United Bankshares, Inc.
UBSINASDAQFinancialsBanks - Regional
As of Oct 23, 2026 close
- Market cap
- $6.74B
- P/E (TTM)
- 13.08
- Forward P/E
- 10.12
- Dividend yield
- 3.14%
- 52-week range
- $34.68$49.62
- Volume (live)
- -
- Avg. volume (3M)
- 1.09M
United Bankshares (UBSI) Stock Price & Financial Analysis
United Bankshares Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $48.04 - $48.99 |
|---|---|
| 52-Week High | $49.62 |
| 52-Week Low | $34.68 |
| Open | $48.31 |
| Volume (last close) | 989.96K |
| Average Volume (3M) | 1.09M |
| Revenue (TTM) | 1.40B |
|---|---|
| Net Income (TTM) | 515.15M |
| Free Cash Flow (TTM) | 527.40M |
| EPS (TTM) | $3.67 |
| Profit Margin | 36.80% |
| Operating Margin | 43.77% |
| Return on Equity (ROE) | 9.35% |
| Debt to Equity | 0.13 |
| Annual Dividend | $1.52 |
|---|---|
| Dividend Yield | 3.14% |
| Payout Ratio | 41.41% |
| Last Dividend Ex-Date | Sep 11, 2026 |
| Market Cap | 6.74B |
|---|---|
| Shares Outstanding | 138.42M |
| P/E Ratio (TTM) | 13.08 |
| Forward P/E | 10.12 |
| Price to Sales (P/S) | 4.81 |
| Price to Book (P/B) | 1.22 |
| EV/EBITDA | 18.11 |
| 50-Day MA | $47.09 |
|---|---|
| 200-Day MA | $44.47 |
| 1-Year Change | +37.87% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
United Bankshares at a Glance
As of the Oct 23, 2026 close, United Bankshares (UBSI) has a market capitalization of $6.74B. The stock trades at 13.1× trailing earnings, 10.1× forward earnings and 4.8× sales. Over the trailing twelve months it earned $515.15M on revenue of $1.40B (a 36.8% profit margin) and generated $527.40M of free cash flow. Revenue fell 9.5% year over year.
As of its latest reported balance sheet, it holds $2.08B in cash and securities against $699.61M of debt, a net cash position of $1.38B.
United Bankshares pays a quarterly dividend totaling $1.52 per share a year, a 3.14% yield at the Oct 23, 2026 close, with a 41% payout ratio and 38 consecutive years of dividend increases.
The share price is up 37.9% over the past year. At $48.67 (the Oct 23, 2026 close) it sits near the top of its 52-week range of $34.68 to $49.62, above its 200-day moving average of $44.47.
Based on 1 professional analyst rating from the past 90 days, the consensus is Buy.
Frequently Asked Questions About United Bankshares
What is the current stock price for UBSI?
As of the Oct 23, 2026 close, UBSI stock trades at $48.67. The 52-week range is $34.68–$49.62, with a day range of $48.04–$48.99.
What is the P/E ratio for UBSI?
As of the Oct 23, 2026 close, United Bankshares's trailing twelve-month (TTM) P/E ratio is 13.1, meaning investors pay $13.1 for every $1 of annual earnings. The forward P/E is 10.1, reflecting analyst expectations for future earnings. United Bankshares operates in the Financials sector.
Does UBSI pay dividends?
Yes, United Bankshares pays a 3.14% annual dividend yield as of the Oct 23, 2026 close ($1.52 per share a year). The trailing twelve-month payout ratio is 41.4%. The most recent ex-dividend date was September 11, 2026.
What do analysts recommend for UBSI?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for UBSI is Buy.
What is the market cap of UBSI?
As of the Oct 23, 2026 close, United Bankshares's market capitalization is $6.74B, classifying it as a mid-cap company. United Bankshares operates in the Financials sector within the Banks - Regional industry.