Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap4.85B
Enterprise Value27.48B
Trailing P/E9.43
Forward P/E5.89
PFSI
(NYSE)PennyMac Financial Services, Inc.
$90.10-- (--)
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PennyMac Financial Services (PFSI) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)1.16
Forward Price/Sales0.66
Price/Book (mrq)1.10
PEG Ratio0.15
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue6.76
EV/Earnings54.85
EV/EBITDA31.68
EV/EBIT50.06
EV/FCF-19.23
Stock Price
Current price, 52-week range, and moving averages
Current Price$90.10
1-Day Change0.34%
52-Week High$160.36
52-Week Low$82.65
52-Week Change-12.31%
YTD Change-33.31%
1-Year Change-15.36%
50-Day MA$98.55
200-Day MA$113.48
Avg Volume (30 day)565.09K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding53.88M
Book Value per Share$79.97
Net Cash per Share$-295.13
FCF per Share$-26.52
Analyst Price Targets & Consensus
Wall Street analyst ratings and 12-month price targets (90 days)
Price Target$127.00
Target Upside/Downside40.95%
Analyst ConsensusBuy
Analyst Count4
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin65.25%
EBITDA Margin (ttm)21.33%
EBIT Margin (ttm)13.50%
Operating Margin (ttm)20.05%
Pretax Margin (ttm)13.56%
Profit Margin (ttm)12.32%
FCF Margin (ttm)-35.13%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)11.63%
Return on Assets (ttm)1.70%
Return on Invested Capital (ttm)1.84%
Return on Capital Employed (ttm)4.16%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue4.07B
Gross Profit2.65B
Operating Income815.35M
Pretax Income551.42M
Net Income501.08M
EBITDA867.49M
EBIT548.96M
Diluted EPS$9.25
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow-1.39B
Capital Expenditures36.41M
Free Cash Flow-1.43B
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth68.56%
Dividend Growth9.09%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)29.39B
Cash & Securities (mrq)301.68M
Net Cash (mrq)-15.90B
Net Cash per Share$-295.13
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)23.06B
Working Capital (mrq)-15.47B
Total Equity (mrq)4.31B
Book Value per Share$79.97
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.04
Quick Ratio (mrq)0.04
Debt/Equity (mrq)5.35
Debt/EBITDA (ttm)26.58
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$1.20
Dividend Yield1.37%
Payout Ratio (Earnings)12.97%
Payout Ratio (FCF)30.93%
Dividend Growth (YoY)9.09%
Ex-Dividend DateFeb 13, 2026
Pay DateFeb 26, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield10.60%
FCF Yield-30.24%
Buyback Yield0.10%
Total Shareholder Yield1.47%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-0.12
Piotroski F-Score5/9
Dividend Score49.05
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$581.51
Lynch Upside/Downside563.07%
Graham Number$129.01
Graham Upside/Downside47.10%
Frequently Asked Questions About PennyMac Financial Services Statistics
What are the key financial metrics for PFSI?
PennyMac Financial Services, Inc. (PFSI) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is PFSI's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether PennyMac Financial Services is overvalued or undervalued.
How do I read PFSI's profitability ratios?
PennyMac Financial Services's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do PFSI's debt ratios indicate?
The financial health section shows PennyMac Financial Services's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is PFSI's dividend analysis?
The dividend section covers PennyMac Financial Services's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.