PennyMac Financial Services, Inc.
PFSINYSEFinancialsMortgage Finance
As of Oct 23, 2026 close
- Market cap
- $3.39B
- P/E (TTM)
- 8.64
- Forward P/E
- 8.56
- Dividend yield
- 1.89%
- 52-week range
- $57.52$160.36
- Volume (live)
- -
- Avg. volume (3M)
- 679.77K
PennyMac Financial Services (PFSI) Stock Price & Financial Analysis
PennyMac Financial Services Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $61.67 - $63.89 |
|---|---|
| 52-Week High | $160.36 |
| 52-Week Low | $57.52 |
| Open | $62.87 |
| Volume (last close) | 570.89K |
| Average Volume (3M) | 679.77K |
| Revenue (TTM) | 4.79B |
|---|---|
| Net Income (TTM) | 392.38M |
| Free Cash Flow (TTM) | -1.55B |
| EPS (TTM) | $7.29 |
| Profit Margin | 8.20% |
| Operating Margin | 10.57% |
| Return on Equity (ROE) | 9.05% |
| Debt to Equity | 3.39 |
| Annual Dividend | $1.20 |
|---|---|
| Dividend Yield | 1.89% |
| Payout Ratio | 16.45% |
| Last Dividend Ex-Date | Aug 17, 2026 |
| Market Cap | 3.39B |
|---|---|
| Shares Outstanding | 53.25M |
| P/E Ratio (TTM) | 8.64 |
| Forward P/E | 8.56 |
| Price to Sales (P/S) | 0.71 |
| Price to Book (P/B) | 0.78 |
| EV/EBITDA | 51.39 |
| 50-Day MA | $68.17 |
|---|---|
| 200-Day MA | $87.58 |
| 1-Year Change | −50.71% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
PennyMac Financial Services at a Glance
As of the Oct 23, 2026 close, PennyMac Financial Services (PFSI) has a market capitalization of $3.39B. The stock trades at 8.6× trailing earnings, 8.6× forward earnings and 0.7× sales. Over the trailing twelve months it earned $392.38M on revenue of $4.79B (a 8.2% profit margin) and burned $1.55B of free cash flow. Revenue grew 7.9% year over year.
As of its latest reported balance sheet, it holds $214.27M in cash and securities against $14.70B of debt, a net debt position of $14.48B.
PennyMac Financial Services pays a quarterly dividend totaling $1.20 per share a year, a 1.89% yield at the Oct 23, 2026 close, with a 16% payout ratio and 2 consecutive years of dividend increases.
The share price is down 50.7% over the past year. At $63.68 (the Oct 23, 2026 close) it sits near the bottom of its 52-week range of $57.52 to $160.36, below its 200-day moving average of $87.58.
Based on 8 professional analyst ratings from the past 90 days, the consensus is Buy with an average price target of $85.00, 33.5% above the Oct 23, 2026 close.
Frequently Asked Questions About PennyMac Financial Services
What is the current stock price for PFSI?
As of the Oct 23, 2026 close, PFSI stock trades at $63.68. The 52-week range is $57.52–$160.36, with a day range of $61.67–$63.89.
What is the P/E ratio for PFSI?
As of the Oct 23, 2026 close, PennyMac Financial Services's trailing twelve-month (TTM) P/E ratio is 8.6, meaning investors pay $8.6 for every $1 of annual earnings. The forward P/E is 8.6, reflecting analyst expectations for future earnings. PennyMac Financial Services operates in the Financials sector.
Does PFSI pay dividends?
Yes, PennyMac Financial Services pays a 1.89% annual dividend yield as of the Oct 23, 2026 close ($1.20 per share a year). The trailing twelve-month payout ratio is 16.4%. The most recent ex-dividend date was August 17, 2026.
What do analysts recommend for PFSI?
Based on ratings from 8 professional analysts over the last 90 days, the consensus for PFSI is Buy. The average 12-month price target is $85.00, a 33.5% upside from the Oct 23, 2026 close of $63.68.
What is the market cap of PFSI?
As of the Oct 23, 2026 close, PennyMac Financial Services's market capitalization is $3.39B, classifying it as a mid-cap company. PennyMac Financial Services operates in the Financials sector within the Mortgage Finance industry.