Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap5.92B
Enterprise Value4.54B
Trailing P/E11.74
Forward P/E8.88
UBSI
(NASDAQ)United Bankshares, Inc.
$43.14-- (--)
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United Bankshares (UBSI) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)3.04
Forward Price/Sales1.89
Price/Book (mrq)1.08
Price/Tangible Book (mrq)1.72
Price/FCF (ttm)12.47
Price/OCF (ttm)11.87
PEG Ratio0.32
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue2.33
EV/Earnings8.99
EV/EBITDA14.23
EV/FCF9.56
Stock Price
Current price, 52-week range, and moving averages
Current Price$43.14
1-Day Change2.08%
52-Week High$45.93
52-Week Low$34.10
52-Week Change14.80%
YTD Change12.37%
1-Year Change19.63%
50-Day MA$42.05
200-Day MA$39.45
Avg Volume (30 day)774.04K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding140.09M
Book Value per Share$39.18
Net Cash per Share$9.88
FCF per Share$3.39
Analyst Price Targets & Consensus
Wall Street analyst ratings and 12-month price targets (90 days)
Analyst ConsensusBuy
Analyst Count1
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin61.00%
EBITDA Margin (ttm)16.34%
Operating Margin (ttm)30.26%
Pretax Margin (ttm)40.46%
Profit Margin (ttm)25.86%
FCF Margin (ttm)24.33%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)9.19%
Return on Assets (ttm)1.50%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue1.95B
Gross Profit1.19B
Operating Income590.18M
Pretax Income789.22M
Net Income504.50M
EBITDA318.76M
Diluted EPS$3.57
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow498.91M
Capital Expenditures24.24M
Free Cash Flow474.67M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth45.79%
Dividend Growth1.35%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)33.71B
Cash & Securities (mrq)2.31B
Net Cash (mrq)1.38B
Net Cash per Share$9.88
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)921.17M
Working Capital (mrq)0.00
Total Equity (mrq)5.49B
Book Value per Share$39.18
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)28.21
Quick Ratio (mrq)28.21
Debt/Equity (mrq)0.17
Debt/EBITDA (ttm)2.89
Debt/FCF (ttm)1.94
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$1.50
Dividend Yield3.48%
Payout Ratio (Earnings)42.03%
Payout Ratio (FCF)44.27%
Dividend Growth (YoY)1.35%
Years of Dividend Growth28
Ex-Dividend DateJun 12, 2026
Pay DateJul 1, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield8.52%
FCF Yield8.02%
Buyback Yield2.13%
Total Shareholder Yield5.61%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score0.37
Piotroski F-Score6/9
Dividend Score82.70
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$143.33
Lynch Upside/Downside232.25%
Graham Number$56.08
Graham Upside/Downside30.01%
Frequently Asked Questions About United Bankshares Statistics
What are the key financial metrics for UBSI?
United Bankshares, Inc. (UBSI) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is UBSI's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether United Bankshares is overvalued or undervalued.
How do I read UBSI's profitability ratios?
United Bankshares's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do UBSI's debt ratios indicate?
The financial health section shows United Bankshares's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is UBSI's dividend analysis?
The dividend section covers United Bankshares's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.