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Jefferson Capital, Inc.

JCAPNASDAQFinancialsCredit Services

$20.41Today:- (-)1Y +12.51%

As of Oct 23, 2026 close

Market cap
$1.13B
P/E (TTM)
7.31
Forward P/E
7.45
Dividend yield
4.64%
52-week range
$15.50$24.44
Volume (live)
-
Avg. volume (3M)
247.20K

Jefferson Capital (JCAP) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Jefferson Capital had a P/E ratio of 7.69, return on equity of 43.8% (up from 37.6%), debt-to-equity of 2.97 (down from 3.14) and a current ratio of 5.05 (down from 22.43). A current ratio of 5.05 means current assets exceed current liabilities. Its dividend yield was 2.15% with a payout ratio of 33.8%.

Jefferson Capital Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income StatementBalance SheetCash FlowRatios
Scroll to see more
BreakdownFY 2025FY 2024FY 2023
Period endingDec 2025Dec 2024Dec 2023
Valuation Ratios
P/E Ratio7.69--
Forward P/E8.07--
P/S Ratio2.14--
P/B Ratio2.73--
Price/Tangible Book3.16--
Price/FCF4.86--
Price/OCF4.84--
Enterprise Value Ratios
EV/Revenue4.03--
EV/EBITDA6.31--
EV/EBIT6.39--
EV/FCF9.14--
Profitability & Returns
Return on Equity (ROE)43.78%37.57%-
Return on Assets (ROA)12.79%11.70%-
Return on Invested Capital (ROIC)19.30%18.61%14.26%
Return on Capital Employed (ROCE)22.60%16.40%15.20%
Leverage & Solvency Ratios
Debt/Equity2.973.142.55
Debt/EBITDA3.624.554.62
Debt/FCF5.287.416.52
Liquidity Ratios
Current Ratio5.0522.4328.72
Quick Ratio4.9822.3927.93
Efficiency Ratios
Asset Turnover0.330.31-
Yield & Distribution Ratios
Earnings Yield14.43%--
FCF Yield20.56%--
Dividend Yield2.15%--
Payout Ratio33.76%27.93%27.41%
Total Return2.15%--

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Jefferson Capital Financial Ratios

What is Jefferson Capital's P/E ratio?

Jefferson Capital's P/E ratio was 7.69 for fiscal 2025 (period ended Dec 31, 2025).

What is Jefferson Capital's return on equity?

Jefferson Capital's return on equity (ROE) was 43.8% for fiscal 2025 (period ended Dec 31, 2025). It was 37.6% a year earlier.

What is Jefferson Capital's debt-to-equity ratio?

Jefferson Capital's debt-to-equity ratio was 2.97 for fiscal 2025 (period ended Dec 31, 2025). It was 3.14 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition