United Bancorp, Inc.
UBCPNASDAQFinancialsBanks - Regional
As of Oct 16, 2026 close
- Market cap
- $74.00M
- P/E (TTM)
- 5.62
- Forward P/E
- 3.24
- Dividend yield
- 7.03%
- 52-week range
- $12.55$17.34
- Volume (live)
- -
- Avg. volume (3M)
- 8.55K
United Bancorp (UBCP) Stock Price & Financial Analysis
United Bancorp Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $13.40 - $14.10 |
|---|---|
| 52-Week High | $17.34 |
| 52-Week Low | $12.55 |
| Open | $13.53 |
| Volume (last close) | 6.00K |
| Average Volume (3M) | 8.55K |
| Revenue (TTM) | 40.43M |
|---|---|
| Net Income (TTM) | 13.17M |
| Free Cash Flow (TTM) | -4.17M |
| EPS (TTM) | $2.37 |
| Profit Margin | 32.57% |
| Operating Margin | 19.04% |
| Return on Equity (ROE) | 18.27% |
| Debt to Equity | 1.50 |
| Annual Dividend | $0.95 |
|---|---|
| Dividend Yield | 7.03% |
| Payout Ratio | 40.17% |
| Last Dividend Ex-Date | Sep 10, 2026 |
| Market Cap | 74.00M |
|---|---|
| Shares Outstanding | 5.47M |
| P/E Ratio (TTM) | 5.62 |
| Forward P/E | 3.24 |
| Price to Sales (P/S) | 1.83 |
| Price to Book (P/B) | 1.03 |
| EV/EBITDA | 19.78 |
| 50-Day MA | $15.35 |
|---|---|
| 200-Day MA | $15.30 |
| 1-Year Change | +3.21% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
United Bancorp at a Glance
As of the Oct 16, 2026 close, United Bancorp (UBCP) has a market capitalization of $74.00M. The stock trades at 5.6× trailing earnings, 3.2× forward earnings and 1.8× sales. Over the trailing twelve months it earned $13.17M on revenue of $40.43M (a 32.6% profit margin) and burned $4.17M of free cash flow. Revenue fell 3.2% year over year.
As of its latest reported balance sheet, it holds $45.98M in cash and securities against $108.33M of debt, a net debt position of $62.34M.
United Bancorp pays a quarterly dividend totaling $0.95 per share a year, a 7.03% yield at the Oct 16, 2026 close, with a 40% payout ratio and 12 consecutive years of dividend increases.
The share price is up 3.2% over the past year. At $13.40 (the Oct 16, 2026 close) it sits within its 52-week range of $12.55 to $17.34, below its 200-day moving average of $15.30.
Based on 1 professional analyst rating from the past 90 days, the consensus is Buy.
Frequently Asked Questions About United Bancorp
What is the current stock price for UBCP?
As of the Oct 16, 2026 close, UBCP stock trades at $13.40. The 52-week range is $12.55–$17.34, with a day range of $13.40–$14.10.
What is the P/E ratio for UBCP?
As of the Oct 16, 2026 close, United Bancorp's trailing twelve-month (TTM) P/E ratio is 5.6, meaning investors pay $5.6 for every $1 of annual earnings. The forward P/E is 3.2, reflecting analyst expectations for future earnings. United Bancorp operates in the Financials sector.
Does UBCP pay dividends?
Yes, United Bancorp pays a 7.03% annual dividend yield as of the Oct 16, 2026 close ($0.95 per share a year). The trailing twelve-month payout ratio is 40.2%. The most recent ex-dividend date was September 10, 2026.
What do analysts recommend for UBCP?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for UBCP is Buy.
What is the market cap of UBCP?
As of the Oct 16, 2026 close, United Bancorp's market capitalization is $73.3M, classifying it as a micro-cap company. United Bancorp operates in the Financials sector within the Banks - Regional industry.