ACI Worldwide (ACIW) Cash Flow: Operating & Free Cash Flow

ACI Worldwide Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

Cash flow statement showing operating, investing, and financing activities for ACI Worldwide, Inc. (ACIW) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Operating Activities
Net Income	226.66	203.12	121.51	142.18	127.79	72.66	67.06	68.92	5.14
Depreciation & Amortization	22.53	120.67	133.99	138.36	143.91	85.26	138.50	97.35	102.22
Deferred Income Tax	0.94	-13.13	-4.09	1.60	3.73	3.35	-22.14	-5.73	21.66
Stock Based Compensation	70.63	41.28	24.55	29.75	27.24	29.60	36.76	20.36	13.68
Change in Working Capital	-60.35	1.98	-113.69	-137.65	-87.74	34.70	-96.89	-3.61	-1.23
Change in Accounts Receivable	-46.16	-23.58	-63.00	-132.19	-43.83	8.79	-19.05	-14.76	-8.24
Change in Inventory	0.00	0.00	0.00	0.00	0.00	-8.79	0.00	0.00	0.00
Change in Accounts Payable	11.32	-0.27	-3.78	7.73	1.41	2.48	-7.70	5.77	-1.70
Change in Other Working Capital	-25.50	25.83	6.24	7.59	-45.32	14.00	-70.13	5.39	8.72
Other Operating Activities	62.41	4.83	6.24	7.59	5.54	9.37	9.30	6.64	4.72
Net Cash from Operating Activities	322.83	358.75	168.52	143.38	220.47	314.90	132.61	183.93	146.20
Investing Activities
Capital Expenditures	-12.91	-15.40	-37.78	-39.89	-45.37	-17.80	-48.01	-43.89	-54.41
Acquisitions	-5.45	0.00	0.00	100.14	0.00	0.00	-757.27	0.00	0.00
Sales/Maturities of Investments	20.09	0.00	0.00	-26.79	0.00	-28.83	0.00	0.00	0.00
Other Investing Activities	5.48	-29.65	-28.85	-26.79	-24.79	15.93	-50.11	-1.47	-28.70
Net Cash from Investing Activities	7.22	-45.05	-37.78	60.25	-45.37	-30.70	-830.48	-45.36	-54.41
Financing Activities
Debt Repayment	-131.06	-126.05	-204.80	-172.55	-109.14	-236.80	703.08	-23.36	-72.28
Common Stock Issued	11.32	2.92	2.82	3.58	3.44	15.68	3.59	3.10	0.00
Common Stock Repurchased	-202.64	-127.67	-27.59	-206.54	-107.38	-40.45	-35.62	-54.53	-37.39
Other Financing Activities	-14.26	-37.39	-17.56	26.85	-43.81	101.68	-2.70	17.09	8.56
Net Cash from Financing Activities	-336.65	-288.20	-111.55	-171.06	-256.88	-159.89	668.35	-57.70	-98.15
Summary
Effect of Forex Changes on Cash	0.57	0.70	4.96	-2.04	0.53	-0.06	-1.50	-2.08	0.32
Net Change in Cash	-6.02	26.20	24.15	30.53	-81.24	124.25	-31.02	78.79	-6.04
Cash at Beginning of Period	265.02	238.82	214.67	184.14	265.38	121.40	172.15	69.71	75.75
Cash at End of Period	259.00	265.02	238.82	214.67	184.14	165.37	141.13	148.50	69.71
Free Cash Flow	309.92	343.35	130.74	103.49	175.11	297.09	84.59	140.04	91.78
Supplemental Disclosures
Interest Paid	-	70.20	73.54	48.53	40.07	51.99	-	-	-
Income Taxes Paid	-	47.91	65.44	43.55	46.17	27.76	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About ACI Worldwide Cash Flow

What is ACI Worldwide's free cash flow?

ACI Worldwide generated free cash flow of $309.92M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $322.83M minus $12.91M of capital expenditures. That was down 9.7% from $343.35M a year earlier. Free cash flow equaled 17.6% of revenue.

How much does ACI Worldwide spend on capital expenditures?

ACI Worldwide spent $12.91M on capital expenditures in fiscal 2025, compared with $15.40M a year earlier. That equals 4.0% of operating cash flow.

Does ACI Worldwide pay dividends or buy back shares?

Yes. In fiscal 2025 ACI Worldwide returned $202.64M in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition