Affirm Holdings (AFRM) Financial Ratios: P/E, ROE & More

Affirm Holdings (AFRM) Financial Ratios

For fiscal 2026 (fiscal year ended Jun 30, 2026), Affirm Holdings had a P/E ratio of 14.15 (down from 427.40), return on equity of 45.1% (up from 1.8%), debt-to-equity of 1.83 (down from 2.56) and a current ratio of 11.98 (down from 12.72). A current ratio of 11.98 means current assets exceed current liabilities.

Affirm Holdings Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Jun 2026	Jun 2025	Jun 2024	Jun 2023	Jun 2022	Jun 2021
Valuation Ratios
P/E Ratio	14.15	427.40	-	-	-	-
Forward P/E	21.76	31.81	-	-	-	-
P/S Ratio	6.41	6.92	4.02	2.85	3.83	26.21
P/B Ratio	4.98	7.27	3.42	1.79	1.98	7.04
Price/Tangible Book	5.54	8.84	4.27	2.32	2.59	5.39
Price/FCF	27.51	37.07	32.11	-	-	-
Price/OCF	22.19	28.09	20.75	372.13	-	-
PEG Ratio	10.88	-	-	-	-	-
Enterprise Value Ratios
EV/Revenue	8.13	8.78	5.98	5.18	5.24	-
EV/EBITDA	46.85	152.98	-	-	-	-
EV/EBIT	83.06	-	-	-	-	-
EV/FCF	34.89	47.04	47.78	-	-	-
Profitability & Returns
Return on Equity (ROE)	45.13%	1.80%	-19.66%	-38.25%	-27.24%	-29.28%
Return on Assets (ROA)	1.93%	-0.53%	-4.29%	-9.60%	-9.14%	-
Return on Invested Capital (ROIC)	3.57%	-0.83%	-7.96%	-19.04%	-20.87%	-
Return on Capital Employed (ROCE)	2.70%	-0.80%	-6.50%	-14.50%	-12.70%	-
Leverage & Solvency Ratios
Debt/Equity	1.83	2.56	2.42	2.15	1.58	0.72
Debt/EBITDA	13.40	40.66	-	-	-	-
Debt/FCF	10.10	13.05	22.74	-	-	-
Liquidity Ratios
Current Ratio	11.98	12.72	12.53	11.11	12.49	-
Quick Ratio	8.36	10.10	10.20	8.25	10.42	-
Efficiency Ratios
Asset Turnover	0.32	0.31	0.26	0.21	0.23	0.22
Yield & Distribution Ratios
Earnings Yield	7.07%	0.23%	-5.54%	-21.74%	-13.67%	-
FCF Yield	3.64%	2.70%	3.11%	-2.40%	-4.80%	-
Buyback Yield	-2.29%	-10.06%	-4.91%	-4.84%	-76.90%	-232.75%
Total Return	-	-	-	-	-	-232.75%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Affirm Holdings Financial Ratios

What is Affirm Holdings's P/E ratio?

Affirm Holdings's P/E ratio was 14.15 for fiscal 2026 (period ended Jun 30, 2026). It was 427.40 a year earlier.

What is Affirm Holdings's return on equity?

Affirm Holdings's return on equity (ROE) was 45.1% for fiscal 2026 (period ended Jun 30, 2026). It was 1.8% a year earlier.

What is Affirm Holdings's debt-to-equity ratio?

Affirm Holdings's debt-to-equity ratio was 1.83 for fiscal 2026 (period ended Jun 30, 2026). It was 2.56 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition