Provident Financial Holdings, Inc.
PROVNASDAQFinancialsBanks - Regional
As of Oct 16, 2026 close
- Market cap
- $116.75M
- P/E (TTM)
- 17.54
- Forward P/E
- 16.66
- Dividend yield
- 3.09%
- 52-week range
- $14.95$18.99
- Volume (live)
- -
- Avg. volume (3M)
- 16.15K
Provident Financial Holdings (PROV) Stock Price & Financial Analysis
Provident Financial Holdings Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $18.05 - $18.26 |
|---|---|
| 52-Week High | $18.99 |
| 52-Week Low | $14.95 |
| Open | $18.20 |
| Volume (last close) | 7.83K |
| Average Volume (3M) | 16.15K |
| Revenue (TTM) | 44.35M |
|---|---|
| Net Income (TTM) | 6.66M |
| Free Cash Flow (TTM) | 8.55M |
| EPS (TTM) | $1.02 |
| Profit Margin | 15.01% |
| Operating Margin | 21.73% |
| Return on Equity (ROE) | 5.27% |
| Debt to Equity | 2.13 |
| Annual Dividend | $0.56 |
|---|---|
| Dividend Yield | 3.09% |
| Payout Ratio | 54.80% |
| Last Dividend Ex-Date | Aug 13, 2026 |
| Market Cap | 116.75M |
|---|---|
| Shares Outstanding | 6.45M |
| P/E Ratio (TTM) | 17.54 |
| Forward P/E | 16.66 |
| Price to Sales (P/S) | 2.63 |
| Price to Book (P/B) | 0.92 |
| EV/EBITDA | 26.63 |
| 50-Day MA | $18.29 |
|---|---|
| 200-Day MA | $17.08 |
| 1-Year Change | +15.42% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
Provident Financial Holdings at a Glance
As of the Oct 16, 2026 close, Provident Financial Holdings (PROV) has a market capitalization of $116.75M. The stock trades at 17.5× trailing earnings, 16.7× forward earnings and 2.6× sales. Over the trailing twelve months it earned $6.66M on revenue of $44.35M (a 15.0% profit margin) and generated $8.55M of free cash flow. Revenue fell 18.6% year over year.
As of its latest reported balance sheet, it holds $49.21M in cash and securities against $269.05M of debt, a net debt position of $219.84M.
Provident Financial Holdings pays a quarterly dividend totaling $0.56 per share a year, a 3.09% yield at the Oct 16, 2026 close, with a 55% payout ratio.
The share price is up 15.4% over the past year. At $18.15 (the Oct 16, 2026 close) it sits within its 52-week range of $14.95 to $18.99, above its 200-day moving average of $17.08.
Based on 1 professional analyst rating from the past 90 days, the consensus is Buy.
Frequently Asked Questions About Provident Financial Holdings
What is the current stock price for PROV?
As of the Oct 16, 2026 close, PROV stock trades at $18.15. The 52-week range is $14.95–$18.99, with a day range of $18.05–$18.26.
What is the P/E ratio for PROV?
As of the Oct 16, 2026 close, Provident Financial Holdings's trailing twelve-month (TTM) P/E ratio is 17.5, meaning investors pay $17.5 for every $1 of annual earnings. The forward P/E is 16.7, reflecting analyst expectations for future earnings. Provident Financial Holdings operates in the Financials sector.
Does PROV pay dividends?
Yes, Provident Financial Holdings pays a 3.09% annual dividend yield as of the Oct 16, 2026 close ($0.56 per share a year). The trailing twelve-month payout ratio is 54.8%. The most recent ex-dividend date was August 13, 2026.
What do analysts recommend for PROV?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for PROV is Buy.
What is the market cap of PROV?
As of the Oct 16, 2026 close, Provident Financial Holdings's market capitalization is $117.0M, classifying it as a micro-cap company. Provident Financial Holdings operates in the Financials sector within the Banks - Regional industry.