What is the analyst consensus rating for SYF?

The analyst consensus rating for SYF is "Buy" based on 14 analyst recommendations.

What is the average price target for SYF?

The average 12-month price target for SYF is $85.15, representing an upside of 12.5% from the current price of $75.71.

What do analyst ratings mean?

Analyst ratings indicate investment recommendations: Strong Buy and Buy are bullish signals suggesting the stock may outperform. Hold means the stock is fairly valued. Sell and Strong Sell are bearish signals suggesting potential underperformance. These ratings are based on fundamental analysis and valuation models.

What is a price target?

A price target is an analyst's projection of a stock's fair value over a specific timeframe, typically 12 months. Analysts use fundamental analysis, financial modeling, and industry comparisons to estimate where the stock should trade. Price targets can range from low (conservative) to high (optimistic) estimates.

Synchrony Financial (SYF) Forecast: Analyst Ratings & Targets

Latest SYF Analyst Ratings & Recommendations

Recent analyst recommendations with rating changes and price target updates (last 90 days)

Date	Analyst	Firm	Action	Rating	Price Target
Jun 11, 2026	Vincent Caintic	BTIG	Maintains	Hold	-
Jun 10, 2026	Terry Ma	Barclays	Maintains	Buy	$93.00
Jun 9, 2026	PerPlexity Financial - Credit Services	TipRanks - PerPlexity	Reiterates	Buy	$84.00 → $83.00 -1.00 (-1.2%)
Jun 9, 2026	Hoang Nguyen	TD Cowen	Maintains	Buy	$89.00
Jun 9, 2026	Mihir Bhatia	BofA Securities	Maintains	Buy	$91.00
Jun 9, 2026	Donald Fandetti	Wells Fargo	Reiterates	Buy	$95.00
May 22, 2026	Dominick Gabriele	Loop Capital	Initiates	Hold	$81.00
May 21, 2026	Dominick Gabriele	Loop Capital	Initiates	Hold	$81.00
Apr 23, 2026	Brian Foran	Truist	Maintains	Hold	$71.00 → $82.00 +11.00 (15.5%)
Apr 22, 2026	Vincent Caintic	BTIG	Downgrades	Hold	-
Apr 22, 2026	Brian Foran	Truist	Maintains	Hold	-
Apr 22, 2026	Terry Ma	Barclays	Maintains	Buy	$82.00 → $93.00 +11.00 (13.4%)
Apr 22, 2026	Richard Shane	JP Morgan	Maintains	Hold	$73.00 → $81.00 +8.00 (11.0%)
Apr 22, 2026	Brennan Crowley	Baird	Maintains	Buy	$83.00 → $86.00 +3.00 (3.6%)
Apr 21, 2026	Jon Arfstrom	RBC Capital	Maintains	Hold	$85.00
Apr 21, 2026	John Pancari	Evercore ISI Group	Maintains	Buy	$80.00
Apr 21, 2026	Jeffrey Adelson	Morgan Stanley	Initiates Coverage	Hold	$83.00 → $84.00 +1.00 (1.2%)
Apr 9, 2026	Richard Shane	JP Morgan	Maintains	Hold	$84.00 → $73.00 -11.00 (-13.1%)
Apr 9, 2026	Donald Fandetti	Wells Fargo	Maintains	Buy	$100.00 → $95.00 -5.00 (-5.0%)
Apr 7, 2026	Erika Najarian	UBS	Initiates Coverage	Hold	$82.00 → $77.00 -5.00 (-6.1%)
Apr 6, 2026	Terry Ma	Barclays	Maintains	Buy	$93.00 → $82.00 -11.00 (-11.8%)
Apr 6, 2026	John Pancari	Evercore ISI Group	Maintains	Buy	$88.00 → $80.00 -8.00 (-9.1%)

Vincent Caintic

BTIG

HoldMaintains

Jun 11

Terry Ma

Barclays

BuyMaintains

$93.00

Jun 10

PerPlexity Financial - Credit Services

TipRanks - PerPlexity

BuyReiterates

$84.00 → $83.00

Jun 9

Hoang Nguyen

TD Cowen

BuyMaintains

$89.00

Jun 9

Mihir Bhatia

BofA Securities

BuyMaintains

$91.00

Jun 9

Donald Fandetti

Wells Fargo

BuyReiterates

$95.00

Jun 9

Dominick Gabriele

Loop Capital

HoldInitiates

$81.00

May 22

Dominick Gabriele

Loop Capital

HoldInitiates

$81.00

May 21

Brian Foran

Truist

HoldMaintains

$71.00 → $82.00

Apr 23

Vincent Caintic

BTIG

HoldDowngrades

Apr 22

Brian Foran

Truist

HoldMaintains

Apr 22

Terry Ma

Barclays

BuyMaintains

$82.00 → $93.00

Apr 22

Richard Shane

JP Morgan

HoldMaintains

$73.00 → $81.00

Apr 22

Brennan Crowley

Baird

BuyMaintains

$83.00 → $86.00

Apr 22

Jon Arfstrom

RBC Capital

HoldMaintains

$85.00

Apr 21

John Pancari

Evercore ISI Group

BuyMaintains

$80.00

Apr 21

Jeffrey Adelson

Morgan Stanley

HoldInitiates Coverage

$83.00 → $84.00

Apr 21

Richard Shane

JP Morgan

HoldMaintains

$84.00 → $73.00

Apr 9

Donald Fandetti

Wells Fargo

BuyMaintains

$100.00 → $95.00

Apr 9

Erika Najarian

UBS

HoldInitiates Coverage

$82.00 → $77.00

Apr 7

Terry Ma

Barclays

BuyMaintains

$93.00 → $82.00

Apr 6

John Pancari

Evercore ISI Group

BuyMaintains

$88.00 → $80.00

Apr 6

Synchrony Financial (SYF) Analyst Forecast

Analyst Consensus Rating

Consensus Rating

Average Price Target

Latest SYF Analyst Ratings & Recommendations

Frequently Asked Questions