Timberland Bancorp (TSBK) Financial Ratios

For fiscal 2025 (fiscal year ended Sep 30, 2025), Timberland Bancorp had a P/E ratio of 9.01 (down from 9.93), return on equity of 11.5% (up from 10.2%), debt-to-equity of 0.09 (unchanged) and return on assets of 1.5% (up from 1.3%). Its dividend yield was 3.16% with a payout ratio of 27.7%.

Timberland Bancorp Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021
Valuation Ratios
P/E Ratio	9.01	9.93	8.09	9.66	8.75
Forward P/E	11.12	11.12	11.12	11.12	11.12
P/S Ratio	3.22	3.25	2.83	3.35	3.50
P/B Ratio	1.00	0.98	0.94	1.04	1.17
Price/Tangible Book	1.06	1.05	1.01	1.13	1.27
Price/FCF	9.25	11.10	7.34	8.91	8.40
Price/OCF	8.71	10.47	7.08	8.61	8.15
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	11.48%	10.15%	12.01%	11.09%	13.98%
Return on Assets (ROA)	1.48%	1.29%	1.47%	1.29%	1.64%
Leverage & Solvency Ratios
Debt/Equity	0.09	0.09	0.16	0.01	0.04
Debt/FCF	0.81	0.99	1.23	0.08	0.26
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	11.10%	10.07%	12.36%	10.35%	11.43%
FCF Yield	10.82%	9.01%	13.63%	11.22%	11.90%
Dividend Yield	3.16%	3.34%	3.70%	3.59%	3.38%
Payout Ratio	27.73%	31.50%	30.49%	30.64%	31.14%
Buyback Yield	1.58%	2.03%	1.61%	0.72%	-0.26%
Total Return	4.74%	5.37%	5.31%	4.31%	3.12%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Timberland Bancorp Financial Ratios

What is Timberland Bancorp's P/E ratio?

Timberland Bancorp's P/E ratio was 9.01 for fiscal 2025 (period ended Sep 30, 2025). It was 9.93 a year earlier.

What is Timberland Bancorp's return on equity?

Timberland Bancorp's return on equity (ROE) was 11.5% for fiscal 2025 (period ended Sep 30, 2025). It was 10.2% a year earlier.

What is Timberland Bancorp's debt-to-equity ratio?

Timberland Bancorp's debt-to-equity ratio was 0.09 for fiscal 2025 (period ended Sep 30, 2025). It was 0.09 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition