Exzeo Group (XZO) Income Statement

Exzeo Group reported revenue of $216.98M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 62.0% from $133.95M a year earlier. Net income was $82.75M, up 87.6% year over year, a net margin of 38.1%. Gross margin was 60.4% and operating margin 48.8%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $57.79M, up 3.0% from the same quarter a year earlier.

Exzeo Group Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

Exzeo Group, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2020	Dec 2019
Revenue & Gross Profit
Revenue	216.98	133.95	88.33	45.63	51.73	21.34
Cost of Revenue	85.96	81.07	71.35	71.74	49.64	15.40
Gross Profit	131.02	52.87	16.98	-26.11	51.73	5.94
Operating Expenses
Research & Development	8.83	0.00	0.00	4.13	0.00	0.00
Selling, General & Administrative	15.72	0.00	0.00	7.34	10.78	0.00
Operating Expenses	25.03	0.00	0.00	11.64	68.19	0.00
Operating Income	105.99	38.02	2.55	-37.75	-16.46	-1.73
Other Income/Expense
Interest Income	4.30	0.55	0.05	-	0.00	0.00
Interest Expense	0.00	0.00	0.00	-0.88	0.00	0.00
Other Income/Expense	4.30	-2.78	-1.67	0.91	0.80	-6.76
Income
Income Before Tax	110.29	35.24	0.88	-38.61	-16.46	-8.49
Income Tax Expense	27.54	9.17	-12.02	3.41	-4.04	-1.58
Net Income	82.75	44.10	20.78	-68.42	-12.42	-6.91
Net Income - Continuous Operations	82.75	44.10	20.78	-	-12.42	-6.91
Net Income - Discontinued Operations	-	-	-	-	-	-
EBITDA	113.23	40.38	4.76	-36.04	-15.36	-1.06
EBIT	110.29	38.57	2.61	-37.72	-16.46	-8.49
Depreciation & Amortization	0.48	2.36	2.20	1.69	1.10	0.68
Earnings Per Share
Basic EPS	1.00	-	-	-1.00	-	-
Diluted EPS	1.00	-	-	-1.00	-	-
Basic Shares Outstanding	80.17	90.78	90.78	75.68	75.00	90.78
Diluted Shares Outstanding	80.17	90.78	90.78	75.68	75.00	90.78

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Exzeo Group Financial Statements

What was Exzeo Group's revenue in fiscal 2025?

Exzeo Group reported revenue of $216.98M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 62.0% from $133.95M a year earlier.

Is Exzeo Group profitable?

Yes. Exzeo Group earned net income of $82.75M in fiscal 2025, a net margin of 38.1%. In fiscal 2024 it earned $44.10M.

What is Exzeo Group's operating margin?

Exzeo Group's operating income was $105.99M on revenue of $216.98M in fiscal 2025, an operating margin of 48.8%, compared with 28.4% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition