Bread Financial Holdings, Inc.
BFHNYSEFinancialsCredit Services
As of Oct 15, 2026 close
- Market cap
- $4.12B
- P/E (TTM)
- 7.27
- Forward P/E
- 4.00
- Dividend yield
- 0.91%
- 52-week range
- $57.11$114.53
- Volume (live)
- -
- Avg. volume (3M)
- 553.04K
Bread Financial Holdings (BFH) Stock Price & Financial Analysis
Bread Financial Holdings Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $98.15 - $101.83 |
|---|---|
| 52-Week High | $114.53 |
| 52-Week Low | $57.11 |
| Open | $99.49 |
| Volume (last close) | 468.11K |
| Average Volume (3M) | 553.04K |
| Revenue (TTM) | 3.64B |
|---|---|
| Net Income (TTM) | 567.00M |
| Free Cash Flow (TTM) | 2.17B |
| EPS (TTM) | $12.78 |
| Profit Margin | 15.56% |
| Operating Margin | 18.74% |
| Return on Equity (ROE) | 16.85% |
| Debt to Equity | 0.98 |
| Annual Dividend | $0.92 |
|---|---|
| Dividend Yield | 0.91% |
| Payout Ratio | 7.20% |
| Last Dividend Ex-Date | Aug 31, 2026 |
| Market Cap | 4.12B |
|---|---|
| Shares Outstanding | 40.70M |
| P/E Ratio (TTM) | 7.27 |
| Forward P/E | 4.00 |
| Price to Sales (P/S) | 1.13 |
| Price to Book (P/B) | 1.23 |
| EV/EBITDA | 7.03 |
| 50-Day MA | $105.33 |
|---|---|
| 200-Day MA | $90.09 |
| 1-Year Change | +75.85% |
Source: Market prices and company fundamentals. Data as of Oct 15, 2026. Data sources and methodology
Bread Financial Holdings at a Glance
As of the Oct 15, 2026 close, Bread Financial Holdings (BFH) has a market capitalization of $4.12B. The stock trades at 7.3× trailing earnings, 4.0× forward earnings and 1.1× sales. Over the trailing twelve months it earned $567.00M on revenue of $3.64B (a 15.6% profit margin) and generated $2.17B of free cash flow. Revenue grew 13.2% year over year.
As of its latest reported balance sheet, it holds $3.68B in cash and securities against $3.29B of debt, a net cash position of $398.00M.
Bread Financial Holdings pays a quarterly dividend totaling $0.92 per share a year, a 0.91% yield at the Oct 15, 2026 close, with a 7% payout ratio and 1 consecutive year of dividend increases.
The share price is up 75.9% over the past year. At $101.31 (the Oct 15, 2026 close) it sits within its 52-week range of $57.11 to $114.53, above its 200-day moving average of $90.09.
Based on 13 professional analyst ratings from the past 90 days, the consensus is Hold with an average price target of $117.36, 15.8% above the Oct 15, 2026 close.
Frequently Asked Questions About Bread Financial Holdings
What is the current stock price for BFH?
As of the Oct 15, 2026 close, BFH stock trades at $101.31. The 52-week range is $57.11–$114.53, with a day range of $98.15–$101.83.
What is the P/E ratio for BFH?
As of the Oct 15, 2026 close, Bread Financial Holdings's trailing twelve-month (TTM) P/E ratio is 7.3, meaning investors pay $7.3 for every $1 of annual earnings. The forward P/E is 4.0, reflecting analyst expectations for future earnings. Bread Financial Holdings operates in the Financials sector.
Does BFH pay dividends?
Yes, Bread Financial Holdings pays a 0.91% annual dividend yield as of the Oct 15, 2026 close ($0.92 per share a year). The trailing twelve-month payout ratio is 7.2%. The most recent ex-dividend date was August 31, 2026.
What do analysts recommend for BFH?
Based on ratings from 13 professional analysts over the last 90 days, the consensus for BFH is Hold. The average 12-month price target is $117.36, a 15.8% upside from the Oct 15, 2026 close of $101.31.
What is the market cap of BFH?
As of the Oct 15, 2026 close, Bread Financial Holdings's market capitalization is $4.12B, classifying it as a mid-cap company. Bread Financial Holdings operates in the Financials sector within the Credit Services industry.