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Exzeo Group, Inc.

XZONYSEFinancialsInsurance - Diversified

$16.46Today:- (-)

As of Oct 26, 2026 close

Market cap
$1.45B
P/E (TTM)
16.73
Forward P/E
8.83
Dividend yield
-
52-week range
$12.36$24.60
Volume (live)
-
Avg. volume (3M)
376.71K

Exzeo Group (XZO) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Exzeo Group had a P/E ratio of 27.86, return on equity of 61.4% (up from 60.4%), debt-to-equity of 0.03 (down from 0.54) and a current ratio of 3.86 (up from 1.19). A current ratio of 3.86 means current assets exceed current liabilities.

Exzeo Group Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income StatementBalance SheetCash FlowRatios
Scroll to see more
BreakdownFY 2025FY 2024FY 2023FY 2022FY 2020FY 2019
Period endingDec 2025Dec 2024Dec 2023Dec 2022Dec 2020Dec 2019
Valuation Ratios
P/E Ratio27.86-----
Forward P/E26.94-----
P/S Ratio9.95-----
P/B Ratio8.66-----
Price/Tangible Book8.66-----
Price/FCF22.59-----
Price/OCF21.95-----
Enterprise Value Ratios
EV/Revenue9.35-----
EV/EBITDA18.26-----
EV/EBIT18.75-----
EV/FCF21.22-----
Profitability & Returns
Return on Equity (ROE)61.37%60.36%---105.67%-
Return on Assets (ROA)31.54%6.75%---8.17%-
Return on Invested Capital (ROIC)58.02%35.52%1.91%--70.56%-47.82%
Leverage & Solvency Ratios
Debt/Equity0.030.540.93-3.410.05
Debt/EBITDA0.060.2010.81---
Debt/FCF0.070.041.18-0.770.03
Liquidity Ratios
Current Ratio3.861.190.81-1.271.46
Quick Ratio3.791.070.07-1.151.38
Efficiency Ratios
Asset Turnover1.010.38--0.41-
Yield & Distribution Ratios
Earnings Yield3.76%-----
FCF Yield4.43%-----
Payout Ratio-6.45%31.51%---
Buyback Yield-3.45%-1.83%-0.56%-0.91%--

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Exzeo Group Financial Ratios

What is Exzeo Group's P/E ratio?

Exzeo Group's P/E ratio was 27.86 for fiscal 2025 (period ended Dec 31, 2025).

What is Exzeo Group's return on equity?

Exzeo Group's return on equity (ROE) was 61.4% for fiscal 2025 (period ended Dec 31, 2025). It was 60.4% a year earlier.

What is Exzeo Group's debt-to-equity ratio?

Exzeo Group's debt-to-equity ratio was 0.03 for fiscal 2025 (period ended Dec 31, 2025). It was 0.54 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition