Atlantic American (AAME) Cash Flow: Operating & Free Cash Flow

Atlantic American (AAME) Cash Flow Statement

In fiscal 2024 (fiscal year ended Dec 31, 2024), Atlantic American generated $4.80M of operating cash flow and spent $225.00K on capital expenditures. That left free cash flow of $4.58M, up 80.0% from $2.54M a year earlier, or 2.4% of revenue. It returned $814.00K to shareholders through $807.00K in dividends and $7.00K in share buybacks.

Atlantic American Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for Atlantic American Corporation (AAME) - Annual data in millions USD
Breakdown	FY 2024	FY 2023	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2024	Mar 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Mar 2019	Dec 2017
Operating Activities
Net Income	-4.27	-0.17	-0.17	1.53	4.28	12.17	-0.39	-0.70	4.53
Depreciation & Amortization	0.37	0.65	0.65	0.89	1.00	0.98	1.00	0.99	1.44
Deferred Income Tax	-1.75	-3.12	-3.12	-1.82	-1.11	-2.25	-0.91	-2.24	-1.36
Stock Based Compensation	0.01	0.12	0.12	0.13	0.21	0.44	0.35	0.24	0.50
Change in Working Capital	13.24	4.59	4.59	2.94	3.72	2.37	11.62	3.02	10.38
Change in Accounts Receivable	-5.58	-3.52	-	1.08	1.55	1.35	-4.71	-10.22	-6.19
Change in Inventory	0.00	0.00	-	1.86	-1.55	-1.35	0.00	0.00	0.00
Change in Accounts Payable	6.14	0.00	-1.66	1.01	0.06	2.32	0.00	0.00	0.00
Change in Other Working Capital	-20.52	8.11	-18.35	-1.01	3.66	-1.30	16.33	13.24	16.57
Other Operating Activities	-20.52	0.55	-18.35	2.79	-7.01	-6.99	-13.48	3.15	-12.85
Net Cash from Operating Activities	4.80	2.62	2.62	6.45	1.09	8.97	-1.81	4.46	2.63
Investing Activities
Capital Expenditures	-0.23	-0.08	-0.08	-0.13	-0.11	-0.23	-0.07	-0.28	-0.10
Acquisitions	0.00	0.00	-	3.30	-5.41	1.83	0.00	14.51	-10.23
Purchases of Investments	-13.85	-18.07	-18.07	-17.01	-35.29	-1.83	-124.03	-49.55	-84.55
Sales/Maturities of Investments	16.36	14.79	14.79	13.71	40.70	25.66	127.11	35.05	94.78
Other Investing Activities	0.00	0.00	-	-3.30	5.41	-1.83	0.00	-14.51	10.23
Net Cash from Investing Activities	2.28	-3.37	-3.37	-3.43	5.30	-2.06	3.01	-14.79	10.13
Financing Activities
Debt Repayment	1.00	1.00	-	2.00	0.00	0.00	0.00	0.00	0.00
Common Stock Issued	-0.01	-0.01	-	0.00	0.01	0.01	0.00	0.04	0.03
Common Stock Repurchased	-0.01	0.00	-0.01	-0.11	-0.15	-0.09	-0.07	-0.82	-0.69
Dividends Paid	-0.81	-0.81	-0.81	-0.81	-0.81	-0.40	-0.80	-0.81	-0.81
Other Financing Activities	0.00	0.00	-	0.00	0.00	0.00	-0.07	-0.19	0.03
Net Cash from Financing Activities	0.19	0.18	0.18	1.09	-0.95	-0.48	-0.94	-1.59	-1.47
Summary
Net Change in Cash	7.27	-0.56	-0.56	4.11	5.43	6.43	0.26	-11.92	11.30
Cash at Beginning of Period	28.30	28.86	28.86	24.75	19.32	12.89	12.63	24.55	13.25
Cash at End of Period	35.57	28.30	28.30	28.86	24.75	19.32	12.89	12.63	24.55
Free Cash Flow	4.58	2.54	2.54	6.33	0.98	8.74	-1.88	4.18	2.53
Supplemental Disclosures
Interest Paid	3.45	-	3.23	1.79	1.39	1.67	-	-	-
Income Taxes Paid	0.58	-	2.58	2.76	3.20	3.88	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2025. Data sources and methodology

Frequently Asked Questions About Atlantic American Cash Flow

What is Atlantic American's free cash flow?

Atlantic American generated free cash flow of $4.58M in fiscal 2024 (fiscal year ended Dec 31, 2024), operating cash flow of $4.80M minus $225.00K of capital expenditures. That was up 80.0% from $2.54M a year earlier. Free cash flow equaled 2.4% of revenue.

How much does Atlantic American spend on capital expenditures?

Atlantic American spent $225.00K on capital expenditures in fiscal 2024, compared with $80.00K a year earlier. That equals 4.7% of operating cash flow.

Does Atlantic American pay dividends or buy back shares?

Yes. In fiscal 2024 Atlantic American returned $807.00K in dividends and $7.00K in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition