Unity Bancorp, Inc.
UNTYNASDAQFinancialsBanks - Regional
As of Oct 15, 2026 close
- Market cap
- $572.99M
- P/E (TTM)
- 9.77
- Forward P/E
- 8.41
- Dividend yield
- 1.14%
- 52-week range
- $44.34$62.50
- Volume (live)
- -
- Avg. volume (3M)
- 58.19K
Unity Bancorp (UNTY) Stock Price & Financial Analysis
Unity Bancorp Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $54.71 - $56.23 |
|---|---|
| 52-Week High | $62.50 |
| 52-Week Low | $44.34 |
| Open | $55.05 |
| Volume (last close) | 64.59K |
| Average Volume (3M) | 58.19K |
| Revenue (TTM) | 149.13M |
|---|---|
| Net Income (TTM) | 58.62M |
| Free Cash Flow (TTM) | 26.16M |
| EPS (TTM) | $5.74 |
| Profit Margin | 39.31% |
| Operating Margin | 51.96% |
| Return on Equity (ROE) | 15.77% |
| Debt to Equity | 1.73 |
| Annual Dividend | $0.64 |
|---|---|
| Dividend Yield | 1.14% |
| Payout Ratio | 11.15% |
| Last Dividend Ex-Date | Sep 3, 2026 |
| Market Cap | 572.99M |
|---|---|
| Shares Outstanding | 10.22M |
| P/E Ratio (TTM) | 9.77 |
| Forward P/E | 8.41 |
| Price to Sales (P/S) | 3.84 |
| Price to Book (P/B) | 1.54 |
| EV/EBITDA | 24.03 |
| 50-Day MA | $58.05 |
|---|---|
| 200-Day MA | $55.20 |
| 1-Year Change | +17.34% |
Source: Market prices and company fundamentals. Data as of Oct 15, 2026. Data sources and methodology
Unity Bancorp at a Glance
As of the Oct 15, 2026 close, Unity Bancorp (UNTY) has a market capitalization of $572.99M. The stock trades at 9.8× trailing earnings, 8.4× forward earnings and 3.8× sales. Over the trailing twelve months it earned $58.62M on revenue of $149.13M (a 39.3% profit margin) and generated $26.16M of free cash flow. Revenue grew 10.4% year over year.
As of its latest reported balance sheet, it holds $250.32M in cash and securities against $642.56M of debt, a net debt position of $392.24M.
Unity Bancorp pays a quarterly dividend totaling $0.64 per share a year, a 1.14% yield at the Oct 15, 2026 close, with a 11% payout ratio and 12 consecutive years of dividend increases.
The share price is up 17.3% over the past year. At $56.06 (the Oct 15, 2026 close) it sits within its 52-week range of $44.34 to $62.50, above its 200-day moving average of $55.20.
Based on 2 professional analyst ratings from the past 90 days, the consensus is Buy with an average price target of $68.00, 21.3% above the Oct 15, 2026 close.
Frequently Asked Questions About Unity Bancorp
What is the current stock price for UNTY?
As of the Oct 15, 2026 close, UNTY stock trades at $56.06. The 52-week range is $44.34–$62.50, with a day range of $54.71–$56.23.
What is the P/E ratio for UNTY?
As of the Oct 15, 2026 close, Unity Bancorp's trailing twelve-month (TTM) P/E ratio is 9.8, meaning investors pay $9.8 for every $1 of annual earnings. The forward P/E is 8.4, reflecting analyst expectations for future earnings. Unity Bancorp operates in the Financials sector.
Does UNTY pay dividends?
Yes, Unity Bancorp pays a 1.14% annual dividend yield as of the Oct 15, 2026 close ($0.64 per share a year). The trailing twelve-month payout ratio is 11.2%. The most recent ex-dividend date was September 3, 2026.
What do analysts recommend for UNTY?
Based on ratings from 2 professional analysts over the last 90 days, the consensus for UNTY is Buy. The average 12-month price target is $68.00, a 21.3% upside from the Oct 15, 2026 close of $56.06.
What is the market cap of UNTY?
As of the Oct 15, 2026 close, Unity Bancorp's market capitalization is $573.0M, classifying it as a small-cap company. Unity Bancorp operates in the Financials sector within the Banks - Regional industry.