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Consumer Portfolio Services, Inc.

CPSSNASDAQFinancialsCredit Services

$9.30Today:- (-)1Y +14.34%

As of Oct 26, 2026 close

Market cap
$216.88M
P/E (TTM)
10.04
Forward P/E
9.13
Dividend yield
-
52-week range
$7.39$10.49
Volume (live)
-
Avg. volume (3M)
28.17K

Consumer Portfolio Services (CPSS) Stock Price & Financial Analysis

Consumer Portfolio Services Stock Price Chart

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Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Price & Trading Activity
Day's Range$9.30 - $9.90
52-Week High$10.49
52-Week Low$7.39
Open$9.88
Volume (last close)21.18K
Average Volume (3M)28.17K
Earnings & Profitability
Revenue (TTM)268.90M
Net Income (TTM)21.61M
Free Cash Flow (TTM)349.46M
EPS (TTM)$0.91
Profit Margin8.04%
Operating Margin57.88%
Return on Equity (ROE)6.77%
Debt to Equity12.56
Dividend Information
Annual Dividend$0.00
Dividend Yield0.00%
Payout Ratio0.00%
Size & Valuation
Market Cap216.88M
Shares Outstanding23.32M
P/E Ratio (TTM)10.04
Forward P/E9.13
Price to Sales (P/S)0.81
Price to Book (P/B)0.67
EV/EBITDA26.96
Technical Indicators
50-Day MA$9.29
200-Day MA$9.00
1-Year Change+14.34%

Source: Market prices and company fundamentals. Data as of Oct 26, 2026. Data sources and methodology

Compare CPSS with other stocks

Consumer Portfolio Services at a Glance

As of the Oct 26, 2026 close, Consumer Portfolio Services (CPSS) has a market capitalization of $216.88M. The stock trades at 10.0× trailing earnings, 9.1× forward earnings and 0.8× sales. Over the trailing twelve months it earned $21.61M on revenue of $268.90M (a 8.0% profit margin) and generated $349.46M of free cash flow. Revenue fell 14.0% year over year.

As of its latest reported balance sheet, it holds $5.15M in cash and securities against $4.01B of debt, a net debt position of $4.00B.

Consumer Portfolio Services does not currently pay a dividend.

The share price is up 14.3% over the past year. At $9.30 (the Oct 26, 2026 close) it sits within its 52-week range of $7.39 to $10.49, above its 200-day moving average of $9.00.

Frequently Asked Questions About Consumer Portfolio Services

What is the current stock price for CPSS?

As of the Oct 26, 2026 close, CPSS stock trades at $9.30. The 52-week range is $7.39–$10.49, with a day range of $9.30–$9.90.

What is the P/E ratio for CPSS?

As of the Oct 26, 2026 close, Consumer Portfolio Services's trailing twelve-month (TTM) P/E ratio is 10.0, meaning investors pay $10.0 for every $1 of annual earnings. The forward P/E is 9.1, reflecting analyst expectations for future earnings. Consumer Portfolio Services operates in the Financials sector.

Does CPSS pay dividends?

Consumer Portfolio Services does not currently pay a regular dividend. The company retains its earnings to reinvest in the business. Check the Dividends tab for historical dividend information.

What do analysts recommend for CPSS?

Analyst ratings and recommendations for CPSS are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.

What is the market cap of CPSS?

As of the Oct 26, 2026 close, Consumer Portfolio Services's market capitalization is $216.9M, classifying it as a micro-cap company. Consumer Portfolio Services operates in the Financials sector within the Credit Services industry.