Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap108.56M
Enterprise Value325.67M
Trailing P/E17.81
Forward P/E19.57
PROV
(NASDAQ)Provident Financial Holdings, Inc.
$16.92-- (--)
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Provident Financial Holdings (PROV) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)2.47
Forward Price/Sales2.82
Price/Book (mrq)0.86
Price/Tangible Book (mrq)0.86
Price/FCF (ttm)14.68
Price/OCF (ttm)13.43
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue7.42
EV/Earnings53.42
EV/EBITDA27.67
EV/EBIT36.18
EV/FCF44.03
Stock Price
Current price, 52-week range, and moving averages
Current Price$16.84
1-Day Change-1.46%
52-Week High$17.42
52-Week Low$14.95
52-Week Change8.86%
YTD Change5.38%
1-Year Change9.21%
50-Day MA$17.06
200-Day MA$16.15
Avg Volume (30 day)7.86K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding6.45M
Book Value per Share$19.63
Net Cash per Share$-33.68
FCF per Share$1.15
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin89.67%
EBITDA Margin (ttm)26.80%
EBIT Margin (ttm)20.50%
Operating Margin (ttm)20.50%
Pretax Margin (ttm)20.50%
Profit Margin (ttm)13.88%
FCF Margin (ttm)16.84%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)4.82%
Return on Assets (ttm)0.50%
Return on Invested Capital (ttm)1.77%
Return on Capital Employed (ttm)2.90%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue43.92M
Gross Profit39.38M
Operating Income9.00M
Pretax Income9.00M
Net Income6.10M
EBITDA11.77M
EBIT9.00M
Diluted EPS$0.93
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow8.09M
Capital Expenditures689.00K
Free Cash Flow7.40M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth7.38%
Dividend Growth0.00%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)1.22B
Cash & Securities (mrq)57.13M
Net Cash (mrq)-217.11M
Net Cash per Share$-33.68
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)274.24M
Working Capital (mrq)-832.76M
Total Equity (mrq)126.57M
Book Value per Share$19.63
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.08
Quick Ratio (mrq)0.08
Debt/Equity (mrq)2.17
Debt/EBITDA (ttm)23.30
Debt/FCF (ttm)37.08
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$0.56
Dividend Yield3.33%
Payout Ratio (Earnings)60.29%
Payout Ratio (FCF)48.81%
Dividend Growth (YoY)0.00%
Ex-Dividend DateMay 14, 2026
Pay DateJun 4, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield5.62%
FCF Yield6.81%
Buyback Yield4.83%
Total Shareholder Yield8.16%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-3.74
Piotroski F-Score7/9
Dividend Score60.00
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$9.33
Lynch Upside/Downside-44.58%
Graham Number$20.26
Graham Upside/Downside20.28%
Frequently Asked Questions About Provident Financial Holdings Statistics
What are the key financial metrics for PROV?
Provident Financial Holdings, Inc. (PROV) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is PROV's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Provident Financial Holdings is overvalued or undervalued.
How do I read PROV's profitability ratios?
Provident Financial Holdings's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do PROV's debt ratios indicate?
The financial health section shows Provident Financial Holdings's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is PROV's dividend analysis?
The dividend section covers Provident Financial Holdings's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.