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TWFG, Inc.

TWFGNASDAQFinancialsInsurance Brokers

$27.25Today:- (-)1Y +9.23%

As of Oct 27, 2026 close

Market cap
$356.88M
P/E (TTM)
40.57
Forward P/E
79.03
Dividend yield
-
52-week range
$16.56$31.30
Volume (live)
-
Avg. volume (3M)
166.94K

TWFG (TWFG) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), TWFG had a P/E ratio of 54.30 (down from 166.19), return on equity of 13.9% (down from 18.7%), debt-to-equity of 0.05 (up from 0.04) and a current ratio of 5.12 (down from 6.11). A current ratio of 5.12 means current assets exceed current liabilities.

TWFG Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income StatementBalance SheetCash FlowRatios
Scroll to see more
BreakdownFY 2025FY 2024FY 2023FY 2022
Period endingDec 2025Dec 2024Dec 2023Dec 2022
Valuation Ratios
P/E Ratio54.30166.19--
Forward P/E34.3551.06--
P/S Ratio1.742.24--
P/B Ratio1.361.66--
Price/Tangible Book-503.54--
Price/FCF8.1412.24--
Price/OCF8.0811.27--
Enterprise Value Ratios
EV/Revenue2.062.32--
EV/EBITDA9.3712.12--
EV/EBIT13.8416.92--
EV/FCF9.6312.67--
Profitability & Returns
Return on Equity (ROE)13.91%18.67%56.87%-
Return on Assets (ROA)6.65%7.95%13.82%-
Return on Invested Capital (ROIC)25.59%38.90%54.22%48.64%
Return on Capital Employed (ROCE)11.30%9.80%31.50%35.00%
Leverage & Solvency Ratios
Debt/Equity0.050.041.710.23
Debt/EBITDA0.280.301.710.48
Debt/FCF0.290.321.780.52
Liquidity Ratios
Current Ratio5.126.112.151.92
Quick Ratio4.555.821.840.93
Efficiency Ratios
Asset Turnover0.710.931.50-
Yield & Distribution Ratios
Earnings Yield1.84%0.60%--
FCF Yield12.29%8.17%--
Payout Ratio199.20%339.05%--
Buyback Yield-0.79%-2271.57%--

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About TWFG Financial Ratios

What is TWFG's P/E ratio?

TWFG's P/E ratio was 54.30 for fiscal 2025 (period ended Dec 31, 2025). It was 166.19 a year earlier.

What is TWFG's return on equity?

TWFG's return on equity (ROE) was 13.9% for fiscal 2025 (period ended Dec 31, 2025). It was 18.7% a year earlier.

What is TWFG's debt-to-equity ratio?

TWFG's debt-to-equity ratio was 0.05 for fiscal 2025 (period ended Dec 31, 2025). It was 0.04 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition