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PDLB
(NASDAQ)
Ponce Financial Group, Inc.
$16.93-- (--)
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Ponce Financial Group (PDLB) Key Statistics & Financial Metrics

Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.

Stock Valuation Metrics

Market value, earnings multiples, and pricing ratios

Market Valuation & Earnings Multiples

Market capitalization, P/E ratios, and enterprise value

Market Cap391.68M
Enterprise Value765.26M
Trailing P/E18.19
Forward P/E9.09

Price-Based Ratios

Valuation ratios based on stock price

Price/Sales (ttm)3.94
Forward Price/Sales5.63
Price/Book (mrq)0.74
Price/Tangible Book (mrq)0.74
Price/FCF (ttm)9.30
Price/OCF (ttm)8.98
PEG Ratio0.12

Enterprise Value Ratios

EV-based valuation multiples

EV/Revenue7.71
EV/Earnings35.59
EV/EBITDA22.53
EV/FCF18.21

Stock Price

Current price, 52-week range, and moving averages

Current Price$16.93
1-Day Change1.14%
52-Week High$18.01
52-Week Low$10.88
52-Week Change32.97%
YTD Change4.97%
1-Year Change31.62%
50-Day MA$16.57
200-Day MA$15.34
Avg Volume (30 day)38.87K

Share Statistics

Outstanding shares, float, and per-share metrics

Shares Outstanding23.14M
Book Value per Share$22.90
Net Cash per Share$6.35
FCF per Share$1.82

Profitability & Financial Performance

Profit margins, return metrics, and earnings analysis

Profit Margins

Profitability margins across income statement

Gross Margin95.74%
EBITDA Margin (ttm)34.23%
Operating Margin (ttm)29.42%
Pretax Margin (ttm)29.42%
Profit Margin (ttm)21.67%
FCF Margin (ttm)42.35%

Return on Investment Metrics

ROE, ROA, ROIC, and capital efficiency ratios

Return on Equity (ttm)4.06%
Return on Assets (ttm)0.68%

Income Statement (TTM)

Trailing twelve months revenue and earnings

Revenue99.24M
Gross Profit95.01M
Operating Income29.20M
Pretax Income29.20M
Net Income21.50M
EBITDA33.97M
Diluted EPS$0.93

Growth Rates (YoY)

Year-over-year growth metrics

Financial Health & Dividends

Balance sheet analysis, debt ratios, and dividend metrics

Assets & Cash

Total assets and cash positions

Total Assets (mrq)3.16B
Cash & Securities (mrq)146.83M
Net Cash (mrq)146.83M
Net Cash per Share$6.35

Debt & Liabilities

Liabilities, debt, equity, and working capital

Total Debt (mrq)521.10M
Working Capital (mrq)-1.81B
Total Equity (mrq)529.84M
Book Value per Share$22.90

Liquidity & Leverage

Liquidity, leverage, and debt coverage ratios

Current Ratio (mrq)0.13
Quick Ratio (mrq)0.13
Debt/Equity (mrq)0.98
Debt/EBITDA (ttm)15.34
Debt/FCF (ttm)12.40

Dividend History & Payout Analysis

Dividend yield, payout ratios, and growth metrics

Dividend per Share (TTM)$0.00
Dividend Yield0.00%
Payout Ratio (Earnings)0.00%

Yield Metrics

Earnings, FCF, buyback, and shareholder yields

Earnings Yield5.50%
FCF Yield10.75%
Buyback Yield0.00%
Total Shareholder Yield0.00%

Financial Health Scores

Risk assessment and quality metrics

Altman Z-Score-0.51
Piotroski F-Score4/9

Fair Value & Intrinsic Value

Lynch fair value, Graham number, and valuation models

Lynch Fair Value$140.87
Lynch Upside/Downside733.53%
Graham Number$21.88
Graham Upside/Downside29.48%

Frequently Asked Questions About Ponce Financial Group Statistics

What are the key financial metrics for PDLB?

Ponce Financial Group, Inc. (PDLB) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.

What is PDLB's valuation analysis?

The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Ponce Financial Group is overvalued or undervalued.

How do I read PDLB's profitability ratios?

Ponce Financial Group's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.

What do PDLB's debt ratios indicate?

The financial health section shows Ponce Financial Group's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.

What is PDLB's dividend analysis?

The dividend section covers Ponce Financial Group's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.