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Jefferson Capital, Inc.

JCAPNASDAQFinancialsCredit Services

$20.41Today:- (-)1Y +12.51%

As of Oct 23, 2026 close

Market cap
$1.13B
P/E (TTM)
7.31
Forward P/E
7.45
Dividend yield
4.64%
52-week range
$15.50$24.44
Volume (live)
-
Avg. volume (3M)
247.20K

Jefferson Capital (JCAP) Stock Price & Financial Analysis

Jefferson Capital Stock Price Chart

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Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Price & Trading Activity
Day's Range$20.24 - $20.64
52-Week High$24.44
52-Week Low$15.50
Open$20.64
Volume (last close)199.71K
Average Volume (3M)247.20K
Earnings & Profitability
Revenue (TTM)643.55M
Net Income (TTM)155.02M
Free Cash Flow (TTM)220.06M
EPS (TTM)$2.72
Profit Margin24.09%
Operating Margin42.95%
Return on Equity (ROE)32.55%
Debt to Equity2.96
Dividend Information
Annual Dividend$0.96
Dividend Yield4.64%
Payout Ratio35.24%
Last Dividend Ex-DateAug 24, 2026
Size & Valuation
Market Cap1.13B
Shares Outstanding55.52M
P/E Ratio (TTM)7.31
Forward P/E7.45
Price to Sales (P/S)1.76
Price to Book (P/B)2.38
EV/EBITDA7.77
Technical Indicators
50-Day MA$20.86
200-Day MA$20.08
1-Year Change+12.51%

Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology

Compare JCAP with other stocks

Jefferson Capital at a Glance

As of the Oct 23, 2026 close, Jefferson Capital (JCAP) has a market capitalization of $1.13B. The stock trades at 7.3× trailing earnings, 7.5× forward earnings and 1.8× sales. Over the trailing twelve months it earned $155.02M on revenue of $643.55M (a 24.1% profit margin) and generated $220.06M of free cash flow. Revenue grew 22.2% year over year.

As of its latest reported balance sheet, it holds $20.41M in cash and securities against $1.41B of debt, a net debt position of $1.39B.

Jefferson Capital pays a quarterly dividend totaling $0.96 per share a year, a 4.64% yield at the Oct 23, 2026 close, with a 35% payout ratio.

The share price is up 12.5% over the past year. At $20.41 (the Oct 23, 2026 close) it sits within its 52-week range of $15.50 to $24.44, above its 200-day moving average of $20.08.

Based on 2 professional analyst ratings from the past 90 days, the consensus is Buy with an average price target of $30.00, 47.0% above the Oct 23, 2026 close.

Frequently Asked Questions About Jefferson Capital

What is the current stock price for JCAP?

As of the Oct 23, 2026 close, JCAP stock trades at $20.41. The 52-week range is $15.50–$24.44, with a day range of $20.24–$20.64.

What is the P/E ratio for JCAP?

As of the Oct 23, 2026 close, Jefferson Capital's trailing twelve-month (TTM) P/E ratio is 7.3, meaning investors pay $7.3 for every $1 of annual earnings. The forward P/E is 7.5, reflecting analyst expectations for future earnings. Jefferson Capital operates in the Financials sector.

Does JCAP pay dividends?

Yes, Jefferson Capital pays a 4.64% annual dividend yield as of the Oct 23, 2026 close ($0.96 per share a year). The trailing twelve-month payout ratio is 35.2%. The most recent ex-dividend date was August 24, 2026.

What do analysts recommend for JCAP?

Based on ratings from 2 professional analysts over the last 90 days, the consensus for JCAP is Buy. The average 12-month price target is $30.00, a 47.0% upside from the Oct 23, 2026 close of $20.41.

What is the market cap of JCAP?

As of the Oct 23, 2026 close, Jefferson Capital's market capitalization is $1.13B, classifying it as a small-cap company. Jefferson Capital operates in the Financials sector within the Credit Services industry.