Jefferson Capital (JCAP) Income Statement

Jefferson Capital reported revenue of $607.29M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 40.2% from $433.30M a year earlier. Net income was $187.97M, up 78.5% year over year, a net margin of 31.0%. Gross margin was 101.0% and operating margin 52.1%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $177.54M, up 16.3% from the same quarter a year earlier.

Jefferson Capital Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Jefferson Capital, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	607.29	433.30	323.07	45.09	31.21	12.19
Cost of Revenue	132.80	124.90	84.64	3.99	1.71	0.27
Gross Profit	613.29	308.40	238.44	41.10	29.50	11.92
Operating Expenses
Research & Development	0.00	0.00	0.00	0.21	0.39	0.27
Selling, General & Administrative	90.18	96.90	77.20	16.61	14.33	9.03
Operating Expenses	296.79	88.10	74.39	25.20	18.43	9.78
Operating Income	316.50	220.30	164.05	15.90	11.08	2.14
Other Income/Expense
Interest Income	566.42	0.00	0.00	0.00	0.00	0.00
Interest Expense	105.78	0.00	0.00	8.50	2.16	1.05
Other Income/Expense	-98.06	-82.30	-43.47	28.51	43.29	12.42
Income
Income Before Tax	218.44	138.00	120.58	44.41	54.37	14.56
Income Tax Expense	30.47	32.70	9.05	0.00	0.00	0.00
Net Income	187.97	105.30	111.52	44.41	54.37	14.56
Net Income - Continuous Operations	187.97	105.30	111.52	44.41	54.37	14.56
Net Income - Discontinued Operations	-	-	-	-	-	-
EBITDA	387.95	158.06	121.22	59.17	60.01	16.15
EBIT	382.70	179.27	164.05	-	-	-
Depreciation & Amortization	5.25	6.86	5.28	6.26	3.49	0.53
Earnings Per Share
Basic EPS	6.00	2.00	2.00	2.00	3.00	1.00
Diluted EPS	6.00	2.00	2.00	2.00	3.00	1.00
Basic Shares Outstanding	30.02	58.27	58.27	21.59	17.31	11.91
Diluted Shares Outstanding	30.02	58.27	58.27	21.59	17.31	11.91

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Jefferson Capital Financial Statements

What was Jefferson Capital's revenue in fiscal 2025?

Jefferson Capital reported revenue of $607.29M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 40.2% from $433.30M a year earlier.

Is Jefferson Capital profitable?

Yes. Jefferson Capital earned net income of $187.97M in fiscal 2025, a net margin of 31.0%. In fiscal 2024 it earned $105.30M.

What is Jefferson Capital's operating margin?

Jefferson Capital's operating income was $316.50M on revenue of $607.29M in fiscal 2025, an operating margin of 52.1%, compared with 50.8% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition