NMI Holdings, Inc.
NMIHNASDAQFinancialsInsurance - Specialty
As of Oct 15, 2026 close
- Market cap
- $3.07B
- P/E (TTM)
- 7.77
- Forward P/E
- 7.54
- Dividend yield
- -
- 52-week range
- $34.84$46.74
- Volume (live)
- -
- Avg. volume (3M)
- 719.56K
NMI Holdings (NMIH) Stock Price & Financial Analysis
NMI Holdings Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $39.90 - $40.83 |
|---|---|
| 52-Week High | $46.74 |
| 52-Week Low | $34.84 |
| Open | $40.41 |
| Volume (last close) | 1.20M |
| Average Volume (3M) | 719.56K |
| Revenue (TTM) | 730.78M |
|---|---|
| Net Income (TTM) | 395.33M |
| Free Cash Flow (TTM) | 441.61M |
| EPS (TTM) | $5.08 |
| Profit Margin | 54.10% |
| Operating Margin | 69.34% |
| Return on Equity (ROE) | 14.61% |
| Debt to Equity | 0.15 |
| Annual Dividend | $0.00 |
|---|---|
| Dividend Yield | 0.00% |
| Payout Ratio | 0.00% |
| Market Cap | 3.07B |
|---|---|
| Shares Outstanding | 76.58M |
| P/E Ratio (TTM) | 7.77 |
| Forward P/E | 7.54 |
| Price to Sales (P/S) | 4.20 |
| Price to Book (P/B) | 1.14 |
| EV/EBITDA | 6.26 |
| 50-Day MA | $43.04 |
|---|---|
| 200-Day MA | $40.13 |
| 1-Year Change | +13.44% |
Source: Market prices and company fundamentals. Data as of Oct 15, 2026. Data sources and methodology
NMI Holdings at a Glance
As of the Oct 15, 2026 close, NMI Holdings (NMIH) has a market capitalization of $3.07B. The stock trades at 7.8× trailing earnings, 7.5× forward earnings and 4.2× sales. Over the trailing twelve months it earned $395.33M on revenue of $730.78M (a 54.1% profit margin) and generated $441.61M of free cash flow. Revenue grew 7.5% year over year.
As of its latest reported balance sheet, it holds $72.12M in cash and securities against $418.02M of debt, a net debt position of $345.90M.
NMI Holdings does not currently pay a dividend.
The share price is up 13.4% over the past year. At $40.10 (the Oct 15, 2026 close) it sits within its 52-week range of $34.84 to $46.74, below its 200-day moving average of $40.13.
Based on 8 professional analyst ratings from the past 90 days, the consensus is Buy with an average price target of $50.33, 25.5% above the Oct 15, 2026 close.
Frequently Asked Questions About NMI Holdings
What is the current stock price for NMIH?
As of the Oct 15, 2026 close, NMIH stock trades at $40.10. The 52-week range is $34.84–$46.74, with a day range of $39.90–$40.83.
What is the P/E ratio for NMIH?
As of the Oct 15, 2026 close, NMI Holdings's trailing twelve-month (TTM) P/E ratio is 7.8, meaning investors pay $7.8 for every $1 of annual earnings. The forward P/E is 7.5, reflecting analyst expectations for future earnings. NMI Holdings operates in the Financials sector.
Does NMIH pay dividends?
NMI Holdings does not currently pay a regular dividend. The company retains its earnings to reinvest in the business. Check the Dividends tab for historical dividend information.
What do analysts recommend for NMIH?
Based on ratings from 8 professional analysts over the last 90 days, the consensus for NMIH is Buy. The average 12-month price target is $50.33, a 25.5% upside from the Oct 15, 2026 close of $40.10.
What is the market cap of NMIH?
As of the Oct 15, 2026 close, NMI Holdings's market capitalization is $3.07B, classifying it as a mid-cap company. NMI Holdings operates in the Financials sector within the Insurance - Specialty industry.