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Synchrony Financial

SYFNYSEFinancialsCredit Services

$74.04Today:- (-)1Y +5.39%

As of Oct 15, 2026 close

Market cap
$24.74B
P/E (TTM)
7.03
Forward P/E
6.92
Dividend yield
1.67%
52-week range
$63.08$88.77
Volume (live)
-
Avg. volume (3M)
2.86M

Synchrony Financial (SYF) Analyst Forecast

Analyst consensus ratings, 12-month price targets, and expert recommendations for Synchrony Financial stock.

Analyst Consensus Rating

Investment consensus from 20 professional research analysts

Consensus Rating

Buy
Based on 20 unique analysts
Very High Confidence∞:1 Buy/Sell

Average Price Target

$86.81
+17.25% upside

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Strong Sell
Sell
Hold
Buy
Strong Buy

Latest SYF Analyst Ratings & Recommendations

Recent analyst recommendations with rating changes and price target updates (last 90 days)

Andrew Bauch
BMO Capital
HoldInitiates
$81.00
Moshe Orenbuch
TD Cowen
BuyMaintains
$90.00 → $86.00
Terry Ma
Barclays
BuyMaintains
$93.00
Erika Najarian
UBS
HoldMaintains
$87.00 → $81.00
Zacks Equity Research
Zacks Equity Research
BuyInitiates Coverage
-
John Pancari
Evercore ISI Group
BuyMaintains
$86.00 → $80.00
Donald Fandetti
Wells Fargo
BuyReiterates
$88.00
Kaibalya Pravo Dey
Zacks Equity Research
HoldInitiates Coverage
-
Mihir Bhatia
BofA Securities
BuyMaintains
$89.00
Unknown Analyst
Goldman Sachs
BuyMaintains
$87.00
Vincent Caintic
BTIG
HoldMaintains
-
Darrin Peller
Wolfe Research
BuyMaintains
$85.00 → $90.00
Swayta Shah
Zacks Equity Research
BuyInitiates Coverage
-
Brian Foran
Truist
HoldMaintains
$80.00
Sanjay Sakhrani
KBW
BuyMaintains
$98.00
Mark DeVries
Deutsche Bank
BuyInitiates Coverage
$101.00 → $104.00
Richard Shane
JP Morgan
HoldMaintains
$78.00
David George
Baird
BuyMaintains
$86.00 → $90.00
Jeffrey Adelson
Morgan Stanley
HoldInitiates Coverage
$84.00
Jon Arfstrom
RBC Capital
HoldMaintains
$85.00 → $80.00

Source: Professional analyst ratings and price targets from the last 90 days. Data as of Oct 8, 2026. Data sources and methodology

Frequently Asked Questions

What is the analyst consensus rating for SYF?

The analyst consensus rating for SYF is Buy, based on the latest ratings from 20 analysts over the last 90 days.

What is the average price target for SYF?

The average 12-month price target for SYF is $86.81, representing an upside of 17.2% from the Oct 15, 2026 close of $74.04.

What do analyst ratings mean?

Analyst ratings indicate investment recommendations: Strong Buy and Buy are bullish signals suggesting the stock may outperform. Hold means the stock is fairly valued. Sell and Strong Sell are bearish signals suggesting potential underperformance. These ratings are based on fundamental analysis and valuation models.

What is a price target?

A price target is an analyst's projection of a stock's fair value over a specific timeframe, typically 12 months. Analysts use fundamental analysis, financial modeling, and industry comparisons to estimate where the stock should trade. Price targets can range from low (conservative) to high (optimistic) estimates.