Timberland Bancorp (TSBK) Financial Statements & Analysis

Timberland Bancorp (TSBK) Income Statement

Timberland Bancorp reported revenue of $78.42M in fiscal 2025 (fiscal year ended Sep 30, 2025), up 10.6% from $70.89M a year earlier. Net income was $29.16M, up 20.1% year over year, a net margin of 37.2%. Gross margin was 98.8% and operating margin 46.2%. In the most recent quarter, Q3 fiscal 2026 (ended Jun 30, 2026), revenue was $20.76M, up 3.5% from the same quarter a year earlier.

Timberland Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Timberland Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017
Revenue & Gross Profit
Revenue	78.42	70.89	77.39	64.65	68.62	69.80	66.75	51.55	48.02
Cost of Revenue	33.04	31.84	13.72	2.83	2.99	8.62	4.57	2.78	1.95
Gross Profit	77.46	69.71	73.51	64.50	65.63	61.18	62.18	48.78	46.08
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	25.53	25.32	15.43	22.02	19.79	22.04	23.65	19.21	18.27
Operating Expenses	41.23	39.30	39.52	34.94	31.20	30.87	32.26	26.35	24.83
Operating Income	36.23	30.39	33.99	29.56	34.43	30.31	29.92	22.42	21.24
Other Income/Expense
Interest Income	101.94	94.46	79.68	58.39	54.85	55.46	55.56	41.71	38.25
Interest Expense	32.08	30.66	11.59	2.67	3.10	4.70	4.57	2.78	3.20
Other Income/Expense	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	36.23	30.41	33.99	29.56	34.43	30.31	29.92	22.42	21.24
Income Tax Expense	7.07	6.12	6.88	5.96	6.85	6.04	5.90	5.70	7.08
Net Income	29.16	24.28	27.12	23.60	27.58	24.27	24.02	16.72	14.17
Net Income - Continuous Operations	29.16	24.28	27.12	23.60	27.58	24.27	24.02	16.72	14.17
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	38.73	32.99	1.65	32.40	37.46	33.12	32.63	24.20	22.99
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.18	0.23	0.27	0.32	3.04	2.82	2.70	1.78	1.75
Earnings Per Share
Basic EPS	4.00	3.00	3.00	3.00	3.00	3.00	3.00	2.00	2.00
Diluted EPS	4.00	3.00	3.00	3.00	3.00	3.00	3.00	2.00	2.00
Basic Shares Outstanding	7.92	8.04	8.18	8.30	8.34	8.33	8.32	7.33	7.14
Diluted Shares Outstanding	7.95	8.08	8.25	8.38	8.44	8.42	8.47	7.53	7.38

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Timberland Bancorp Financial Statements

What was Timberland Bancorp's revenue in fiscal 2025?

Timberland Bancorp reported revenue of $78.42M in fiscal 2025 (fiscal year ended Sep 30, 2025). That was up 10.6% from $70.89M a year earlier.

Is Timberland Bancorp profitable?

Yes. Timberland Bancorp earned net income of $29.16M in fiscal 2025, a net margin of 37.2%. In fiscal 2024 it earned $24.28M.

What is Timberland Bancorp's operating margin?

Timberland Bancorp's operating income was $36.23M on revenue of $78.42M in fiscal 2025, an operating margin of 46.2%, compared with 42.9% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition