Synchrony Financial
SYFNYSEFinancialsCredit Services
As of Oct 16, 2026 close
- Market cap
- $24.74B
- P/E (TTM)
- 7.03
- Forward P/E
- 6.92
- Dividend yield
- 1.67%
- 52-week range
- $63.08$88.77
- Volume (live)
- -
- Avg. volume (3M)
- 2.97M
Synchrony Financial (SYF) Stock Price & Financial Analysis
Synchrony Financial Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $73.64 - $75.87 |
|---|---|
| 52-Week High | $88.77 |
| 52-Week Low | $63.08 |
| Open | $74.76 |
| Volume (last close) | 3.52M |
| Average Volume (3M) | 2.97M |
| Revenue (TTM) | 15.03B |
|---|---|
| Net Income (TTM) | 3.52B |
| Free Cash Flow (TTM) | 9.69B |
| EPS (TTM) | $10.00 |
| Profit Margin | 23.40% |
| Operating Margin | 30.69% |
| Return on Equity (ROE) | 20.82% |
| Debt to Equity | 1.23 |
| Annual Dividend | $1.24 |
|---|---|
| Dividend Yield | 1.67% |
| Payout Ratio | 12.40% |
| Last Dividend Ex-Date | Aug 5, 2026 |
| Market Cap | 24.74B |
|---|---|
| Shares Outstanding | 334.10M |
| P/E Ratio (TTM) | 7.03 |
| Forward P/E | 6.92 |
| Price to Sales (P/S) | 1.65 |
| Price to Book (P/B) | 1.46 |
| EV/EBITDA | 6.95 |
| 50-Day MA | $76.13 |
|---|---|
| 200-Day MA | $74.18 |
| 1-Year Change | +3.54% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
Synchrony Financial at a Glance
As of the Oct 16, 2026 close, Synchrony Financial (SYF) has a market capitalization of $24.74B. The stock trades at 7.0× trailing earnings, 6.9× forward earnings and 1.6× sales. Over the trailing twelve months it earned $3.52B on revenue of $15.03B (a 23.4% profit margin) and generated $9.69B of free cash flow. Revenue fell 7.2% year over year.
As of its latest reported balance sheet, it holds $16.19B in cash and securities against $20.78B of debt, a net debt position of $4.59B.
Synchrony Financial pays a quarterly dividend totaling $1.24 per share a year, a 1.67% yield at the Oct 16, 2026 close, with a 12% payout ratio and 4 consecutive years of dividend increases.
The share price is up 3.5% over the past year. At $73.68 (the Oct 16, 2026 close) it sits within its 52-week range of $63.08 to $88.77, below its 200-day moving average of $74.18.
Based on 20 professional analyst ratings from the past 90 days, the consensus is Buy with an average price target of $86.81, 17.8% above the Oct 16, 2026 close.
Frequently Asked Questions About Synchrony Financial
What is the current stock price for SYF?
As of the Oct 16, 2026 close, SYF stock trades at $73.68. The 52-week range is $63.08–$88.77, with a day range of $73.64–$75.87.
What is the P/E ratio for SYF?
As of the Oct 16, 2026 close, Synchrony Financial's trailing twelve-month (TTM) P/E ratio is 7.0, meaning investors pay $7.0 for every $1 of annual earnings. The forward P/E is 6.9, reflecting analyst expectations for future earnings. Synchrony Financial operates in the Financials sector.
Does SYF pay dividends?
Yes, Synchrony Financial pays a 1.67% annual dividend yield as of the Oct 16, 2026 close ($1.24 per share a year). The trailing twelve-month payout ratio is 12.4%. The most recent ex-dividend date was August 5, 2026.
What do analysts recommend for SYF?
Based on ratings from 20 professional analysts over the last 90 days, the consensus for SYF is Buy. The average 12-month price target is $86.81, a 17.8% upside from the Oct 16, 2026 close of $73.68.
What is the market cap of SYF?
As of the Oct 16, 2026 close, Synchrony Financial's market capitalization is $24.62B, classifying it as a large-cap company. Synchrony Financial operates in the Financials sector within the Credit Services industry.