includes 51 U.S.-listed companies in the Financials sector with a combined market capitalization of $1.84T. The largest are Visa Inc. (V, $762.73B), Mastercard Incorporated (MA, $538.50B) and American Express Company (AXP, $210.90B), together 82% of the industry's value.

39 of the 51 companies with reported earnings are profitable, and their median P/E ratio is 10.3. 22 of 51 pay a dividend, with a median yield of 3.09% among payers.

Over the past year the median stock is down 4.5%, and 22 of 51 are higher than a year ago. Median revenue growth is 8.4% year over year.

Best 1-year performers

Encore Capital Group, Inc. (ECPG)+126.5%
Sezzle Inc. (SEZL)+82.8%
Oportun Financial Corporation (OPRT)+66.3%

Weakest 1-year performers

Highest dividend yields

Profitability

Profitable companies: 39 of 51
Median gross margin: 72.0%
Median net profit margin: 10.3%
Median return on equity: 10.0%

Longest dividend growth streak: Visa Inc. (V), 17 consecutive years.

Frequently Asked Questions About Credit Services Stocks

How many stocks are in the credit services industry?

There are 51 publicly traded stocks in the credit services industry, part of the Financials sector.

Which credit services stocks pay the highest dividend yields?

The highest yields in the credit services industry are Qfin Holdings, Inc. (QFIN, 22.30%), The Western Union Company (WU, 14.62%) and X Financial (XYF, 11.52%). Visa Inc. (V) has the longest record of dividend increases, 17 consecutive years.

Which credit services stocks performed best over the past year?

Over the past year the strongest credit services stocks were Encore Capital Group, Inc. (ECPG, +126.5%), Sezzle Inc. (SEZL, +82.8%) and Oportun Financial Corporation (OPRT, +66.3%). The weakest were Qfin Holdings, Inc. (QFIN, −79.4%), Lufax Holding Ltd (LU, −73.8%) and Klarna Group plc (KLAR, −64.2%).

Are credit services companies profitable?

39 of the 51 credit services companies with reported earnings are profitable, with a median gross margin of 72.0%, a median net profit margin of 10.3% and a median return on equity of 10.0%.