SR Bancorp (SRBK) Cash Flow: Operating & Free Cash Flow

SR Bancorp (SRBK) Cash Flow Statement

In fiscal 2026 (fiscal year ended Jun 30, 2026), SR Bancorp generated $10.70M of operating cash flow and spent $820.00K on capital expenditures. That left free cash flow of $9.88M, up 133.5% from $4.23M a year earlier, or 30.1% of revenue. It returned $17.71M to shareholders through $1.69M in dividends and $16.02M in share buybacks.

SR Bancorp Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for SR Bancorp, Inc. (SRBK) - Annual data in millions USD
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Jun 2026	Jun 2025	Jun 2024	Jun 2023	Jun 2022	Jun 2021
Operating Activities
Net Income	-	3.35	-10.86	1.55	1.87	1.25
Depreciation & Amortization	2.12	2.34	2.17	0.39	0.40	0.45
Deferred Income Tax	0.15	-0.30	-1.40	-0.37	0.26	-0.01
Stock Based Compensation	2.14	1.11	0.52	0.00	0.00	0.00
Change in Working Capital	4.86	0.56	0.52	0.15	-2.00	-0.19
Change in Accounts Receivable	-	0.00	-0.29	-0.12	-0.03	-0.04
Change in Other Working Capital	-2.95	-5.25	0.81	-0.66	-1.97	-0.15
Other Operating Activities	-2.95	-5.25	7.31	-0.66	0.77	0.87
Net Cash from Operating Activities	10.70	4.67	-1.74	2.32	1.04	2.39
Investing Activities
Capital Expenditures	-0.82	-0.43	-1.10	-0.52	-0.33	-0.24
Acquisitions	-	0.00	-14.24	0.00	0.00	0.00
Purchases of Investments	-6.00	0.00	0.00	-0.89	-54.79	-154.83
Sales/Maturities of Investments	16.54	14.00	64.19	32.39	48.47	63.76
Other Investing Activities	-	-95.58	-37.09	-0.92	-0.07	-0.03
Net Cash from Investing Activities	-95.58	-50.48	11.75	2.70	-34.90	-71.95
Financing Activities
Debt Repayment	-	35.00	-20.00	20.00	12.08	0.00
Common Stock Issued	-	0.24	79.45	0.00	0.00	0.00
Common Stock Repurchased	-16.02	-11.32	0.00	0.00	0.00	0.00
Dividends Paid	-1.69	-0.44	0.00	0.00	0.00	0.00
Other Financing Activities	0.69	0.66	-66.00	0.25	0.38	-0.13
Net Cash from Financing Activities	98.56	57.69	-6.55	2.09	12.46	28.65
Summary
Net Change in Cash	13.68	11.87	3.46	7.11	-21.41	-40.91
Cash at Beginning of Period	57.78	45.91	42.45	35.34	56.75	97.66
Cash at End of Period	71.46	57.78	45.91	42.45	35.34	56.75
Free Cash Flow	9.88	4.23	-2.84	1.80	0.71	2.15
Supplemental Disclosures
Interest Paid	-	15.47	9.58	2.43	1.54	2.42
Income Taxes Paid	-	-	0.48	-	0.37	0.10

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About SR Bancorp Cash Flow

What is SR Bancorp's free cash flow?

SR Bancorp generated free cash flow of $9.88M in fiscal 2026 (fiscal year ended Jun 30, 2026), operating cash flow of $10.70M minus $820.00K of capital expenditures. That was up 133.5% from $4.23M a year earlier. Free cash flow equaled 30.1% of revenue.

How much does SR Bancorp spend on capital expenditures?

SR Bancorp spent $820.00K on capital expenditures in fiscal 2026, compared with $433.00K a year earlier. That equals 7.7% of operating cash flow.

Does SR Bancorp pay dividends or buy back shares?

Yes. In fiscal 2026 SR Bancorp returned $1.69M in dividends and $16.02M in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition